BRBS · Blue Ridge Bankshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $368.0K | - | - | - | $378.0K | - | - | - | $433.0K | - |
| Operating Income | $1.11M | - | $7.50M | $1.78M | ($889.0K) | - | $1.54M | ($12.05M) | ($3.30M) | - |
| Interest Expense | - | - | - | - | - | - | - | $20.55M | $22.18M | - |
| Income Tax | $277.0K | - | $1.90M | $480.0K | ($455.0K) | - | $599.0K | ($616.0K) | ($407.0K) | - |
| Net Income | $836.0K | - | $5.60M | $1.30M | ($434.0K) | - | $946.0K | ($11.44M) | ($2.89M) | - |
| EPS - Basic | $0.01 | - | $0.06 | $0.01 | ($0.01) | - | $0.01 | ($0.47) | ($0.15) | - |
| EPS - Diluted | $0.01 | - | $0.06 | $0.01 | ($0.01) | - | $0.01 | ($0.47) | ($0.15) | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.41B | $2.43B | $2.50B | $2.56B | $2.69B | $2.74B | $2.94B | $2.93B | $3.08B | $3.12B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.14B | $2.11B | $2.14B | $2.21B | $2.35B | $2.41B | $2.61B | $2.61B | $2.90B | $2.93B |
| Stockholders' Equity | $276.96M | $323.69M | $355.50M | $344.26M | $338.29M | $327.79M | $336.35M | $325.61M | $180.91M | $185.99M |
| Retained Earnings | ($47.44M) | ($659.0K) | $24.24M | $18.63M | $17.34M | $17.77M | $19.77M | $18.83M | $30.26M | $33.16M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $15.04M | - | - | - | ($3.59M) | - | - | - | ($7.52M) | - |
| Investing Cash Flow | $33.85M | - | - | - | $43.25M | - | - | - | $44.72M | - |
| Financing Cash Flow | ($18.23M) | - | - | - | ($43.02M) | - | - | - | ($30.16M) | - |
| CapEx | $457.0K | - | - | - | $25.0K | - | - | - | $53.0K | - |
| Free Cash Flow | $14.58M | - | - | - | ($3.61M) | - | - | - | ($7.57M) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 17.44 | - | - | - | 8.32 | - | - | - | 2.62 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 24.9% | - | 25.3% | 27.0% | - | - | 38.8% | - | - | - |
| Return on assets | 0.0% | - | 0.2% | 0.1% | -0.0% | - | 0.0% | -0.4% | -0.1% | - |
| Return on equity | 0.3% | - | 1.6% | 0.4% | -0.1% | - | 0.3% | -3.5% | -1.6% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | -0.6x | -0.1x | - |
| Equity multiplier | 8.72 | 7.52 | 7.02 | 7.42 | 7.94 | 8.35 | 8.75 | 9.01 | 17.00 | 16.76 |
| Liabilities / Assets | 0.89 | 0.87 | 0.86 | 0.87 | 0.87 | 0.88 | 0.89 | 0.89 | 0.94 | 0.94 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 420.0x | - | 70.5x | 359.0x | - | - | 280.0x | - | - | - |
| P / B | 1.5x | - | 1.2x | 0.9x | 0.8x | - | 0.7x | 0.2x | 0.3x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 282.9x | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | - | - | 385.6% | - | 73.1% | - | - | 50.6% | - | - |
| Net income growth (YoY) | - | - | 492.3% | - | 85.0% | - | - | 41.3% | - | - |
| EPS growth (YoY) | - | - | 500.0% | - | 93.3% | - | - | 54.4% | - | - |
| EPS CAGR (3y) | -51.9% | - | -26.3% | -45.0% | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | -41.6% | -60.9% | - | - | -53.3% | - | - | - |
| FCF growth (YoY) | - | - | - | - | 52.3% | - | - | - | - | - |
| FCF CAGR (5y) | -16.4% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -18.1% | -1.2% | 5.7% | 5.7% | 87.0% | 76.2% | 84.0% | 40.8% | -29.8% | -28.3% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing BLUE RIDGE BANKSHARES against the 5 most active filers in the same SIC group.
Dividends
$0.85/share trailing 12 months
| Ex-date | Per share |
|---|---|
| Apr 13, 2026 | $0.6000 |
| Nov 7, 2025 | $0.2500 |
| Apr 17, 2023 | $0.1230 |
| Jan 20, 2023 | $0.1230 |
| Oct 21, 2022 | $0.1230 |
| Jul 15, 2022 | $0.1230 |
| Apr 14, 2022 | $0.1230 |
| Jan 18, 2022 | $0.1200 |
| Oct 20, 2021 | $0.1200 |
| Jul 23, 2021 | $0.1200 |
| Apr 19, 2021 | $0.1000 |
| Jan 15, 2021 | $0.0953 |
| Oct 21, 2020 | $0.0953 |
| Jul 23, 2020 | $0.0953 |
| Apr 21, 2020 | $0.0953 |
| Dec 5, 2019 | $0.0953 |
| Sep 24, 2019 | $0.0953 |
| Mar 22, 2019 | $0.0953 |
| Dec 6, 2018 | $0.0933 |
| Sep 21, 2018 | $0.0933 |
| Jun 25, 2018 | $0.0933 |
| Mar 23, 2018 | $0.0800 |
| Dec 6, 2017 | $0.0533 |
| Sep 15, 2017 | $0.0533 |