BSBK · Bogota Financial Corp. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $398.5K | $497.0K | $515.0K | - | - | - |
| Operating Income | $2.07M | ($2.54M) | $480.4K | $9.49M | $2.51M | $2.51M |
| Interest Expense | - | - | $22.31M | $7.27M | $5.79M | $9.68M |
| Income Tax | ($18.3K) | ($371.6K) | ($162.2K) | $2.61M | $1.88M | $437.3K |
| Net Income | $2.09M | ($2.17M) | $642.5K | $6.88M | $7.52M | $2.07M |
| EPS - Basic | $0.17 | ($0.17) | $0.05 | $0.51 | $0.55 | $0.17 |
| EPS - Diluted | $0.17 | ($0.17) | $0.05 | $0.51 | $0.17 | - |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $35.60M | $52.23M | $24.93M | $16.84M | $105.07M | $80.39M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $904.95M | $971.49M | $939.32M | $951.10M | $837.36M | $740.90M |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $764.04M | $834.20M | $802.15M | $811.44M | $689.79M | $612.44M |
| Stockholders' Equity | $140.91M | $137.29M | $137.17M | $139.66M | $147.58M | $128.47M |
| Retained Earnings | $92.10M | $90.01M | $92.18M | $91.76M | $84.88M | $77.36M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.20M | ($2.56M) | $1.44M | $10.86M | $5.18M | $5.80M |
| Investing Cash Flow | $50.11M | $10.13M | $21.52M | ($210.72M) | $35.93M | ($22.25M) |
| Financing Cash Flow | ($69.94M) | $19.74M | ($14.87M) | $111.64M | ($16.43M) | ($31.03M) |
| CapEx | $70.4K | $594.8K | $318.0K | $241.5K | $1.46M | $1.75M |
| Free Cash Flow | $3.13M | ($3.15M) | $1.12M | $10.61M | $3.72M | $4.06M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.50 | 1.45 | 1.74 | 1.54 | 0.49 | 1.96 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | -0.9% | - | -33.8% | 27.5% | 20.0% | 17.5% |
| Return on assets | 0.2% | -0.2% | 0.1% | 0.7% | 0.9% | 0.3% |
| Return on equity | 1.5% | -1.6% | 0.5% | 4.9% | 5.1% | 1.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.0x | 1.3x | 0.4x | 0.3x |
| Equity multiplier | 6.42 | 7.08 | 6.85 | 6.81 | 5.67 | 5.77 |
| Liabilities / Assets | 0.84 | 0.86 | 0.85 | 0.85 | 0.82 | 0.83 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 49.7x | - | 161.0x | 21.9x | 59.9x | - |
| P / B | 0.7x | 0.7x | 0.8x | 1.1x | 0.8x | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 28.3x | - | 79.2x | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | -94.9% | 278.8% | 0.0% | -54.7% |
| Net income growth (YoY) | - | - | -90.7% | -8.6% | 263.6% | -50.0% |
| EPS growth (YoY) | - | - | -90.2% | 200.0% | - | - |
| EPS CAGR (3y) | -30.7% | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | -89.5% | 185.5% | -8.4% | 11.0% |
| FCF CAGR (5y) | -5.0% | - | - | - | - | - |
| Book value growth (YoY) | 2.6% | 0.1% | -1.8% | -5.4% | 14.9% | 71.3% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing Bogota Financial Corp. against the 5 most active filers in the same SIC group.