CSBB · Csb Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $5.54M | - | $5.17M | $4.63M | $4.49M | - | $3.90M | $1.96M | $3.63M | - |
| Interest Expense | - | - | - | - | - | - | - | $3.58M | $3.41M | - |
| Income Tax | $1.09M | - | $1.02M | $903.0K | $878.0K | - | $756.0K | $348.0K | $693.0K | - |
| Net Income | $4.44M | - | $4.15M | $3.73M | $3.62M | - | $3.15M | $1.61M | $2.93M | - |
| EPS - Basic | $1.69 | - | $1.57 | $1.41 | $1.37 | - | $1.18 | $0.61 | $1.10 | - |
| EPS - Diluted | $1.69 | - | $1.57 | $1.41 | $1.37 | - | $1.18 | $0.61 | $1.10 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $55.21M | $99.31M | $80.81M | $95.29M | $88.49M | $73.51M | $95.64M | $56.20M | $39.42M | $64.08M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.27B | $1.29B | $1.25B | $1.24B | $1.22B | $1.19B | $1.21B | $1.17B | $1.16B | $1.18B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | $917.0K | - | - | - | $1.27M | - | - | - | $1.75M |
| Total Liabilities | $1.14B | $1.17B | $1.12B | $1.12B | $1.10B | $1.08B | $1.09B | $1.06B | $1.05B | $1.07B |
| Stockholders' Equity | $129.20M | $126.28M | $125.19M | $121.68M | $118.33M | $114.83M | $115.01M | $110.37M | $109.56M | $107.94M |
| Retained Earnings | $115.46M | $112.15M | $111.38M | $108.31M | $105.66M | $103.11M | $101.85M | $99.77M | $99.19M | $97.30M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.40M | - | - | - | $3.05M | - | - | - | $600.0K | - |
| Investing Cash Flow | ($16.39M) | - | - | - | ($11.85M) | - | - | - | ($297.0K) | - |
| Financing Cash Flow | ($31.12M) | - | - | - | $23.77M | - | - | - | ($24.96M) | - |
| CapEx | $343.0K | - | - | - | $94.0K | - | - | - | $174.0K | - |
| Free Cash Flow | $3.06M | - | - | - | $2.96M | - | - | - | $426.0K | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.69 | - | - | - | 0.82 | - | - | - | 0.15 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 19.7% | - | 19.7% | 19.5% | 19.5% | - | 19.4% | 17.7% | 19.1% | - |
| Return on assets | 0.4% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.1% | 0.3% | - |
| Return on equity | 3.4% | - | 3.3% | 3.1% | 3.1% | - | 2.7% | 1.5% | 2.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | 0.01 | - | - | - | 0.01 | - | - | - | 0.02 |
| Debt / Assets | - | 0.00 | - | - | - | 0.00 | - | - | - | 0.00 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.5x | 1.1x | - |
| Equity multiplier | 9.79 | 10.24 | 9.97 | 10.17 | 10.30 | 10.38 | 10.51 | 10.58 | 10.55 | 10.92 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 36.9x | - | 31.5x | 30.9x | 32.1x | - | 32.6x | 63.9x | 36.4x | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 23.2% | - | 32.5% | 135.9% | 23.9% | - | -9.9% | -56.7% | -26.1% | - |
| Net income growth (YoY) | 22.9% | - | 32.0% | 130.8% | 23.3% | - | -9.7% | -55.7% | -25.4% | - |
| EPS growth (YoY) | 23.4% | - | 33.1% | 131.1% | 24.5% | - | -9.2% | -55.1% | -24.7% | - |
| EPS CAGR (3y) | 5.0% | - | 5.2% | 6.1% | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 3.4% | - | - | - | 594.6% | - | - | - | -84.5% | - |
| FCF CAGR (5y) | 2.1% | - | - | - | 8.8% | - | - | - | -20.4% | - |
| Book value growth (YoY) | 9.2% | 10.0% | 8.9% | 10.3% | 8.0% | 6.4% | 13.4% | 10.2% | 10.7% | 12.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$5.24M totalDebit Card$2.21M · 42.2%
Deposit Account$1.21M · 23.2%
Fiduciary And Trust$1.15M · 21.9%
Credit Card$670.0K · 12.8%
Peer comparison
Same SIC group: State Commercial Banks
Comparing CSB Bancorp against the 5 most active filers in the same SIC group.
Dividends
$1.67/share trailing 12 months · +39.2% YoY
| Ex-date | Per share |
|---|---|
| Mar 10, 2026 | $0.4300 |
| Dec 2, 2025 | $0.4200 |
| Sep 9, 2025 | $0.4100 |
| Jun 10, 2025 | $0.4100 |
| Mar 11, 2025 | $0.4000 |
| Dec 3, 2024 | $0.4000 |
| Sep 3, 2024 | $0.4000 |
| Jun 4, 2024 | $0.3900 |
| Mar 4, 2024 | $0.3900 |
| Dec 4, 2023 | $0.3800 |
| Sep 1, 2023 | $0.3800 |
| Jun 5, 2023 | $0.3800 |
| Mar 6, 2023 | $0.3600 |
| Dec 5, 2022 | $0.3500 |
| Sep 2, 2022 | $0.3300 |
| Jun 3, 2022 | $0.3100 |
| Apr 14, 2022 | $0.3100 |
| Dec 6, 2021 | $0.3100 |
| Oct 4, 2021 | $0.3100 |
| Jul 2, 2021 | $0.3000 |
| Apr 5, 2021 | $0.3000 |