TRV · Travelers Companies, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $11.92B | - | $12.47B | $12.12B | $11.81B | - | $11.90B | $11.28B | $11.23B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $1.54B | - | $1.57B | $1.54B | $1.46B | - | $1.46B | $1.48B | $1.41B | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $193.00M | - | - | - | $188.00M | - | - | - | $196.00M | - |
| Operating Income | $2.12B | - | $2.34B | $1.88B | $468.00M | - | $1.56B | $656.00M | $1.37B | - |
| Interest Expense | $116.00M | - | $111.00M | $99.00M | $99.00M | - | $98.00M | $98.00M | $98.00M | - |
| Income Tax | $408.00M | - | $456.00M | $372.00M | $73.00M | - | $300.00M | $122.00M | $247.00M | - |
| Net Income | $1.71B | - | $1.89B | $1.51B | $395.00M | - | $1.26B | $534.00M | $1.12B | - |
| EPS - Basic | $7.89 | - | $8.37 | $6.63 | $1.73 | - | $5.50 | $2.32 | $4.87 | - |
| EPS - Diluted | $7.78 | - | $8.24 | $6.53 | $1.70 | - | $5.42 | $2.29 | $4.80 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $615.00M | $842.00M | $729.00M | $659.00M | $724.00M | $699.00M | $772.00M | $729.00M | $667.00M | $650.00M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $142.31B | $143.71B | $143.68B | $138.87B | $135.98B | $133.19B | $134.59B | $129.31B | $127.41B | $125.98B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $110.32B | $110.81B | $112.07B | $109.36B | $107.79B | $105.33B | $106.89B | $104.45B | $102.39B | $101.06B |
| Stockholders' Equity | $31.99B | $32.89B | $31.61B | $29.52B | $28.19B | $27.86B | $27.70B | $24.86B | $25.02B | $24.92B |
| Retained Earnings | $56.40B | $54.93B | $52.68B | $51.04B | $49.78B | $49.63B | $47.79B | $46.77B | $46.48B | $45.59B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.20B | - | - | - | $1.36B | - | - | - | $1.46B | - |
| Investing Cash Flow | ($335.00M) | - | - | - | ($808.00M) | - | - | - | ($1.04B) | - |
| Financing Cash Flow | ($2.08B) | - | - | - | ($535.00M) | - | - | - | ($399.00M) | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 17.8% | - | 18.8% | 15.5% | 4.0% | - | 13.1% | 5.8% | 12.2% | - |
| EBITDA margin | 19.4% | - | - | - | 5.6% | - | - | - | 13.9% | - |
| Net margin | 14.3% | - | 15.1% | 12.5% | 3.3% | - | 10.6% | 4.7% | 10.0% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 12.9% | - | 12.6% | 12.8% | 12.4% | - | 12.3% | 13.1% | 12.5% | - |
| Effective tax rate | 19.3% | - | 19.5% | 19.8% | 15.6% | - | 19.2% | 18.6% | 18.0% | - |
| Return on assets | 1.2% | - | 1.3% | 1.1% | 0.3% | - | 0.9% | 0.4% | 0.9% | - |
| Return on equity | 5.3% | - | 6.0% | 5.1% | 1.4% | - | 4.5% | 2.1% | 4.5% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 18.3x | - | 21.1x | 19.0x | 4.7x | - | 15.9x | 6.7x | 14.0x | - |
| Equity multiplier | 4.45 | 4.37 | 4.55 | 4.70 | 4.82 | 4.78 | 4.86 | 5.20 | 5.09 | 5.06 |
| Liabilities / Assets | 0.78 | 0.77 | 0.78 | 0.79 | 0.79 | 0.79 | 0.79 | 0.81 | 0.80 | 0.80 |
| Efficiency | ||||||||||
| Asset turnover | 0.08 | - | 0.09 | 0.09 | 0.09 | - | 0.09 | 0.09 | 0.09 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 37.5x | - | 33.9x | 41.0x | 155.6x | - | 43.2x | 88.8x | 47.9x | - |
| P / B | 2.0x | - | 2.0x | 2.1x | 2.2x | - | 1.9x | 1.9x | 2.1x | - |
| P / S | 5.3x | - | 5.1x | 5.1x | 5.2x | - | 4.5x | 4.2x | 4.8x | - |
| EV / EBITDA | 27.3x | - | - | - | 91.8x | - | - | - | 33.7x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 1.0% | - | 4.8% | 7.4% | 5.2% | - | 11.9% | 11.7% | 15.7% | - |
| Revenue CAGR (3y) | 7.1% | - | 10.3% | 9.9% | 10.3% | - | 10.6% | 9.1% | 10.5% | - |
| Revenue CAGR (5y) | 7.5% | - | 8.5% | 10.4% | 8.4% | - | 8.2% | 7.6% | 7.9% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 352.8% | - | 50.3% | 186.7% | -65.8% | - | 230.5% | - | 47.6% | - |
| Net income growth (YoY) | 333.2% | - | 49.8% | 182.6% | -64.8% | - | 211.9% | - | 15.2% | - |
| EPS growth (YoY) | 357.6% | - | 52.0% | 185.2% | -64.6% | - | 211.5% | - | 16.2% | - |
| EPS CAGR (3y) | 23.5% | - | 63.4% | 42.2% | -25.7% | - | 27.4% | -14.5% | 18.7% | - |
| EPS CAGR (5y) | 22.1% | - | 20.6% | - | -6.1% | - | 29.3% | 1.7% | 9.9% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 13.5% | 18.1% | 14.1% | 18.7% | 12.7% | 11.8% | 38.6% | 13.8% | 8.5% | 15.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Geographic
$51.30B totalUS$46.36B · 90.4%
Non Us$2.47B · 4.8%
CA$1.34B · 2.6%
Other Non United States$1.12B · 2.2%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing TRAVELERS COMPANIES against the 5 most active filers in the same SIC group.
Dividends
$4.40/share trailing 12 months · +4.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 10, 2026 | $1.1000 |
| Dec 10, 2025 | $1.1000 |
| Sep 10, 2025 | $1.1000 |
| Jun 10, 2025 | $1.1000 |
| Mar 10, 2025 | $1.0500 |
| Dec 10, 2024 | $1.0500 |
| Sep 10, 2024 | $1.0500 |
| Jun 10, 2024 | $1.0500 |
| Mar 7, 2024 | $1.0000 |
| Dec 7, 2023 | $1.0000 |
| Sep 7, 2023 | $1.0000 |
| Jun 8, 2023 | $1.0000 |
| Mar 9, 2023 | $0.9300 |
| Dec 8, 2022 | $0.9300 |
| Sep 8, 2022 | $0.9300 |
| Jun 9, 2022 | $0.9300 |
| Mar 9, 2022 | $0.8800 |
| Dec 9, 2021 | $0.8800 |
| Sep 9, 2021 | $0.8800 |
| Jun 9, 2021 | $0.8800 |
| Mar 9, 2021 | $0.8500 |
| Dec 9, 2020 | $0.8500 |
| Sep 9, 2020 | $0.8500 |
| Jun 9, 2020 | $0.8500 |