UHAL UHALB · U-Haul Holding Co /NV/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q3 '24 | Q2 '25 | Q1 '24 | Q1 '25 | Q2 '24 | Q1 '23 | Q3 '23 | Q2 '23 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | $1.42B | $1.72B | $1.63B | - | $1.65B | $1.60B | $1.38B | $1.70B | $1.47B |
| Cost of Revenue | - | $52.77M | $62.25M | $72.20M | - | $66.62M | $79.67M | $54.62M | $72.63M | $69.92M |
| Gross Profit | - | $1.36B | $1.66B | $1.56B | - | $1.58B | $1.52B | $1.32B | $1.63B | $1.40B |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | $848.61M | $909.54M | $826.75M | - | $835.26M | $733.17M | $733.47M | $811.59M | $614.53M |
| D&A | - | $224.31M | - | $282.08M | - | - | $178.14M | - | - | $172.04M |
| Operating Income | - | $33.67M | $217.59M | $257.41M | - | $422.36M | $491.16M | $320.40M | $522.10M | $494.21M |
| Interest Expense | - | $95.53M | $90.31M | $82.33M | - | $63.94M | $49.80M | $59.04M | $57.19M | $39.18M |
| Income Tax | - | $14.61M | $31.41M | $43.05M | - | $84.54M | $107.05M | $61.76M | $111.62M | $109.58M |
| Net Income | - | $36.97M | $105.55M | $142.33M | - | $273.51M | $334.00M | $199.24M | $352.01M | $345.18M |
| EPS - Basic | - | - | - | - | - | - | - | - | - | - |
| EPS - Diluted | - | - | - | - | - | - | - | - | - | - |
Balance Sheet
| Line item | Q1 '26 | Q3 '24 | Q2 '25 | Q1 '24 | Q1 '25 | Q2 '24 | Q1 '23 | Q3 '23 | Q2 '23 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.12B | $1.03B | $1.08B | $877.19M | $988.83M | $2.15B | $2.06B | $2.51B | $3.07B | $2.70B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | $178.16M | $175.02M | $176.14M | $173.30M | $163.13M | $161.53M | $151.47M | $150.14M | $166.14M | $158.89M |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $21.50B | $21.62B | $21.43B | $20.85B | $20.48B | $19.02B | $18.12B | $18.12B | $18.14B | $17.30B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $8.12B | $8.06B | $7.73B | $6.30B | $7.23B | $6.44B | $6.14B | $6.24B | $6.34B | $6.06B |
| Total Liabilities | $13.89B | $13.87B | $13.66B | $13.19B | $12.98B | $11.99B | $11.60B | $11.70B | $11.83B | $11.41B |
| Stockholders' Equity | $7.61B | $7.74B | $7.77B | $7.66B | $7.50B | $7.03B | $6.53B | $6.41B | $6.31B | $5.89B |
| Retained Earnings | $7.98B | $8.12B | $8.16B | $8.07B | $7.93B | $7.52B | $7.01B | $6.91B | $6.72B | $6.05B |
Cash Flow
| Line item | Q1 '26 | Q3 '24 | Q2 '25 | Q1 '24 | Q1 '25 | Q2 '24 | Q1 '23 | Q3 '23 | Q2 '23 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | $453.90M | - | $598.38M | - | - | $651.37M | - | - | $794.21M |
| Investing Cash Flow | - | ($803.32M) | - | ($764.04M) | - | - | ($478.01M) | - | - | ($523.16M) |
| Financing Cash Flow | - | ($31.44M) | - | $47.44M | - | - | $224.90M | - | - | $56.45M |
| CapEx | - | $963.16M | - | $916.57M | - | - | $646.14M | - | - | $508.41M |
| Free Cash Flow | - | ($509.26M) | - | ($318.19M) | - | - | $5.23M | - | - | $285.80M |
Ratios
| Metric | Q1 '26 | Q3 '24 | Q2 '25 | Q1 '24 | Q1 '25 | Q2 '24 | Q1 '23 | Q3 '23 | Q2 '23 | Q1 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | 96.3% | 96.4% | 95.6% | - | 96.0% | 95.0% | 96.0% | 95.7% | 95.3% |
| Operating margin | - | 2.4% | 12.7% | 15.8% | - | 25.6% | 30.7% | 23.3% | 30.7% | 33.6% |
| EBITDA margin | - | 18.2% | - | 33.1% | - | - | 41.9% | - | - | 45.2% |
| Net margin | - | 2.6% | 6.1% | 8.7% | - | 16.6% | 20.9% | 14.5% | 20.7% | 23.4% |
| Free cash flow margin | - | -36.0% | - | -19.5% | - | - | 0.3% | - | - | 19.4% |
| FCF / Net income | - | -13.78 | - | -2.24 | - | - | 0.02 | - | - | 0.83 |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | - | 28.3% | 22.9% | 23.2% | - | 23.6% | 24.3% | 23.7% | 24.1% | 24.1% |
| Return on assets | - | 0.2% | 0.5% | 0.7% | - | 1.4% | 1.8% | 1.1% | 1.9% | 2.0% |
| Return on equity | - | 0.5% | 1.4% | 1.9% | - | 3.9% | 5.1% | 3.1% | 5.6% | 5.9% |
| Return on invested capital | - | 0.2% | 1.1% | 1.4% | - | 2.4% | 2.9% | 1.9% | 3.1% | 3.1% |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 1.07 | 1.04 | 1.00 | 0.82 | 0.96 | 0.92 | 0.94 | 0.97 | 1.00 | 1.03 |
| Debt / Assets | 0.38 | 0.37 | 0.36 | 0.30 | 0.35 | 0.34 | 0.34 | 0.34 | 0.35 | 0.35 |
| Debt / EBITDA | - | 31.24 | - | 11.69 | - | - | 9.18 | - | - | 9.10 |
| Interest coverage | - | 0.4x | 2.4x | 3.1x | - | 6.6x | 9.9x | 5.4x | 9.1x | 12.6x |
| Equity multiplier | 2.82 | 2.79 | 2.76 | 2.72 | 2.73 | 2.71 | 2.78 | 2.82 | 2.87 | 2.94 |
| Liabilities / Assets | 0.65 | 0.64 | 0.64 | 0.63 | 0.63 | 0.63 | 0.64 | 0.65 | 0.65 | 0.66 |
| Efficiency | ||||||||||
| Asset turnover | - | 0.07 | 0.08 | 0.08 | - | 0.09 | 0.09 | 0.08 | 0.09 | 0.09 |
| Inventory turnover | - | 0.30 | 0.35 | 0.42 | - | 0.41 | 0.53 | 0.36 | 0.44 | 0.44 |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | 1211d | 1033d | 876d | - | 885d | 694d | 1003d | 835d | 829d |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | 2.9% | 4.2% | 2.0% | - | -3.1% | 8.5% | -2.1% | 2.3% | 49.2% |
| Revenue CAGR (3y) | - | 6.6% | 1.1% | 18.2% | - | 7.6% | 14.0% | 14.0% | 14.0% | - |
| Revenue CAGR (5y) | - | 9.0% | 8.4% | - | - | 8.4% | 9.4% | - | - | 9.0% |
| Gross profit growth (YoY) | - | 3.2% | 4.7% | 2.6% | - | -2.9% | 8.2% | -2.0% | 2.0% | 50.1% |
| Operating income growth (YoY) | - | -89.5% | -48.5% | -47.6% | - | -19.1% | -0.6% | -23.1% | -9.8% | 220.7% |
| Net income growth (YoY) | - | -81.4% | -61.4% | -57.4% | - | -22.3% | -3.2% | -29.2% | -14.1% | 293.5% |
| EPS growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | -98.2% | - | - | 255.7% |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 1.5% | 20.7% | 10.5% | 17.3% | -2.1% | 11.4% | 10.9% | 10.3% | 13.7% | 21.3% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2026-03-31.
Business segments
$6.05B totalMoving And Storage Consolidations$5.69B · 94.0%
Life Insurance$221.75M · 3.7%
Property And Casualty Insurance$141.20M · 2.3%
Product / service
$5.28B totalProperty Available For Contract Lease$4.92B · 93.3%
Accident And Health Insurance Segment$192.44M · 3.6%
Other Insurance Product Line$163.10M · 3.1%
Geographic
$6.04B totalUS$5.72B · 94.7%
CA$318.79M · 5.3%
Peer comparison
Same SIC group: Services-Auto Rental & Leasing (No Drivers)
Comparing U-Haul Holding Co /NV/ against the 5 most active filers in the same SIC group.