TRU · Transunion - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.25B | - | $1.17B | $1.14B | $1.10B | - | $1.08B | $1.04B | $1.02B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $329.10M | - | $330.80M | $335.00M | $256.80M | - | $305.70M | $310.80M | $305.60M | - |
| Total Operating Expenses | $1.00B | - | $961.90M | $947.50M | $841.40M | - | $928.60M | $858.40M | $864.10M | - |
| D&A | $152.30M | - | $145.60M | $142.70M | $138.90M | - | $133.60M | $132.90M | $134.00M | - |
| Operating Income | $244.80M | - | $207.60M | $192.20M | $254.40M | - | $156.40M | $182.40M | $157.20M | - |
| Interest Expense | $62.00M | - | $62.50M | $55.70M | $68.70M | - | $72.70M | $67.90M | $68.70M | - |
| Income Tax | $27.60M | - | $50.00M | $44.40M | $41.00M | - | $24.90M | $31.00M | $13.00M | - |
| Net Income | $397.10M | - | $96.60M | $109.60M | $148.10M | - | $68.00M | $85.00M | $65.10M | - |
| EPS - Basic | $2.06 | - | $0.50 | $0.56 | $0.76 | - | $0.35 | $0.44 | $0.34 | - |
| EPS - Diluted | $2.04 | - | $0.49 | $0.56 | $0.75 | - | $0.35 | $0.44 | $0.33 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $732.50M | $853.60M | $749.90M | $687.50M | $609.90M | $679.50M | $643.20M | $543.20M | $433.60M | $476.20M |
| Accounts Receivable | $1.05B | $905.00M | $893.60M | $895.90M | $882.30M | $798.90M | $798.40M | $778.60M | $774.60M | $723.00M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $379.10M | $349.90M | $361.90M | $345.10M | $325.60M | $294.60M | $319.40M | $312.60M | $281.30M | $251.30M |
| Current Assets | $2.02B | $2.02B | $1.98B | $1.91B | $1.82B | $1.80B | $1.67B | $1.54B | $1.42B | $1.48B |
| Total Assets | $12.05B | $11.11B | $11.11B | $11.12B | $10.95B | $10.98B | $11.05B | $11.03B | $11.02B | $11.11B |
| Current Liabilities | $1.05B | $1.15B | $984.90M | $941.10M | $888.50M | $1.06B | $995.70M | $930.70M | $861.00M | $1.00B |
| Long-term Debt | $5.40B | $5.10B | $5.04B | $5.06B | $5.08B | $5.15B | $5.13B | $5.17B | $5.25B | $5.34B |
| Total Liabilities | $7.13B | $6.57B | $6.53B | $6.49B | $6.46B | $6.67B | $6.73B | $6.79B | $6.85B | $7.00B |
| Stockholders' Equity | $4.75B | $4.44B | $4.47B | $4.52B | $4.39B | $4.22B | $4.22B | $4.13B | $4.08B | $4.01B |
| Retained Earnings | $3.10B | $2.72B | $2.64B | $2.57B | $2.48B | $2.36B | $2.31B | $2.27B | $2.20B | $2.16B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $84.20M | - | - | - | $52.50M | - | - | - | $54.00M | - |
| Investing Cash Flow | ($586.70M) | - | - | - | ($86.60M) | - | - | - | ($62.40M) | - |
| Financing Cash Flow | $400.90M | - | - | - | ($40.60M) | - | - | - | ($31.30M) | - |
| CapEx | $65.20M | - | - | - | $68.40M | - | - | - | $62.40M | - |
| Free Cash Flow | $19.00M | - | - | - | ($15.90M) | - | - | - | ($8.40M) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 19.7% | - | 17.8% | 16.9% | 23.2% | - | 14.4% | 17.5% | 15.4% | - |
| EBITDA margin | 31.9% | - | 30.2% | 29.4% | 35.9% | - | 26.7% | 30.3% | 28.5% | - |
| Net margin | 31.9% | - | 8.3% | 9.6% | 13.5% | - | 6.3% | 8.2% | 6.4% | - |
| Free cash flow margin | 1.5% | - | - | - | -1.5% | - | - | - | -0.8% | - |
| FCF / Net income | 0.05 | - | - | - | -0.11 | - | - | - | -0.13 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 26.4% | - | 28.3% | 29.4% | 23.4% | - | 28.2% | 29.9% | 29.9% | - |
| Effective tax rate | 6.5% | - | 34.1% | 28.8% | 21.7% | - | 26.8% | 26.7% | 16.6% | - |
| Return on assets | 3.3% | - | 0.9% | 1.0% | 1.4% | - | 0.6% | 0.8% | 0.6% | - |
| Return on equity | 8.4% | - | 2.2% | 2.4% | 3.4% | - | 1.6% | 2.1% | 1.6% | - |
| Return on invested capital | 2.3% | - | 1.4% | 1.4% | 2.1% | - | 1.2% | 1.4% | 1.4% | - |
| Liquidity | ||||||||||
| Current ratio | 1.93 | 1.75 | 2.01 | 2.02 | 2.05 | 1.70 | 1.68 | 1.66 | 1.65 | 1.47 |
| Quick ratio | 1.93 | 1.75 | 2.01 | 2.02 | 2.05 | 1.70 | 1.68 | 1.66 | 1.65 | 1.47 |
| Cash ratio | 0.70 | 0.74 | 0.76 | 0.73 | 0.69 | 0.64 | 0.65 | 0.58 | 0.50 | 0.47 |
| Leverage | ||||||||||
| Debt / Equity | 1.14 | 1.15 | 1.13 | 1.12 | 1.16 | 1.22 | 1.22 | 1.25 | 1.29 | 1.33 |
| Debt / Assets | 0.45 | 0.46 | 0.45 | 0.46 | 0.46 | 0.47 | 0.46 | 0.47 | 0.48 | 0.48 |
| Debt / EBITDA | 13.60 | - | 14.26 | 15.11 | 12.91 | - | 17.71 | 16.41 | 18.04 | - |
| Interest coverage | 3.9x | - | 3.3x | 3.5x | 3.7x | - | 2.2x | 2.7x | 2.3x | - |
| Equity multiplier | 2.53 | 2.50 | 2.48 | 2.46 | 2.50 | 2.60 | 2.62 | 2.67 | 2.71 | 2.77 |
| Liabilities / Assets | 0.59 | 0.59 | 0.59 | 0.58 | 0.59 | 0.61 | 0.61 | 0.62 | 0.62 | 0.63 |
| Efficiency | ||||||||||
| Asset turnover | 0.10 | - | 0.11 | 0.10 | 0.10 | - | 0.10 | 0.09 | 0.09 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 307d | - | 279d | 287d | 294d | - | 269d | 273d | 277d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 33.9x | - | 171.0x | 157.1x | 110.7x | - | 299.1x | 168.5x | 241.8x | - |
| P / B | 2.8x | - | 3.7x | 3.8x | 3.7x | - | 4.9x | 3.5x | 3.8x | - |
| P / S | 10.8x | - | 14.1x | 15.2x | 14.9x | - | 19.0x | 13.9x | 15.3x | - |
| EV / EBITDA | 45.6x | - | 58.9x | 64.9x | 53.0x | - | 86.6x | 60.6x | 70.1x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 13.7% | - | 7.8% | 9.5% | 7.3% | - | 12.0% | 7.5% | 8.6% | - |
| Revenue CAGR (3y) | 9.8% | - | 7.6% | 6.3% | 5.9% | - | 11.1% | 10.4% | 11.1% | - |
| Revenue CAGR (5y) | 10.8% | - | 10.9% | 12.4% | 9.8% | - | 9.5% | 9.5% | 10.5% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -3.8% | - | 32.7% | 5.4% | 61.8% | - | - | 15.2% | 8.3% | - |
| Net income growth (YoY) | 168.1% | - | 42.1% | 28.9% | 127.5% | - | - | 57.7% | 23.8% | - |
| EPS growth (YoY) | 172.0% | - | 40.0% | 27.3% | 127.3% | - | - | 57.1% | 22.2% | - |
| EPS CAGR (3y) | 96.2% | - | 6.1% | 4.6% | 44.2% | - | -16.0% | -12.6% | -20.6% | - |
| EPS CAGR (5y) | 25.3% | - | -1.6% | 9.2% | 15.2% | - | -6.1% | -3.7% | -2.3% | - |
| FCF growth (YoY) | - | - | - | - | -89.3% | - | - | - | - | - |
| FCF CAGR (5y) | -28.5% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 8.4% | 5.3% | 6.1% | 9.3% | 7.6% | 5.2% | 7.0% | -5.2% | -3.6% | -3.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$4.59B totalUSMarkets$3.58B · 78.0%
International$1.01B · 22.0%
Product / service
$3.58B totalFinancial Services$1.68B · 47.1%
Emerging Verticals$1.32B · 36.9%
Consumer Interactive$575.30M · 16.1%
Geographic
$1.01B totalGB$269.70M · 26.7%
IN$264.20M · 26.1%
CA$167.00M · 16.5%
Latin America$135.40M · 13.4%
Asia Pacific$100.50M · 9.9%
Africa$74.10M · 7.3%
Peer comparison
Same SIC group: Services-Consumer Credit Reporting, Collection Agencies
Comparing TransUnion against the 5 most active filers in the same SIC group.
Dividends
$0.48/share trailing 12 months · +9.1% YoY
| Ex-date | Per share |
|---|---|
| May 27, 2026 | $0.1250 |
| Feb 26, 2026 | $0.1250 |
| Nov 21, 2025 | $0.1150 |
| Aug 22, 2025 | $0.1150 |
| May 22, 2025 | $0.1150 |
| Feb 27, 2025 | $0.1150 |
| Nov 22, 2024 | $0.1050 |
| Aug 23, 2024 | $0.1050 |
| May 16, 2024 | $0.1050 |
| Mar 6, 2024 | $0.1050 |
| Nov 16, 2023 | $0.1050 |
| Aug 22, 2023 | $0.1050 |
| May 18, 2023 | $0.1050 |
| Mar 8, 2023 | $0.1050 |
| Nov 16, 2022 | $0.1050 |
| Aug 24, 2022 | $0.1050 |
| May 26, 2022 | $0.0950 |
| Mar 9, 2022 | $0.0950 |
| Nov 23, 2021 | $0.0950 |
| Aug 24, 2021 | $0.0950 |
| May 25, 2021 | $0.0950 |
| Mar 10, 2021 | $0.0750 |
| Nov 24, 2020 | $0.0750 |
| Aug 19, 2020 | $0.0750 |