BFST · Business First Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $5.68M | $5.26M | $4.67M | $4.82M | $4.16M | $3.16M |
| Operating Income | $110.31M | $83.05M | $90.59M | $68.59M | $64.56M | $36.78M |
| Interest Expense | - | - | $138.20M | $36.54M | $16.55M | $22.11M |
| Income Tax | $22.45M | $17.94M | $19.54M | $14.34M | $12.42M | $6.79M |
| Net Income | $87.86M | $65.11M | $71.04M | $54.26M | $52.14M | $29.99M |
| EPS - Basic | $2.81 | $2.27 | $2.62 | $2.34 | $2.54 | $1.65 |
| EPS - Diluted | $2.79 | $2.26 | $2.59 | $2.32 | $2.53 | $1.64 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $411.18M | $319.10M | $226.11M | $152.74M | $68.38M | $149.13M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $8.21B | $7.86B | $6.58B | $5.99B | $4.73B | $4.16B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $7.32B | $7.06B | $5.94B | $5.41B | $4.29B | $3.75B |
| Stockholders' Equity | $896.88M | $799.47M | $644.26M | $580.48M | $433.37M | $409.96M |
| Retained Earnings | $326.57M | $260.96M | $216.12M | $163.96M | $121.87M | $79.17M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $92.08M | $61.40M | $92.43M | $69.58M | $56.44M | $29.34M |
| Investing Cash Flow | ($281.53M) | ($294.91M) | ($521.14M) | ($700.52M) | ($675.35M) | ($475.30M) |
| Financing Cash Flow | $281.52M | $326.50M | $502.08M | $715.31M | $538.15M | $505.72M |
| CapEx | $66.0K | $1.56M | $11.65M | $7.78M | $3.97M | $2.97M |
| Free Cash Flow | $92.02M | $59.84M | $80.78M | $61.80M | $52.47M | $26.37M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 1.05 | 0.92 | 1.14 | 1.14 | 1.01 | 0.88 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 20.4% | 21.6% | 21.6% | 20.9% | 19.2% | 18.5% |
| Return on assets | 1.1% | 0.8% | 1.1% | 0.9% | 1.1% | 0.7% |
| Return on equity | 9.8% | 8.1% | 11.0% | 9.3% | 12.0% | 7.3% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.7x | 1.9x | 3.9x | 1.7x |
| Equity multiplier | 9.16 | 9.83 | 10.22 | 10.32 | 10.91 | 10.15 |
| Liabilities / Assets | 0.89 | 0.90 | 0.90 | 0.90 | 0.91 | 0.90 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 9.4x | 11.4x | 9.5x | 9.5x | 11.2x | 12.4x |
| P / B | 0.9x | 0.9x | 1.0x | 0.9x | 1.3x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 3.1x | 4.1x | 4.2x | 4.8x | 7.5x | 5.6x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 32.8% | -8.3% | 32.1% | 6.2% | 75.5% | 23.2% |
| Net income growth (YoY) | 34.9% | -8.4% | 30.9% | 4.1% | 73.8% | 26.2% |
| EPS growth (YoY) | 23.5% | -12.7% | 11.6% | -8.3% | 54.3% | -5.7% |
| EPS CAGR (3y) | 6.3% | -3.7% | 16.5% | 10.1% | 27.5% | 39.1% |
| EPS CAGR (5y) | 11.2% | 5.4% | 16.2% | 30.6% | 29.3% | 13.5% |
| FCF growth (YoY) | 53.8% | -25.9% | 30.7% | 17.8% | 99.0% | 28.9% |
| FCF CAGR (5y) | 28.4% | 23.9% | 34.5% | 51.9% | 50.7% | 53.6% |
| Book value growth (YoY) | 12.2% | 24.1% | 11.0% | 33.9% | 5.7% | 43.8% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✗No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Business First Bancshares against the 5 most active filers in the same SIC group.
Dividends
$0.59/share trailing 12 months · +5.4% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.1500 |
| Feb 13, 2026 | $0.1500 |
| Nov 14, 2025 | $0.1500 |
| Aug 15, 2025 | $0.1400 |
| May 15, 2025 | $0.1400 |
| Feb 14, 2025 | $0.1400 |
| Nov 15, 2024 | $0.1400 |
| Aug 15, 2024 | $0.1400 |
| May 14, 2024 | $0.1400 |
| Feb 14, 2024 | $0.1400 |
| Nov 14, 2023 | $0.1400 |
| Aug 14, 2023 | $0.1200 |
| May 12, 2023 | $0.1200 |
| Feb 14, 2023 | $0.1200 |
| Nov 14, 2022 | $0.1200 |
| Aug 12, 2022 | $0.1200 |
| May 12, 2022 | $0.1200 |
| Feb 14, 2022 | $0.1200 |
| Nov 12, 2021 | $0.1200 |
| Aug 12, 2021 | $0.1200 |
| May 13, 2021 | $0.1200 |
| Feb 11, 2021 | $0.1000 |
| Nov 12, 2020 | $0.1000 |
| Aug 13, 2020 | $0.1000 |