ACBI · Atlantic Capital Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $2.40M | $1.80M | $1.90M | $1.60M | $2.01M | $875.0K |
| Operating Income | $27.15M | $35.77M | $34.36M | $20.65M | $21.34M | $7.66M |
| Interest Expense | $12.02M | $24.98M | $18.51M | $15.13M | $11.51M | $3.62M |
| Income Tax | $4.61M | $7.61M | $6.31M | $24.37M | $7.95M | $2.52M |
| Net Income | $22.54M | $49.85M | $28.53M | ($3.73M) | $13.39M | $5.14M |
| EPS - Basic | $1.06 | $2.14 | $1.10 | ($0.15) | $0.54 | $0.38 |
| EPS - Diluted | $1.05 | $2.12 | $1.09 | ($0.15) | $0.53 | $0.38 |
Balance Sheet
| Line item | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $653.40M | $466.33M | $268.39M | $330.01M | $165.72M | $223.36M |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $3.62B | $2.91B | $2.96B | $2.89B | $2.73B | $2.64B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $73.81M | $49.87M | $49.70M | $49.53M | $49.37M | $49.20M |
| Total Liabilities | $3.28B | $2.58B | $2.63B | $2.58B | $2.42B | $2.35B |
| Stockholders' Equity | $338.59M | $326.50M | $323.65M | $308.43M | $303.66M | $128.08M |
| Retained Earnings | $114.14M | $91.67M | $42.19M | $12.81M | $16.54M | $3.14M |
Cash Flow
| Line item | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $84.39M | $82.58M | $97.58M | $85.22M | $113.34M | $66.80M |
| Investing Cash Flow | ($562.05M) | ($374.07M) | ($197.62M) | ($95.14M) | ($430.06M) | ($90.54M) |
| Financing Cash Flow | $664.74M | $489.43M | $38.42M | $174.22M | $279.56M | $25.55M |
| CapEx | $3.43M | $1.16M | $7.88M | $2.11M | $1.11M | $1.35M |
| Free Cash Flow | $80.96M | $81.42M | $89.70M | $83.11M | $112.23M | $65.45M |
Ratios
| Metric | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 3.59 | 1.63 | 3.14 | -22.30 | 8.38 | 12.73 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 17.0% | 13.2% | 18.1% | 118.0% | 37.2% | 32.8% |
| Return on assets | 0.6% | 1.7% | 1.0% | -0.1% | 0.5% | 0.2% |
| Return on equity | 6.7% | 15.3% | 8.8% | -1.2% | 4.4% | 4.0% |
| Return on invested capital | 5.5% | 8.2% | 7.5% | 2.9% | 3.8% | 2.9% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.22 | 0.15 | 0.15 | 0.16 | 0.16 | 0.38 |
| Debt / Assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt / EBITDA | 2.50 | 1.33 | 1.37 | 2.23 | 2.11 | 5.77 |
| Interest coverage | 2.3x | 1.4x | 1.9x | 1.4x | 1.9x | 2.1x |
| Equity multiplier | 10.68 | 8.91 | 9.13 | 9.37 | 8.98 | 20.60 |
| Liabilities / Assets | 0.91 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -24.1% | 4.1% | 66.4% | -3.3% | 178.7% | - |
| Net income growth (YoY) | -54.8% | 74.7% | - | - | 160.5% | - |
| EPS growth (YoY) | -50.5% | 94.5% | - | - | 39.5% | - |
| EPS CAGR (3y) | - | 58.7% | 42.1% | - | - | - |
| EPS CAGR (5y) | 22.5% | - | - | - | - | - |
| FCF growth (YoY) | -0.6% | -9.2% | 7.9% | -26.0% | 71.5% | - |
| FCF CAGR (5y) | 4.3% | - | - | - | - | - |
| Book value growth (YoY) | 3.7% | 0.9% | 4.9% | 1.6% | 137.1% | - |
Stability scores
Piotroski F-score
FY 2020 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- ✗Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing Atlantic Capital Bancshares against the 5 most active filers in the same SIC group.