UHAL UHALB · U-Haul Holding Co /NV/ - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Annual Quarterly

Income Statement

Line item	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Revenue	$6.04B	$5.83B	$5.63B	$5.86B	$5.74B	$4.54B
Cost of Revenue	$246.86M	$234.15M	$241.56M	$263.03M	$259.58M	$214.06M
Gross Profit	$5.79B	$5.59B	$5.38B	$5.60B	$5.48B	$4.33B
R&D	-	-	-	-	-	-
SG&A	-	-	-	-	-	-
Total Operating Expenses	$3.42B	$3.13B	$4.65B	$3.02B	$2.68B	$2.19B
D&A	$1.18B	$971.93M	$817.89M	$733.88M	$696.96M	$664.00M
Operating Income	$432.62M	$716.15M	$977.79M	$1.44B	$1.64B	$961.15M
Interest Expense	$364.76M	$295.72M	$256.18M	$223.96M	$167.42M	$160.95M
Income Tax	$29.51M	$110.42M	$211.47M	$294.93M	$352.21M	($63.92M)
Net Income	$83.13M	$367.09M	$628.71M	$923.00M	$1.12B	$610.86M
EPS - Basic	-	-	-	-	-	-
EPS - Diluted	-	-	-	-	-	-

Balance Sheet

Line item	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Cash & Equivalents	$1.12B	$988.83M	$1.53B	$2.06B	$2.70B	$1.19B
Accounts Receivable	-	-	-	-	-	-
Inventory	$178.16M	$163.13M	$150.94M	$151.47M	$158.89M	$105.58M
Accounts Payable	-	-	-	-	-	-
Current Assets	-	-	-	-	-	-
Total Assets	$21.50B	$20.48B	$19.06B	$18.12B	$17.30B	$14.65B
Current Liabilities	-	-	-	-	-	-
Long-term Debt	$8.12B	$7.23B	$6.30B	$6.14B	$6.06B	$4.70B
Total Liabilities	$13.89B	$12.98B	$11.89B	$11.60B	$11.41B	$9.80B
Stockholders' Equity	$7.61B	$7.50B	$7.17B	$6.53B	$5.89B	$4.85B
Retained Earnings	$7.98B	$7.93B	$7.60B	$7.01B	$6.05B	$4.96B

Cash Flow

Line item	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Operating Cash Flow	$1.79B	$1.45B	$1.45B	$1.73B	$1.95B	$1.54B
Investing Cash Flow	($2.26B)	($2.89B)	$2.05B	($2.42B)	($1.87B)	($1.13B)
Financing Cash Flow	$594.63M	$895.11M	$66.53M	$59.80M	$1.43B	$287.35M
CapEx	$3.15B	$3.45B	$2.99B	$2.72B	$2.14B	$1.44B
Free Cash Flow	($1.36B)	($2.00B)	($1.54B)	($994.29M)	($190.30M)	$93.92M

Ratios

Metric	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Profitability
Gross margin	95.9%	96.0%	95.7%	95.5%	95.5%	95.3%
Operating margin	7.2%	12.3%	17.4%	24.6%	28.7%	21.2%
EBITDA margin	26.8%	29.0%	31.9%	37.1%	40.8%	35.8%
Net margin	1.4%	6.3%	11.2%	15.7%	19.6%	13.4%
Free cash flow margin	-22.5%	-34.3%	-27.4%	-17.0%	-3.3%	2.1%
FCF / Net income	-16.36	-5.44	-2.45	-1.08	-0.17	0.15
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	-	-	-	-	-	-
Effective tax rate	26.2%	23.1%	25.2%	24.2%	23.9%	-11.7%
Return on assets	0.4%	1.8%	3.3%	5.1%	6.5%	4.2%
Return on equity	1.1%	4.9%	8.8%	14.1%	19.1%	12.6%
Return on invested capital	2.0%	3.7%	5.4%	8.6%	10.5%	10.1%
Liquidity
Current ratio	-	-	-	-	-	-
Quick ratio	-	-	-	-	-	-
Cash ratio	-	-	-	-	-	-
Leverage
Debt / Equity	1.07	0.96	0.88	0.94	1.03	0.97
Debt / Assets	0.38	0.35	0.33	0.34	0.35	0.32
Debt / EBITDA	5.03	4.28	3.51	2.82	2.59	2.89
Interest coverage	1.2x	2.4x	3.8x	6.4x	9.8x	6.0x
Equity multiplier	2.82	2.73	2.66	2.78	2.94	3.02
Liabilities / Assets	0.65	0.63	0.62	0.64	0.66	0.67
Efficiency
Asset turnover	0.28	0.28	0.30	0.32	0.33	0.31
Inventory turnover	1.39	1.44	1.60	1.74	1.63	2.03
Days sales outstanding	-	-	-	-	-	-
Days inventory outstanding	263d	254d	228d	210d	223d	180d
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	-	-	-	-	-	-
P / B	-	-	-	-	-	-
P / S	-	-	-	-	-	-
EV / EBITDA	-	-	-	-	-	-
Growth
Revenue growth (YoY)	3.6%	3.6%	-4.1%	2.2%	26.4%	-
Revenue CAGR (3y)	1.0%	0.5%	7.4%	-	13.0%	-
Revenue CAGR (5y)	5.9%	-	7.2%	-	9.8%	-
Gross profit growth (YoY)	3.5%	3.9%	-3.9%	2.2%	26.6%	-
Operating income growth (YoY)	-39.6%	-26.8%	-32.3%	-12.2%	71.1%	-
Net income growth (YoY)	-77.4%	-41.6%	-31.9%	-17.8%	83.9%	-
EPS growth (YoY)	-	-	-	-	-	-
EPS CAGR (3y)	-	-	-	-	-	-
EPS CAGR (5y)	-	-	-	-	-	-
FCF growth (YoY)	31.9%	-29.7%	-54.9%	-422.5%	-	-
FCF CAGR (5y)	-	-	-	-	-	-
Book value growth (YoY)	1.5%	4.5%	9.9%	10.9%	21.3%	0.1%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2026-03-31.

Business segments

$6.05B total

Moving And Storage Consolidations$5.69B · 94.0%

Life Insurance$221.75M · 3.7%

Property And Casualty Insurance$141.20M · 2.3%

Product / service

$5.28B total

Property Available For Contract Lease$4.92B · 93.3%

Accident And Health Insurance Segment$192.44M · 3.6%

Other Insurance Product Line$163.10M · 3.1%

Geographic

$6.04B total

US$5.72B · 94.7%

CA$318.79M · 5.3%

Stability scores

Piotroski F-score

FY 2026 · 9-point quality

3/9

Weak

✓Net income positive
✓Operating cash flow positive
✗ROA improved YoY
✓Cash flow > net income
✗Long-term debt decreased
-Current ratio improved
-No share dilution
✗Gross margin improved
✗Asset turnover improved

Peer comparison

Same SIC group: Services-Auto Rental & Leasing (No Drivers)

Company	Revenue (last FY)	Net margin	ROE
R	$12.66B	3.9%	16.3%
CAR	$11.65B	-7.6%	28.4%
HTZ	$8.50B	-8.8%	162.7%
SP	-	-	-
GETR	-	-	-

Comparing U-Haul Holding Co /NV/ against the 5 most active filers in the same SIC group.

Cells marked with a small ◇ are sourced from SEC's bulk Financial Statement Data Sets, which can lose dimensional context (notably Revenue and Operating Income for issuers that report by segment). These cells will be replaced with authoritative values from the Company Facts API as the backfill completes.