BFST · Business First Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $1.63M | - | - | - | $1.44M | - | - | - | $1.15M | - |
| Operating Income | $29.50M | - | $28.88M | $28.03M | $25.82M | - | $22.77M | $21.77M | $17.21M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $44.48M | - |
| Income Tax | $5.93M | - | $6.03M | $5.92M | $5.28M | - | $4.93M | $4.56M | $3.64M | - |
| Net Income | $23.56M | - | $22.86M | $22.10M | $20.54M | - | $17.84M | $17.21M | $13.57M | - |
| EPS - Basic | $0.68 | - | $0.73 | $0.70 | $0.65 | - | $0.65 | $0.63 | $0.49 | - |
| EPS - Diluted | $0.68 | - | $0.73 | $0.70 | $0.65 | - | $0.65 | $0.62 | $0.48 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $589.80M | $411.18M | $399.08M | $495.76M | $312.89M | $319.10M | $213.20M | $208.05M | $185.91M | $226.11M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.91B | $8.21B | $7.95B | $7.95B | $7.78B | $7.86B | $6.89B | $6.70B | $6.70B | $6.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.92B | $7.32B | $7.08B | $7.10B | $6.96B | $7.06B | $6.19B | $6.04B | $6.05B | $5.94B |
| Stockholders' Equity | $991.18M | $896.88M | $878.44M | $848.44M | $826.31M | $799.47M | $699.52M | $664.53M | $649.03M | $644.26M |
| Retained Earnings | $343.89M | $326.57M | $310.00M | $292.63M | $276.05M | $260.96M | $249.98M | $237.03M | $224.74M | $216.12M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $26.69M | - | - | - | $28.73M | - | - | - | $7.60M | - |
| Investing Cash Flow | $253.76M | - | - | - | $71.76M | - | - | - | ($162.15M) | - |
| Financing Cash Flow | ($101.82M) | - | - | - | ($106.70M) | - | - | - | $114.35M | - |
| CapEx | - | - | - | - | $1.07M | - | - | - | $389.0K | - |
| Free Cash Flow | - | - | - | - | $27.66M | - | - | - | $7.21M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | 1.35 | - | - | - | 0.53 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.1% | - | 20.9% | 21.1% | 20.4% | - | 21.6% | 20.9% | 21.1% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.2% | - |
| Return on equity | 2.4% | - | 2.6% | 2.6% | 2.5% | - | 2.6% | 2.6% | 2.1% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.4x | - |
| Equity multiplier | 8.99 | 9.16 | 9.05 | 9.37 | 9.42 | 9.83 | 9.85 | 10.09 | 10.32 | 10.22 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 39.8x | - | 32.3x | 35.2x | 37.5x | - | 39.5x | 35.1x | 46.4x | - |
| P / B | 0.9x | - | 0.8x | 0.9x | 0.9x | - | 0.9x | 0.8x | 0.9x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 9.5x | - | - | - | 14.9x | - | - | - | 20.7x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 14.2% | - | 26.8% | 28.8% | 50.0% | - | -12.3% | -13.1% | -10.5% | - |
| Net income growth (YoY) | 14.7% | - | 28.1% | 28.5% | 51.4% | - | -12.8% | -12.8% | -9.7% | - |
| EPS growth (YoY) | 4.6% | - | 12.3% | 12.9% | 35.4% | - | -14.5% | -15.1% | -11.1% | - |
| EPS CAGR (3y) | 8.0% | - | 6.2% | 4.7% | 16.6% | - | 9.1% | -9.6% | -6.6% | - |
| EPS CAGR (5y) | 2.9% | - | 9.7% | 44.8% | 13.8% | - | 10.2% | 4.4% | 3.2% | - |
| FCF growth (YoY) | - | - | - | - | 283.4% | - | - | - | -65.4% | - |
| FCF CAGR (5y) | - | - | - | - | 34.8% | - | - | - | -3.0% | - |
| Book value growth (YoY) | 20.0% | 12.2% | 25.6% | 27.7% | 27.3% | 24.1% | 15.7% | 10.6% | 8.6% | 11.0% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Business First Bancshares against the 5 most active filers in the same SIC group.
Dividends
$0.59/share trailing 12 months · +5.4% YoY
| Ex-date | Per share |
|---|---|
| May 15, 2026 | $0.1500 |
| Feb 13, 2026 | $0.1500 |
| Nov 14, 2025 | $0.1500 |
| Aug 15, 2025 | $0.1400 |
| May 15, 2025 | $0.1400 |
| Feb 14, 2025 | $0.1400 |
| Nov 15, 2024 | $0.1400 |
| Aug 15, 2024 | $0.1400 |
| May 14, 2024 | $0.1400 |
| Feb 14, 2024 | $0.1400 |
| Nov 14, 2023 | $0.1400 |
| Aug 14, 2023 | $0.1200 |
| May 12, 2023 | $0.1200 |
| Feb 14, 2023 | $0.1200 |
| Nov 14, 2022 | $0.1200 |
| Aug 12, 2022 | $0.1200 |
| May 12, 2022 | $0.1200 |
| Feb 14, 2022 | $0.1200 |
| Nov 12, 2021 | $0.1200 |
| Aug 12, 2021 | $0.1200 |
| May 13, 2021 | $0.1200 |
| Feb 11, 2021 | $0.1000 |
| Nov 12, 2020 | $0.1000 |
| Aug 13, 2020 | $0.1000 |