CoverageForm 410-K10-Q8-K13D13G13F

BHRB · Burke & Herbert Financial Services Corp. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · BHRB

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$1.87M---$1.67M---$820.0K-
Operating Income$33.30M-$37.00M$37.18M$32.84M-$32.82M($19.07M)$5.89M-
Interest Expense--------$16.61M-
Income Tax$5.95M-$7.04M$7.28M$5.64M-$5.20M($2.15M)$678.0K-
Net Income$27.35M-$29.96M$29.90M$27.20M-$27.62M($16.92M)$5.21M-
EPS - Basic$1.80-$1.98$1.98$1.80-$1.83($1.41)$0.70-
EPS - Diluted$1.79-$1.97$1.97$1.80-$1.82($1.41)$0.69-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$69.59M$289.13M$131.71M$325.15M$148.85M$135.31M$291.76M$211.92M$54.08M$44.50M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$7.93B$7.92B$7.89B$8.05B$7.84B$7.81B$7.86B$7.81B$3.70B$3.62B
Current Liabilities----------
Long-term Debt----------
Total Liabilities$7.06B$7.07B$7.07B$7.27B$7.08B$7.08B$7.13B$7.12B$3.38B$3.30B
Stockholders' Equity$864.50M$854.65M$822.23M$780.02M$758.00M$730.16M$738.06M$693.13M$319.31M$314.75M
Retained Earnings$535.80M$517.06M$495.40M$474.02M$452.74M$434.11M$422.84M$403.42M$428.53M$427.33M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow$26.50M---$37.65M---$7.09M-
Investing Cash Flow($240.98M)---$22.61M---($70.62M)-
Financing Cash Flow($5.06M)---($46.72M)---$73.11M-
CapEx$1.87M---$1.78M---$1.50M-
Free Cash Flow$24.63M---$35.87M---$5.59M-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income0.90---1.32---1.07-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate17.9%-19.0%19.6%17.2%-15.8%-11.5%-
Return on assets0.3%-0.4%0.4%0.3%-0.4%-0.2%0.1%-
Return on equity3.2%-3.6%3.8%3.6%-3.7%-2.4%1.6%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity----------
Debt / Assets----------
Debt / EBITDA----------
Interest coverage--------0.4x-
Equity multiplier9.179.279.5910.3210.3410.7010.6611.2711.5811.49
Liabilities / Assets0.890.890.900.900.900.910.910.910.910.91
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E34.8x-31.3x30.3x31.2x-33.5x-81.2x-
P / B1.1x-1.1x1.2x1.1x-1.2x0.9x1.3x-
P / S----------
EV / EBITDA24.8x---20.1x---54.8x-
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)1.4%-12.7%-457.6%-145.4%--27.4%-
Net income growth (YoY)0.5%-8.5%-421.9%-148.0%--42.9%-
EPS growth (YoY)-0.6%-8.2%-160.9%-230.9%--43.9%-
EPS CAGR (3y)13.3%---------
EPS CAGR (5y)----------
FCF growth (YoY)-31.3%---542.1%----60.3%-
FCF CAGR (5y)----------
Book value growth (YoY)14.1%17.1%11.4%12.5%137.4%132.0%172.5%138.1%10.2%-

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Product / service

$10.46M total
Fiduciary And Trust$10.46M · 100.0%

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing Burke & Herbert Financial Services Corp. against the 5 most active filers in the same SIC group.

Dividends

$2.20/share trailing 12 months · +0.9% YoY

Ex-datePer share
May 15, 2026$0.5500
Feb 13, 2026$0.5500
Nov 14, 2025$0.5500
Aug 15, 2025$0.5500
May 15, 2025$0.5500
Feb 14, 2025$0.5500
Nov 15, 2024$0.5500
Aug 15, 2024$0.5300
May 14, 2024$0.5300
Feb 14, 2024$0.5300
Nov 14, 2023$0.5300
Aug 14, 2023$0.5300
May 12, 2023$0.5300
Feb 14, 2023$0.5300
Nov 17, 2022$0.5300
Aug 12, 2022$0.5300
May 13, 2022$0.5300
Feb 14, 2022$0.5300
Nov 12, 2021$0.5000
Aug 13, 2021$0.5000
May 13, 2021$0.5000
Feb 12, 2021$0.5000
Nov 12, 2020$0.5000
Aug 13, 2020$0.5000