CVBF · Cvb Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $4.70M | $5.90M | $6.60M | $6.90M | $6.40M | $6.90M |
| Operating Income | $314.00M | $314.00M | $314.00M | $300.0K | $297.65M | $249.52M |
| Interest Expense | - | - | $118.34M | $9.15M | $6.08M | $14.28M |
| Income Tax | $72.39M | $70.52M | $94.00M | $92.92M | $85.13M | $72.36M |
| Net Income | $209.30M | $200.72M | $221.44M | $235.43M | $212.52M | $177.16M |
| EPS - Basic | $1.52 | $1.44 | $1.59 | $1.67 | $1.57 | $1.30 |
| EPS - Diluted | $1.52 | $1.44 | $1.59 | $1.67 | $1.56 | $1.30 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $376.39M | $204.70M | $281.29M | $203.46M | $1.73B | $1.96B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $15.63B | $15.15B | $16.02B | $16.48B | $15.88B | $14.42B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $13.34B | $12.97B | $13.94B | $14.53B | $13.80B | $12.41B |
| Stockholders' Equity | $2.30B | $2.19B | $2.08B | $1.95B | $2.08B | $2.01B |
| Retained Earnings | $1.30B | $1.20B | $1.11B | $1.00B | $875.57M | $760.86M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $221.41M | $249.76M | $295.63M | $273.73M | $195.24M | $185.10M |
| Investing Cash Flow | ($210.31M) | $852.75M | $536.28M | ($1.18B) | ($1.73B) | ($1.27B) |
| Financing Cash Flow | $160.59M | ($1.18B) | ($754.08M) | ($625.85M) | $1.31B | $2.86B |
| CapEx | $4.07M | $5.13M | $4.52M | $5.36M | $4.68M | $4.67M |
| Free Cash Flow | $217.34M | $244.63M | $291.11M | $268.37M | $190.56M | $180.42M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.04 | 1.22 | 1.31 | 1.14 | 0.90 | 1.02 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 25.7% | 26.0% | 29.8% | 28.3% | 28.6% | 29.0% |
| Return on assets | 1.3% | 1.3% | 1.4% | 1.4% | 1.3% | 1.2% |
| Return on equity | 9.1% | 9.2% | 10.7% | 12.1% | 10.2% | 8.8% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 2.7x | 0.0x | 49.0x | 17.5x |
| Equity multiplier | 6.81 | 6.93 | 7.71 | 8.46 | 7.63 | 7.18 |
| Liabilities / Assets | 0.85 | 0.86 | 0.87 | 0.88 | 0.87 | 0.86 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 12.2x | 14.9x | 12.7x | 15.4x | 13.7x | 15.0x |
| P / B | 1.1x | 1.4x | 1.3x | 1.9x | 1.4x | 1.3x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 6.8x | 8.6x | 7.8x | 472.5x | 3.8x | 2.7x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 0.0% | 0.0% | 104566.7% | -99.9% | 19.3% | -14.3% |
| Net income growth (YoY) | 4.3% | -9.4% | -5.9% | 10.8% | 20.0% | -14.8% |
| EPS growth (YoY) | 5.6% | -9.4% | -4.8% | 7.1% | 20.0% | -12.2% |
| EPS CAGR (3y) | -3.1% | -2.6% | 6.9% | 4.1% | 8.0% | 11.0% |
| EPS CAGR (5y) | 3.2% | -0.5% | 5.1% | 11.9% | 10.7% | 6.9% |
| FCF growth (YoY) | -11.2% | -16.0% | 8.5% | 40.8% | 5.6% | -11.0% |
| FCF CAGR (5y) | 3.8% | 3.8% | 19.3% | 14.8% | 11.5% | 11.7% |
| Book value growth (YoY) | 5.0% | 5.2% | 6.6% | -6.4% | 3.7% | 0.7% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing CVB FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.80/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 1, 2026 | $0.2000 |
| Dec 29, 2025 | $0.2000 |
| Oct 1, 2025 | $0.2000 |
| Jul 10, 2025 | $0.2000 |
| Apr 2, 2025 | $0.2000 |
| Dec 31, 2024 | $0.2000 |
| Sep 30, 2024 | $0.2000 |
| Jul 11, 2024 | $0.2000 |
| Apr 2, 2024 | $0.2000 |
| Jan 4, 2024 | $0.2000 |
| Oct 3, 2023 | $0.2000 |
| Jul 5, 2023 | $0.2000 |
| Apr 4, 2023 | $0.2000 |
| Dec 28, 2022 | $0.2000 |
| Oct 4, 2022 | $0.2000 |
| Jun 29, 2022 | $0.1900 |
| Apr 5, 2022 | $0.1800 |
| Dec 28, 2021 | $0.1800 |
| Oct 5, 2021 | $0.1800 |
| Jun 29, 2021 | $0.1800 |
| Mar 30, 2021 | $0.1800 |
| Dec 30, 2020 | $0.1800 |
| Oct 6, 2020 | $0.1800 |
| Jul 8, 2020 | $0.1800 |