BANF · Bancfirst Corp /Ok/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $5.79M | - | $5.37M | $5.39M | $5.69M | - | $4.48M | $4.50M | $5.44M | - |
| Operating Income | $80.06M | - | $78.97M | $79.72M | $71.08M | - | $73.90M | $65.17M | $64.21M | - |
| Interest Expense | - | - | - | - | - | - | - | $68.57M | $65.54M | - |
| Income Tax | $17.07M | - | $16.32M | $17.37M | $14.97M | - | $15.00M | $14.53M | $13.88M | - |
| Net Income | $62.99M | - | $62.65M | $62.35M | $56.11M | - | $58.90M | $50.64M | $50.33M | - |
| EPS - Basic | $1.88 | - | $1.88 | $1.87 | $1.69 | - | $1.78 | $1.53 | $1.53 | - |
| EPS - Diluted | $1.85 | - | $1.85 | $1.85 | $1.66 | - | $1.75 | $1.51 | $1.50 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $15.12B | $14.84B | $14.20B | $14.05B | $14.04B | $13.55B | $13.31B | $12.74B | $12.60B | $12.37B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $13.21B | $12.98B | $12.42B | $12.32B | $12.37B | $11.93B | $11.73B | $11.22B | $11.13B | $10.94B |
| Stockholders' Equity | $1.90B | $1.85B | $1.78B | $1.73B | $1.67B | $1.62B | $1.58B | $1.51B | $1.47B | $1.43B |
| Retained Earnings | $1.66B | $1.61B | $1.57B | $1.52B | $1.47B | $1.43B | $1.39B | $1.35B | $1.31B | $1.28B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $75.85M | - | - | - | $76.95M | - | - | - | $66.32M | - |
| Investing Cash Flow | ($3.65M) | - | - | - | ($50.37M) | - | - | - | ($141.23M) | - |
| Financing Cash Flow | $207.99M | - | - | - | $393.82M | - | - | - | $202.54M | - |
| CapEx | $10.78M | - | - | - | $11.31M | - | - | - | $10.25M | - |
| Free Cash Flow | $65.06M | - | - | - | $65.64M | - | - | - | $56.07M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.03 | - | - | - | 1.17 | - | - | - | 1.11 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.3% | - | 20.7% | 21.8% | 21.1% | - | 20.3% | 22.3% | 21.6% | - |
| Return on assets | 0.4% | - | 0.4% | 0.4% | 0.4% | - | 0.4% | 0.4% | 0.4% | - |
| Return on equity | 3.3% | - | 3.5% | 3.6% | 3.4% | - | 3.7% | 3.3% | 3.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 1.0x | 1.0x | - |
| Equity multiplier | 7.95 | 8.00 | 7.96 | 8.13 | 8.39 | 8.36 | 8.40 | 8.42 | 8.58 | 8.63 |
| Liabilities / Assets | 0.87 | 0.88 | 0.87 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 58.6x | - | 68.4x | 66.8x | 66.2x | - | 60.1x | 58.1x | 58.7x | - |
| P / B | 1.9x | - | 2.4x | 2.4x | 2.2x | - | 2.2x | 1.9x | 2.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 43.0x | - | 50.8x | 49.1x | 48.3x | - | 45.2x | 42.2x | 42.4x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 12.6% | - | 6.9% | 22.3% | 10.7% | - | 13.3% | -6.9% | -13.6% | - |
| Net income growth (YoY) | 12.3% | - | 6.4% | 23.1% | 11.5% | - | 15.5% | -7.9% | -12.5% | - |
| EPS growth (YoY) | 11.4% | - | 5.7% | 22.5% | 10.7% | - | 15.1% | -7.9% | -12.8% | - |
| EPS CAGR (3y) | 2.5% | - | 3.9% | 11.3% | 15.4% | - | 14.7% | 1.4% | 5.7% | - |
| EPS CAGR (5y) | 7.8% | - | 24.0% | 24.0% | 19.5% | - | 11.8% | 8.2% | 9.3% | - |
| FCF growth (YoY) | -0.9% | - | - | - | 17.1% | - | - | - | -8.9% | - |
| FCF CAGR (5y) | 1.4% | - | - | - | 22.4% | - | - | - | 23.4% | - |
| Book value growth (YoY) | 13.7% | 14.4% | 12.5% | 14.3% | 13.9% | 13.1% | 15.6% | 12.8% | 12.1% | 14.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$94.19M totalDeposit Account$71.07M · 75.5%
Fiduciary And Trust$23.12M · 24.5%
Peer comparison
Same SIC group: National Commercial Banks
Comparing BANCFIRST CORP /OK/ against the 5 most active filers in the same SIC group.
Dividends
$1.93/share trailing 12 months · +6.6% YoY
| Ex-date | Per share |
|---|---|
| Mar 31, 2026 | $0.4900 |
| Dec 31, 2025 | $0.4900 |
| Sep 30, 2025 | $0.4900 |
| Jun 30, 2025 | $0.4600 |
| Mar 31, 2025 | $0.4600 |
| Dec 31, 2024 | $0.4600 |
| Sep 30, 2024 | $0.4600 |
| Jun 28, 2024 | $0.4300 |
| Mar 27, 2024 | $0.4300 |
| Dec 28, 2023 | $0.4300 |
| Sep 28, 2023 | $0.4300 |
| Jun 29, 2023 | $0.4000 |
| Mar 30, 2023 | $0.4000 |
| Dec 29, 2022 | $0.4000 |
| Sep 29, 2022 | $0.4000 |
| Jun 29, 2022 | $0.3600 |
| Mar 30, 2022 | $0.3600 |
| Dec 30, 2021 | $0.3600 |
| Sep 29, 2021 | $0.3600 |
| Jun 29, 2021 | $0.3400 |
| Mar 30, 2021 | $0.3400 |
| Dec 30, 2020 | $0.3400 |
| Sep 29, 2020 | $0.3400 |
| Jun 29, 2020 | $0.3200 |