CWBC · Community West Bancshares / - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Revenue | $987.0K | $853.0K | $711.0K | $455.0K | $666.0K | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $727.0K | $711.0K | $780.0K | $821.0K | $864.0K | $764.0K |
| Operating Income | $10.81M | $18.71M | $11.76M | $11.76M | $11.37M | $10.22M |
| Interest Expense | $15.12M | $3.33M | $3.70M | $7.26M | $11.38M | $8.99M |
| Income Tax | $3.49M | $5.26M | $5.21M | $3.51M | $3.41M | $2.81M |
| Net Income | $7.32M | $13.45M | $13.10M | $8.24M | $7.96M | $7.41M |
| EPS - Basic | $0.83 | $1.54 | $1.53 | $0.97 | $0.94 | $0.89 |
| EPS - Diluted | $0.81 | $1.51 | $1.50 | $0.97 | $0.93 | $0.88 |
Balance Sheet
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $72.20M | $64.69M | $208.38M | $60.54M | $34.12M | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $1.09B | $1.09B | $1.16B | $975.43M | $913.87M | $877.29M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $970.82M | $978.85M | $1.06B | $886.43M | $831.89M | $801.14M |
| Stockholders' Equity | $116.24M | $112.65M | $101.38M | $89.01M | $81.98M | $76.15M |
| Retained Earnings | $70.65M | $67.73M | $56.85M | $46.06M | $39.47M | $33.33M |
Cash Flow
| Line item | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $25.59M | $5.86M | $22.22M | $15.84M | $13.94M | $16.32M |
| Investing Cash Flow | ($3.56M) | ($72.89M) | ($42.22M) | ($91.57M) | ($10.54M) | ($38.05M) |
| Financing Cash Flow | ($14.51M) | ($76.65M) | $167.84M | $53.60M | $22.35M | $32.78M |
| CapEx | $482.0K | $239.0K | $206.0K | $338.0K | $2.15M | $1.56M |
| Free Cash Flow | $25.10M | $5.62M | $22.01M | $15.51M | $11.79M | $14.76M |
Ratios
| Metric | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | 1095.2% | 2193.6% | 1653.3% | 2583.5% | 1707.8% | - |
| EBITDA margin | 1168.9% | 2276.9% | 1763.0% | 2764.0% | 1837.5% | - |
| Net margin | 741.2% | 1576.7% | 1842.6% | 1812.1% | 1195.6% | - |
| Free cash flow margin | 2543.5% | 658.5% | 3096.2% | 3407.7% | 1770.6% | - |
| FCF / Net income | 3.43 | 0.42 | 1.68 | 1.88 | 1.48 | 1.99 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 32.3% | 28.1% | 28.5% | 29.9% | 30.0% | 27.5% |
| Return on assets | 0.7% | 1.2% | 1.1% | 0.8% | 0.9% | 0.8% |
| Return on equity | 6.3% | 11.9% | 12.9% | 9.3% | 9.7% | 9.7% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 0.7x | 5.6x | 3.2x | 1.6x | 1.0x | 1.1x |
| Equity multiplier | 9.35 | 9.69 | 11.41 | 10.96 | 11.15 | 11.52 |
| Liabilities / Assets | 0.89 | 0.90 | 0.91 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||
| Asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 27.6x | 14.0x | 13.8x | 15.4x | - | - |
| P / B | 1.7x | 1.7x | 1.8x | 1.4x | - | - |
| P / S | 203.3x | 220.8x | 254.8x | 279.6x | - | - |
| EV / EBITDA | 11.1x | 6.4x | -2.2x | 5.3x | - | - |
| Growth | ||||||
| Revenue growth (YoY) | 15.7% | 20.0% | 56.3% | -31.7% | - | - |
| Revenue CAGR (3y) | 29.4% | 8.6% | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -42.2% | 59.2% | 0.0% | 3.3% | 11.3% | -2.3% |
| Net income growth (YoY) | -45.6% | 2.7% | 58.9% | 3.5% | 7.5% | 50.7% |
| EPS growth (YoY) | -46.4% | 0.7% | 54.6% | 4.3% | 5.7% | 54.4% |
| EPS CAGR (3y) | -5.8% | 17.5% | 19.5% | 19.4% | 14.5% | 43.1% |
| EPS CAGR (5y) | -1.6% | 21.5% | 19.3% | 26.5% | 4.4% | -2.1% |
| FCF growth (YoY) | 346.9% | -74.5% | 42.0% | 31.5% | -20.1% | 166.6% |
| FCF CAGR (5y) | 11.2% | 0.3% | 28.6% | 18.5% | 4.0% | 6.5% |
| Book value growth (YoY) | 3.2% | 11.1% | 13.9% | 8.6% | 7.7% | 8.7% |
Stability scores
Piotroski F-score
FY 2023 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✓Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing COMMUNITY WEST BANCSHARES / against the 5 most active filers in the same SIC group.
Dividends
$0.48/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.1200 |
| Feb 6, 2026 | $0.1200 |
| Oct 31, 2025 | $0.1200 |
| Aug 1, 2025 | $0.1200 |
| May 2, 2025 | $0.1200 |
| Feb 7, 2025 | $0.1200 |
| Nov 8, 2024 | $0.1200 |
| Aug 2, 2024 | $0.1200 |
| May 2, 2024 | $0.1200 |
| Feb 1, 2024 | $0.1200 |
| Nov 2, 2023 | $0.1200 |
| Aug 3, 2023 | $0.1200 |
| May 4, 2023 | $0.1200 |
| Feb 9, 2023 | $0.1200 |
| Nov 3, 2022 | $0.1200 |
| Aug 4, 2022 | $0.1200 |
| May 5, 2022 | $0.1200 |
| Feb 10, 2022 | $0.1200 |
| Nov 4, 2021 | $0.1200 |
| Aug 5, 2021 | $0.1200 |
| May 6, 2021 | $0.1200 |
| Feb 11, 2021 | $0.1100 |
| Nov 12, 2020 | $0.1100 |
| Aug 6, 2020 | $0.1100 |