CoverageForm 410-K10-Q8-K13D13G13F

CVBF · Cvb Financial Corp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · CVBF

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income$68.55M-$69.01M$68.80M$69.53M-$67.62M$68.78M$66.80M-
Interest Expense-------$48.22M$45.23M-
Income Tax$17.55M-$16.42M$18.23M$18.43M-$16.39M$18.74M$18.20M-
Net Income$51.00M-$52.59M$50.56M$51.10M-$51.22M$50.03M$48.60M-
EPS - Basic$0.38-$0.38$0.37$0.37-$0.37$0.36$0.35-
EPS - Diluted$0.38-$0.38$0.37$0.36-$0.37$0.36$0.35-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$452.39M$376.39M$783.92M$738.64M$529.09M$204.70M$453.46M$844.19M$949.59M$281.29M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$15.51B$15.63B$15.67B$15.41B$15.26B$15.15B$15.40B$16.15B$16.47B$16.02B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$13.19B$13.34B$13.38B$13.17B$13.03B$12.97B$13.21B$14.04B$14.38B$13.94B
Stockholders' Equity$2.32B$2.30B$2.28B$2.24B$2.23B$2.19B$2.20B$2.11B$2.09B$2.08B
Retained Earnings$1.32B$1.30B$1.27B$1.25B$1.22B$1.20B$1.18B$1.16B$1.13B$1.11B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$62.39M---$41.88M---$77.47M-
Investing Cash Flow$166.42M---$273.07M---$231.03M-
Financing Cash Flow($152.81M)---$9.44M---$359.80M-
CapEx$1.15M---$679.0K---$166.0K-
Free Cash Flow$61.25M---$41.20M---$77.31M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income1.20---0.81---1.59-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate25.6%-23.8%26.5%26.5%-24.2%27.2%27.3%-
Return on assets0.3%-0.3%0.3%0.3%-0.3%0.3%0.3%-
Return on equity2.2%-2.3%2.3%2.3%-2.3%2.4%2.3%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage-------1.4x1.5x-
Equity multiplier6.686.816.866.886.856.937.017.657.897.71
Liabilities / Assets0.850.850.850.850.850.860.860.870.870.87
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E51.0x-49.8x53.5x51.3x-48.2x47.9x51.0x-
P / B1.1x-1.1x1.2x1.2x-1.1x1.1x1.2x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)-1.4%-2.1%0.0%4.1%--16.1%-11.5%-19.1%-
Net income growth (YoY)-0.2%-2.7%1.1%5.2%--11.5%-10.3%-18.0%-
EPS growth (YoY)5.6%-2.7%2.8%2.9%--11.9%-10.0%-16.7%-
EPS CAGR (3y)-3.3%--6.2%-4.1%5.1%-0.0%-1.8%-9.4%-
EPS CAGR (5y)-4.2%-1.7%3.6%5.9%-0.5%-1.6%-1.1%-
FCF growth (YoY)48.7%----46.7%---10.8%-
FCF CAGR (5y)5.8%----11.2%---11.7%-
Book value growth (YoY)4.2%5.0%3.8%6.1%6.8%5.2%12.6%5.5%4.9%6.6%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing CVB FINANCIAL CORP against the 5 most active filers in the same SIC group.

Dividends

$0.80/share trailing 12 months · 0.0% YoY

Ex-datePer share
Apr 1, 2026$0.2000
Dec 29, 2025$0.2000
Oct 1, 2025$0.2000
Jul 10, 2025$0.2000
Apr 2, 2025$0.2000
Dec 31, 2024$0.2000
Sep 30, 2024$0.2000
Jul 11, 2024$0.2000
Apr 2, 2024$0.2000
Jan 4, 2024$0.2000
Oct 3, 2023$0.2000
Jul 5, 2023$0.2000
Apr 4, 2023$0.2000
Dec 28, 2022$0.2000
Oct 4, 2022$0.2000
Jun 29, 2022$0.1900
Apr 5, 2022$0.1800
Dec 28, 2021$0.1800
Oct 5, 2021$0.1800
Jun 29, 2021$0.1800
Mar 30, 2021$0.1800
Dec 30, 2020$0.1800
Oct 6, 2020$0.1800
Jul 8, 2020$0.1800