TCBK · Trico Bancshares / - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.16M | - | $13.75M | $13.65M | $12.68M | - | $12.78M | $12.80M | $12.64M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $45.88M | - | $46.47M | $37.81M | $35.30M | - | $39.40M | $39.12M | $37.70M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $32.68M | - |
| Income Tax | $12.20M | - | $12.45M | $10.27M | $8.94M | - | $10.35M | $10.09M | $9.95M | - |
| Net Income | $33.69M | - | $34.02M | $27.54M | $26.36M | - | $29.05M | $29.03M | $27.75M | - |
| EPS - Basic | $1.05 | - | $1.04 | $0.84 | $0.80 | - | $0.88 | $0.88 | $0.83 | - |
| EPS - Diluted | $1.04 | - | $1.04 | $0.84 | $0.80 | - | $0.88 | $0.87 | $0.83 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $301.31M | $157.01M | $298.82M | $314.27M | $308.25M | $144.96M | $320.11M | $206.56M | $82.84M | $98.70M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.95B | $9.82B | $9.88B | $9.92B | $9.82B | $9.67B | $9.82B | $9.74B | $9.81B | $9.91B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $8.62B | $8.49B | $8.57B | $8.66B | $8.56B | $8.45B | $8.58B | $8.57B | $8.65B | $8.75B |
| Stockholders' Equity | $1.32B | $1.33B | $1.30B | $1.27B | $1.26B | $1.22B | $1.24B | $1.18B | $1.16B | $1.16B |
| Retained Earnings | $749.77M | $740.24M | $723.67M | $702.69M | $693.38M | $679.91M | $662.82M | $644.69M | $630.95M | $615.50M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $33.70M | - | - | - | $24.51M | - | - | - | $25.08M | - |
| Investing Cash Flow | $5.13M | - | - | - | $33.92M | - | - | - | $59.99M | - |
| Financing Cash Flow | $105.46M | - | - | - | $104.86M | - | - | - | ($100.93M) | - |
| CapEx | $712.0K | - | - | - | $1.69M | - | - | - | $1.03M | - |
| Free Cash Flow | $32.99M | - | - | - | $22.83M | - | - | - | $24.05M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 348.6% | - | 337.9% | 277.0% | 278.5% | - | 308.2% | 305.7% | 298.3% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 256.0% | - | 247.4% | 201.8% | 207.9% | - | 227.3% | 226.9% | 219.6% | - |
| Free cash flow margin | 250.7% | - | - | - | 180.1% | - | - | - | 190.3% | - |
| FCF / Net income | 0.98 | - | - | - | 0.87 | - | - | - | 0.87 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 26.6% | - | 26.8% | 27.2% | 25.3% | - | 26.3% | 25.8% | 26.4% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 2.5% | - | 2.6% | 2.2% | 2.1% | - | 2.3% | 2.5% | 2.4% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 1.2x | - |
| Equity multiplier | 7.51 | 7.40 | 7.57 | 7.83 | 7.82 | 7.92 | 7.93 | 8.29 | 8.44 | 8.55 |
| Liabilities / Assets | 0.87 | 0.86 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 45.7x | - | 42.7x | 48.2x | 50.0x | - | 48.5x | 45.5x | 44.3x | - |
| P / B | 1.2x | - | 1.1x | 1.1x | 1.1x | - | 1.1x | 1.1x | 1.1x | - |
| P / S | 117.0x | - | 105.7x | 97.7x | 104.4x | - | 110.6x | 102.8x | 97.1x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 3.8% | - | 7.6% | 6.7% | 0.3% | - | -2.2% | -1.3% | 12.9% | - |
| Revenue CAGR (3y) | 5.5% | - | 2.7% | 1.5% | 2.7% | - | 4.3% | 5.4% | 6.5% | - |
| Revenue CAGR (5y) | 4.7% | - | 5.6% | 10.8% | 6.8% | - | 3.8% | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 30.0% | - | 17.9% | -3.3% | -6.4% | - | -6.4% | 17.0% | -23.0% | - |
| Net income growth (YoY) | 27.8% | - | 17.1% | -5.1% | -5.0% | - | -5.0% | 16.6% | -22.6% | - |
| EPS growth (YoY) | 30.0% | - | 18.2% | -3.4% | -3.6% | - | -4.3% | 16.0% | -22.4% | - |
| EPS CAGR (3y) | -0.9% | - | -2.4% | -3.3% | 6.1% | - | -1.5% | -2.9% | -9.8% | - |
| EPS CAGR (5y) | -1.6% | - | 12.0% | 27.4% | 8.6% | - | 3.0% | 3.0% | 2.3% | - |
| FCF growth (YoY) | 44.5% | - | - | - | -5.1% | - | - | - | -36.3% | - |
| FCF CAGR (5y) | -4.3% | - | - | - | -7.0% | - | - | - | 3.3% | - |
| Book value growth (YoY) | 5.5% | 8.8% | 5.3% | 7.8% | 8.0% | 5.3% | 15.8% | 7.5% | 6.7% | 10.8% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$538.91M totalReportable Segment$538.91M · 100.0%
Product / service
$53.45M totalCredit And Debit Card$25.54M · 47.8%
Deposit Account$20.97M · 39.2%
Financial Service Other$5.76M · 10.8%
Mortgage Banking$1.74M · 3.2%
Excess Mortgage Servicing Rights($560.0K) · -1.0%
Peer comparison
Same SIC group: State Commercial Banks
Comparing TRICO BANCSHARES / against the 5 most active filers in the same SIC group.
Dividends
$1.41/share trailing 12 months · +6.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 6, 2026 | $0.3600 |
| Dec 5, 2025 | $0.3600 |
| Sep 5, 2025 | $0.3600 |
| Jun 6, 2025 | $0.3300 |
| Mar 7, 2025 | $0.3300 |
| Dec 6, 2024 | $0.3300 |
| Sep 6, 2024 | $0.3300 |
| Jun 7, 2024 | $0.3300 |
| Mar 7, 2024 | $0.3300 |
| Dec 7, 2023 | $0.3000 |
| Sep 7, 2023 | $0.3000 |
| Jun 8, 2023 | $0.3000 |
| Mar 16, 2023 | $0.3000 |
| Dec 8, 2022 | $0.3000 |
| Sep 8, 2022 | $0.3000 |
| Jun 9, 2022 | $0.2500 |
| Mar 10, 2022 | $0.2500 |
| Dec 16, 2021 | $0.2500 |
| Sep 9, 2021 | $0.2500 |
| Jun 10, 2021 | $0.2500 |
| Mar 11, 2021 | $0.2500 |
| Dec 3, 2020 | $0.2200 |
| Sep 10, 2020 | $0.2200 |
| Jun 11, 2020 | $0.2200 |