WSFS · Wsfs Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | $963.95M | $641.85M | $715.43M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | $663.34M | $284.15M | $570.47M |
| D&A | - | - | - | - | - | - |
| Operating Income | $380.61M | $347.26M | $365.27M | $300.61M | $357.70M | $144.96M |
| Interest Expense | - | - | $251.42M | $40.92M | $22.72M | $48.45M |
| Income Tax | $93.36M | $83.76M | $96.25M | $77.96M | $86.09M | $31.64M |
| Net Income | $287.35M | $263.67M | $269.16M | $222.38M | $271.44M | $114.77M |
| EPS - Basic | $5.11 | $4.43 | $4.40 | $3.50 | $5.71 | $2.27 |
| EPS - Diluted | $5.09 | $4.41 | $4.40 | $3.49 | $5.69 | $2.27 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.70B | $1.15B | $1.09B | $837.26M | $1.53B | $1.65B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $21.31B | $20.81B | $20.59B | $19.91B | $15.78B | $14.33B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $18.59B | $18.23B | $18.12B | $17.71B | $13.84B | $12.54B |
| Stockholders' Equity | $2.74B | $2.59B | $2.48B | $2.21B | $1.94B | $1.79B |
| Retained Earnings | $2.12B | $1.87B | $1.64B | $1.41B | $1.22B | $977.41M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $220.00M | $219.90M | $237.00M | $480.85M | $125.65M | $15.14M |
| Investing Cash Flow | $124.88M | ($66.73M) | ($326.26M) | ($137.37M) | ($1.49B) | ($874.94M) |
| Financing Cash Flow | $199.46M | ($91.25M) | $344.90M | ($1.04B) | $1.24B | $1.94B |
| CapEx | $6.39M | $14.26M | $6.41M | $8.81M | $6.58M | $7.16M |
| Free Cash Flow | $213.61M | $205.64M | $230.60M | $472.05M | $119.07M | $7.98M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | 31.2% | 55.7% | 20.3% |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | 23.1% | 42.3% | 16.0% |
| Free cash flow margin | - | - | - | 49.0% | 18.6% | 1.1% |
| FCF / Net income | 0.74 | 0.78 | 0.86 | 2.12 | 0.44 | 0.07 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 24.5% | 24.1% | 26.3% | 26.0% | 24.1% | 21.6% |
| Return on assets | 1.3% | 1.3% | 1.3% | 1.1% | 1.7% | 0.8% |
| Return on equity | 10.5% | 10.2% | 10.9% | 10.1% | 14.0% | 6.4% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.5x | 7.3x | 15.7x | 3.0x |
| Equity multiplier | 7.78 | 8.04 | 8.31 | 9.03 | 8.14 | 8.00 |
| Liabilities / Assets | 0.87 | 0.88 | 0.88 | 0.89 | 0.88 | 0.88 |
| Efficiency | ||||||
| Asset turnover | - | - | - | 0.05 | 0.04 | 0.05 |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 10.9x | 12.0x | 10.4x | 13.0x | 8.8x | 19.8x |
| P / B | 1.1x | 1.2x | 1.1x | 1.3x | 1.2x | 1.3x |
| P / S | - | - | - | 3.0x | 3.7x | 3.2x |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | 50.2% | -10.3% | 0.9% |
| Revenue CAGR (3y) | - | - | - | 10.8% | 12.1% | 23.5% |
| Revenue CAGR (5y) | - | - | - | 20.5% | 15.0% | 21.4% |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 9.6% | -4.9% | 21.5% | -16.0% | 146.8% | -25.4% |
| Net income growth (YoY) | 9.0% | -2.0% | 21.0% | -18.1% | 136.5% | -22.9% |
| EPS growth (YoY) | 15.4% | 0.2% | 26.1% | -38.7% | 150.7% | -24.3% |
| EPS CAGR (3y) | 13.4% | -8.1% | 24.7% | 5.2% | 10.7% | 13.3% |
| EPS CAGR (5y) | 17.5% | 8.0% | 1.0% | 17.5% | 22.5% | 4.2% |
| FCF growth (YoY) | 3.9% | -10.8% | -51.1% | 296.4% | 1391.6% | -89.4% |
| FCF CAGR (5y) | 93.0% | 22.1% | 12.1% | 45.5% | 11.1% | -34.2% |
| Book value growth (YoY) | 5.7% | 4.5% | 12.4% | 13.7% | 8.2% | -3.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$1.07B totalWsfs Bank$803.02M · 75.3%
Wealth Management$165.61M · 15.5%
Cash Connect$97.36M · 9.1%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
4/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✗Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing WSFS FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.71/share trailing 12 months · +14.5% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.2000 |
| Feb 13, 2026 | $0.1700 |
| Nov 7, 2025 | $0.1700 |
| Aug 8, 2025 | $0.1700 |
| May 9, 2025 | $0.1700 |
| Feb 7, 2025 | $0.1500 |
| Nov 8, 2024 | $0.1500 |
| Aug 9, 2024 | $0.1500 |
| May 9, 2024 | $0.1500 |
| Feb 8, 2024 | $0.1500 |
| Nov 2, 2023 | $0.1500 |
| Aug 3, 2023 | $0.1500 |
| May 4, 2023 | $0.1500 |
| Feb 9, 2023 | $0.1500 |
| Nov 3, 2022 | $0.1500 |
| Aug 4, 2022 | $0.1500 |
| May 5, 2022 | $0.1300 |
| Feb 3, 2022 | $0.1300 |
| Nov 3, 2021 | $0.1300 |
| Aug 4, 2021 | $0.1300 |
| May 6, 2021 | $0.1300 |
| Feb 10, 2021 | $0.1200 |
| Nov 4, 2020 | $0.1200 |
| Aug 5, 2020 | $0.1200 |