BRBS · Blue Ridge Bankshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | $111.28M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | $88.79M |
| D&A | $1.37M | $1.53M | $1.70M | $1.98M | $951.0K | $951.0K |
| Operating Income | $13.78M | ($16.51M) | ($58.84M) | $35.82M | $68.18M | $22.50M |
| Interest Expense | - | - | $75.95M | $17.09M | $11.06M | $9.95M |
| Income Tax | $3.07M | ($1.12M) | ($7.07M) | $8.24M | $15.70M | $4.80M |
| Net Income | $10.71M | ($15.38M) | ($51.77M) | $27.91M | $52.48M | $17.70M |
| EPS - Basic | $0.12 | ($0.31) | ($2.73) | $2.94 | - | $2.07 |
| EPS - Diluted | $0.11 | ($0.31) | ($2.73) | $2.94 | - | $2.07 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $2.43B | $2.74B | $3.12B | $3.14B | $2.67B | $1.50B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $2.11B | $2.41B | $2.93B | $2.88B | $2.39B | $1.39B |
| Stockholders' Equity | $323.69M | $327.79M | $185.99M | $259.37M | $276.91M | $107.97M |
| Retained Earnings | ($659.0K) | $17.77M | $33.16M | $108.26M | $85.98M | $40.69M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $13.63M | ($6.31M) | $44.06M | $93.93M | $59.31M | ($108.34M) |
| Investing Cash Flow | $241.86M | $419.03M | ($23.21M) | ($628.18M) | $52.48M | ($340.88M) |
| Financing Cash Flow | ($315.52M) | ($357.88M) | $23.03M | $480.98M | ($99.09M) | $507.14M |
| CapEx | $1.68M | $588.0K | $961.0K | $455.0K | $1.26M | $3.01M |
| Free Cash Flow | $11.95M | ($6.90M) | $43.09M | $93.48M | $58.05M | ($111.35M) |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | 20.2% |
| EBITDA margin | - | - | - | - | - | 21.1% |
| Net margin | - | - | - | - | - | 15.9% |
| Free cash flow margin | - | - | - | - | - | -100.1% |
| FCF / Net income | 1.12 | 0.45 | -0.83 | 3.35 | 1.11 | -6.29 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 22.3% | - | - | 22.8% | 23.0% | 21.3% |
| Return on assets | 0.4% | -0.6% | -1.7% | 0.9% | 2.0% | 1.2% |
| Return on equity | 3.3% | -4.7% | -27.8% | 10.8% | 19.0% | 16.4% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | -0.8x | 2.1x | 6.2x | 2.3x |
| Equity multiplier | 7.52 | 8.35 | 16.76 | 12.11 | 9.62 | 13.88 |
| Liabilities / Assets | 0.87 | 0.88 | 0.94 | 0.92 | 0.90 | 0.93 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | 0.07 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 38.8x | - | - | 4.2x | - | 5.7x |
| P / B | 1.3x | 0.5x | 0.3x | 0.9x | 1.2x | 625.7x |
| P / S | - | - | - | - | - | 607.1x |
| EV / EBITDA | 27.4x | - | - | 6.2x | 4.6x | 2881.4x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | 124.0% |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | - | 71.9% | - | -47.5% | 203.0% | 303.4% |
| Net income growth (YoY) | - | 70.3% | - | -46.8% | 196.5% | 286.4% |
| EPS growth (YoY) | - | 88.6% | - | - | - | 26.4% |
| EPS CAGR (3y) | -66.6% | - | - | 21.5% | - | - |
| EPS CAGR (5y) | -44.4% | - | - | - | - | - |
| FCF growth (YoY) | - | - | -53.9% | 61.0% | - | -586.8% |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | -1.2% | 76.2% | -28.3% | -6.3% | 156.5% | 17.2% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing BLUE RIDGE BANKSHARES against the 5 most active filers in the same SIC group.
Dividends
$0.85/share trailing 12 months
| Ex-date | Per share |
|---|---|
| Apr 13, 2026 | $0.6000 |
| Nov 7, 2025 | $0.2500 |
| Apr 17, 2023 | $0.1230 |
| Jan 20, 2023 | $0.1230 |
| Oct 21, 2022 | $0.1230 |
| Jul 15, 2022 | $0.1230 |
| Apr 14, 2022 | $0.1230 |
| Jan 18, 2022 | $0.1200 |
| Oct 20, 2021 | $0.1200 |
| Jul 23, 2021 | $0.1200 |
| Apr 19, 2021 | $0.1000 |
| Jan 15, 2021 | $0.0953 |
| Oct 21, 2020 | $0.0953 |
| Jul 23, 2020 | $0.0953 |
| Apr 21, 2020 | $0.0953 |
| Dec 5, 2019 | $0.0953 |
| Sep 24, 2019 | $0.0953 |
| Mar 22, 2019 | $0.0953 |
| Dec 6, 2018 | $0.0933 |
| Sep 21, 2018 | $0.0933 |
| Jun 25, 2018 | $0.0933 |
| Mar 23, 2018 | $0.0800 |
| Dec 6, 2017 | $0.0533 |
| Sep 15, 2017 | $0.0533 |