UVSP · Univest Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $87.45M | - | $73.35M | $72.01M | $77.06M | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $33.48M | - | $32.06M | $25.02M | $27.56M | - | $23.39M | $22.59M | $25.56M | - |
| Interest Expense | - | - | - | - | - | - | - | $48.80M | $47.14M | - |
| Income Tax | $6.39M | - | $6.42M | $5.04M | $5.16M | - | $4.81M | $4.49M | $5.25M | - |
| Net Income | $27.09M | - | $25.64M | $19.98M | $22.39M | - | $18.58M | $18.11M | $20.30M | - |
| EPS - Basic | $0.97 | - | $0.89 | $0.69 | $0.77 | - | $0.64 | $0.62 | $0.69 | - |
| EPS - Diluted | $0.96 | - | $0.89 | $0.69 | $0.77 | - | $0.63 | $0.62 | $0.69 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $222.36M | $553.71M | $816.74M | $160.37M | $169.13M | $328.84M | $504.70M | $190.91M | $201.61M | $249.80M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $8.14B | $8.44B | $8.57B | $7.94B | $7.98B | $8.13B | $8.21B | $7.86B | $7.75B | $7.78B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.19B | $7.49B | $7.64B | $7.02B | $7.07B | $7.24B | $7.33B | $7.00B | $6.90B | $6.94B |
| Stockholders' Equity | $951.95M | $943.32M | $933.22M | $916.73M | $903.47M | $887.30M | $877.07M | $854.14M | $843.67M | $839.21M |
| Retained Earnings | $611.77M | $591.20M | $574.72M | $555.40M | $541.78M | $525.78M | $512.94M | $500.48M | $488.79M | $474.69M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $22.13M | - | - | - | $15.60M | - | - | - | $11.57M | - |
| Investing Cash Flow | ($37.13M) | - | - | - | ($3.10M) | - | - | - | ($14.49M) | - |
| Financing Cash Flow | ($316.36M) | - | - | - | ($172.21M) | - | - | - | ($45.27M) | - |
| CapEx | $578.0K | - | - | - | $1.95M | - | - | - | $1.04M | - |
| Free Cash Flow | $21.56M | - | - | - | $13.65M | - | - | - | $10.53M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 38.3% | - | 43.7% | 34.7% | 35.8% | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 31.0% | - | 35.0% | 27.7% | 29.1% | - | - | - | - | - |
| Free cash flow margin | 24.6% | - | - | - | 17.7% | - | - | - | - | - |
| FCF / Net income | 0.80 | - | - | - | 0.61 | - | - | - | 0.52 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 19.1% | - | 20.0% | 20.1% | 18.7% | - | 20.6% | 19.9% | 20.5% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.2% | 0.2% | 0.3% | - |
| Return on equity | 2.8% | - | 2.7% | 2.2% | 2.5% | - | 2.1% | 2.1% | 2.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 0.5x | 0.5x | - |
| Equity multiplier | 8.55 | 8.94 | 9.19 | 8.66 | 8.83 | 9.16 | 9.36 | 9.20 | 9.18 | 9.27 |
| Liabilities / Assets | 0.88 | 0.89 | 0.89 | 0.88 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | 0.01 | - | 0.01 | 0.01 | 0.01 | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 35.7x | - | 33.7x | 43.5x | 36.8x | - | 44.7x | 36.8x | 30.2x | - |
| P / B | 1.0x | - | 0.9x | 1.0x | 0.9x | - | 0.9x | 0.8x | 0.7x | - |
| P / S | 11.1x | - | 11.9x | 12.1x | 10.8x | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 13.5% | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 21.5% | - | 37.1% | 10.7% | 7.8% | - | 10.0% | 7.9% | -2.0% | - |
| Net income growth (YoY) | 21.0% | - | 38.0% | 10.3% | 10.3% | - | 9.2% | 7.8% | -3.5% | - |
| EPS growth (YoY) | 24.7% | - | 41.3% | 11.3% | 11.6% | - | 8.6% | 8.8% | -2.8% | - |
| EPS CAGR (3y) | 10.6% | - | 7.8% | 15.3% | 4.2% | - | -3.9% | -4.4% | -14.7% | - |
| EPS CAGR (5y) | -2.9% | - | 7.5% | 58.0% | 91.4% | - | 1.0% | 2.1% | 4.6% | - |
| FCF growth (YoY) | 57.9% | - | - | - | 29.7% | - | - | - | -42.0% | - |
| FCF CAGR (5y) | -5.5% | - | - | - | 5.1% | - | - | - | -8.3% | - |
| Book value growth (YoY) | 5.4% | 6.3% | 6.4% | 7.3% | 7.1% | 5.7% | 8.7% | 6.1% | 5.7% | 8.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$337.27M totalBanking1$282.81M · 83.9%
Wealth Management$31.98M · 9.5%
Insurance$22.48M · 6.7%
Peer comparison
Same SIC group: State Commercial Banks
Comparing UNIVEST FINANCIAL Corp against the 5 most active filers in the same SIC group.
Dividends
$0.89/share trailing 12 months · +4.7% YoY
| Ex-date | Per share |
|---|---|
| May 6, 2026 | $0.2300 |
| Feb 11, 2026 | $0.2200 |
| Nov 5, 2025 | $0.2200 |
| Aug 6, 2025 | $0.2200 |
| May 7, 2025 | $0.2200 |
| Feb 5, 2025 | $0.2100 |
| Nov 6, 2024 | $0.2100 |
| Aug 7, 2024 | $0.2100 |
| May 7, 2024 | $0.2100 |
| Feb 6, 2024 | $0.2100 |
| Nov 7, 2023 | $0.2100 |
| Aug 8, 2023 | $0.2100 |
| May 9, 2023 | $0.2100 |
| Feb 7, 2023 | $0.2100 |
| Nov 8, 2022 | $0.2100 |
| Aug 9, 2022 | $0.2100 |
| May 10, 2022 | $0.2100 |
| Feb 8, 2022 | $0.2000 |
| Nov 9, 2021 | $0.2000 |
| Aug 10, 2021 | $0.2000 |
| May 11, 2021 | $0.2000 |
| Feb 9, 2021 | $0.2000 |
| Sep 4, 2020 | $0.2000 |
| Jun 1, 2020 | $0.2000 |