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CoverageForm 410-K10-Q8-K13D13G13F

ACBI · Atlantic Capital Bancshares, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
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AnnualQuarterly

Income Statement

Line itemQ3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20Q1 '20Q4 '19Q3 '19Q2 '19
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A----------
Operating Income$10.48M$2.21M$16.28M-$10.48M$2.21M$2.45M-$9.66M$8.88M
Interest Expense$1.90M$1.96M$2.06M-$2.52M$2.17M$5.04M-$6.54M$6.71M
Income Tax$1.86M$3.16M$2.92M--$358.0K$327.0K-$2.09M$1.87M
Net Income$13.30M$11.82M$13.36M-$8.62M$1.85M$2.12M-$8.19M$29.15M
EPS - Basic$0.66$0.58$0.66-$0.40$0.09$0.10-$0.36$1.22
EPS - Diluted$0.65$0.58$0.65-$0.40$0.09$0.10-$0.36$1.21

Balance Sheet

Line itemQ3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20Q1 '20Q4 '19Q3 '19Q2 '19
Cash & Equivalents$977.74M$628.73M$645.82M$653.40M$113.96M$66.80M$142.37M$466.33M$69.74M$77.14M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$4.21B$3.78B$3.73B$3.62B$2.92B$2.89B$2.72B$2.91B$2.41B$2.39B
Current Liabilities----------
Long-term Debt$74.02M$73.95M$73.88M$73.81M$73.81M$49.96M$49.92M$49.87M$49.83M$49.79M
Total Liabilities$3.85B$3.43B$3.39B$3.28B$2.58B$2.55B$2.39B$2.58B$2.08B$2.05B
Stockholders' Equity$363.93M$353.19M$340.33M$338.59M$340.31M$335.98M$332.30M$326.50M$328.71M$336.71M
Retained Earnings$152.62M$139.31M$127.50M$114.14M$104.19M$95.57M$93.72M$91.67M$84.53M$76.34M

Cash Flow

Line itemQ3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20Q1 '20Q4 '19Q3 '19Q2 '19
Operating Cash Flow--$28.88M---$11.51M---
Investing Cash Flow--($149.20M)---($129.80M)---
Financing Cash Flow--$112.74M---($205.68M)---
CapEx--$98.0K---$1.04M---
Free Cash Flow--$28.78M---$10.47M---

Ratios

MetricQ3 '21Q2 '21Q1 '21Q4 '20Q3 '20Q2 '20Q1 '20Q4 '19Q3 '19Q2 '19
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income--2.15---4.93---
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate12.3%21.1%17.9%--16.2%13.3%-20.4%6.0%
Return on assets0.3%0.3%0.4%-0.3%0.1%0.1%-0.3%1.2%
Return on equity3.7%3.3%3.9%-2.5%0.6%0.6%-2.5%8.7%
Return on invested capital2.1%0.4%3.2%--0.5%0.6%-2.0%2.2%
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity0.200.210.220.220.220.150.150.150.150.15
Debt / Assets0.020.020.020.020.030.020.020.020.020.02
Debt / EBITDA----------
Interest coverage5.5x1.1x7.9x-4.2x1.0x0.5x-1.5x1.3x
Equity multiplier11.5710.7010.9710.688.598.608.188.917.337.10
Liabilities / Assets0.910.910.910.910.880.880.880.890.860.86
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)0.0%0.0%564.1%-8.5%-75.1%-69.9%-18.0%-12.6%
Net income growth (YoY)54.4%539.0%529.1%-5.3%-93.7%-60.5%-25.7%257.6%
EPS growth (YoY)62.5%544.4%550.0%-11.1%-92.6%-52.4%-44.0%290.3%
EPS CAGR (3y)37.5%23.2%50.7%-35.7%-19.1%-8.4%-33.9%82.2%
EPS CAGR (5y)34.1%23.7%40.2%-21.7%-----
FCF growth (YoY)--174.8%----13.7%---
FCF CAGR (5y)----------
Book value growth (YoY)6.9%5.1%2.4%3.7%3.5%-0.2%3.6%0.9%2.6%6.3%

Peer comparison

Same SIC group: State Commercial Banks

CompanyRevenue (last FY)Net marginROE
ASB--9.5%
CZNC$5.98M392.0%6.9%
SBSI--8.2%
CBSH--14.9%
BUSE$719.58M18.8%5.5%

Comparing Atlantic Capital Bancshares against the 5 most active filers in the same SIC group.