CMTV · Community Bancorp /Vt - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $249.9K | - | - | - | $256.7K | - | - | - | $258.2K | - |
| Operating Income | $5.24M | - | $5.75M | $4.88M | $4.19M | - | $3.70M | $3.27M | $3.38M | - |
| Interest Expense | $5.08M | - | $4.91M | $4.96M | $5.09M | - | $5.31M | $5.10M | $4.50M | - |
| Income Tax | $875.3K | - | $1.01M | $819.0K | $662.8K | - | $584.9K | $542.4K | $554.9K | - |
| Net Income | $4.37M | - | $4.75M | $4.06M | $3.53M | - | $3.11M | $2.73M | $2.82M | - |
| EPS - Basic | $0.78 | - | $0.84 | $0.72 | $0.62 | - | $0.55 | $0.49 | $0.51 | - |
| EPS - Diluted | $0.78 | - | $0.55 | $0.72 | $0.51 | - | - | - | - | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $64.60M | $128.06M | $60.87M | $14.53M | $28.81M | $110.94M | $49.82M | $18.43M | $15.92M | $20.43M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.24B | $1.29B | $1.23B | $1.17B | $1.19B | $1.25B | $1.18B | $1.10B | $1.11B | $1.10B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.12B | $1.17B | $1.11B | $1.06B | $1.08B | $1.15B | $1.08B | $1.01B | $1.02B | $1.01B |
| Stockholders' Equity | $116.84M | $113.69M | $111.88M | $106.34M | $102.91M | $98.05M | $98.35M | $91.33M | $89.40M | $89.03M |
| Retained Earnings | $76.00M | $73.02M | $69.84M | $66.46M | $63.78M | $61.62M | $58.95M | $57.14M | $55.72M | $54.20M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.06M | - | - | - | $382.5K | - | - | - | $1.70M | - |
| Investing Cash Flow | ($12.10M) | - | - | - | ($18.42M) | - | - | - | ($13.52M) | - |
| Financing Cash Flow | ($55.42M) | - | - | - | ($64.10M) | - | - | - | $7.30M | - |
| CapEx | $160.1K | - | - | - | $274.5K | - | - | - | $292.6K | - |
| Free Cash Flow | $3.90M | - | - | - | $108.0K | - | - | - | $1.40M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.89 | - | - | - | 0.03 | - | - | - | 0.50 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 16.7% | - | 17.5% | 16.8% | 15.8% | - | 15.8% | 16.6% | 16.4% | - |
| Return on assets | 0.4% | - | 0.4% | 0.3% | 0.3% | - | 0.3% | 0.2% | 0.3% | - |
| Return on equity | 3.7% | - | 4.2% | 3.8% | 3.4% | - | 3.2% | 3.0% | 3.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 1.0x | - | 1.2x | 1.0x | 0.8x | - | 0.7x | 0.6x | 0.8x | - |
| Equity multiplier | 10.57 | 11.33 | 10.96 | 10.97 | 11.54 | 12.74 | 11.97 | 12.05 | 12.38 | 12.35 |
| Liabilities / Assets | 0.91 | 0.91 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 39.9x | - | 40.9x | 27.8x | 34.6x | - | - | - | - | - |
| P / B | 1.5x | - | 1.1x | 1.1x | 0.9x | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 19.9x | - | - | - | 15.4x | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 25.2% | - | 55.5% | 49.2% | 24.0% | - | -9.5% | -11.6% | -17.9% | - |
| Net income growth (YoY) | 23.9% | - | 52.4% | 48.8% | 24.9% | - | -7.4% | -14.6% | -15.5% | - |
| EPS growth (YoY) | 52.9% | - | - | - | - | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 3506.6% | - | - | - | -92.3% | - | - | - | -58.5% | - |
| FCF CAGR (5y) | -14.5% | - | - | - | -32.7% | - | - | - | -4.5% | - |
| Book value growth (YoY) | 13.5% | 16.0% | 13.8% | 16.4% | 15.1% | 10.1% | 24.8% | 13.4% | 12.2% | 18.4% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing COMMUNITY BANCORP /VT against the 5 most active filers in the same SIC group.
Dividends
$1.24/share trailing 12 months · +30.5% YoY
| Ex-date | Per share |
|---|---|
| Apr 24, 2026 | $0.2500 |
| Apr 15, 2026 | $0.2500 |
| Jan 15, 2026 | $0.2500 |
| Oct 15, 2025 | $0.2500 |
| Jul 15, 2025 | $0.2400 |
| Apr 15, 2025 | $0.2400 |
| Jan 15, 2025 | $0.2400 |
| Oct 15, 2024 | $0.2400 |
| Jul 15, 2024 | $0.2300 |
| Apr 12, 2024 | $0.2300 |
| Jan 11, 2024 | $0.2300 |
| Oct 12, 2023 | $0.2300 |
| Jul 13, 2023 | $0.2300 |
| Apr 13, 2023 | $0.2300 |
| Jan 12, 2023 | $0.2300 |
| Oct 13, 2022 | $0.2300 |
| Jul 14, 2022 | $0.2300 |
| Apr 13, 2022 | $0.2300 |
| Jan 13, 2022 | $0.2200 |
| Oct 14, 2021 | $0.2200 |
| Jul 14, 2021 | $0.2200 |
| Apr 14, 2021 | $0.2200 |
| Jan 4, 2021 | $0.1900 |
| Oct 14, 2020 | $0.1900 |