TCBI · Texas Capital Bancshares Inc/Tx - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $12.82M | - | - | - | $9.22M | - | - | - | $10.91M | - |
| Operating Income | $94.42M | - | $137.78M | $102.19M | $60.46M | - | ($79.99M) | $58.60M | $34.94M | - |
| Interest Expense | - | - | - | - | - | - | - | $205.49M | $202.37M | - |
| Income Tax | $20.63M | - | $32.57M | $24.86M | $13.41M | - | ($18.67M) | $16.93M | $8.79M | - |
| Net Income | $73.79M | - | $105.21M | $77.33M | $47.05M | - | ($61.32M) | $41.66M | $26.14M | - |
| EPS - Basic | $1.58 | - | $2.21 | $1.59 | $0.93 | - | ($1.42) | $0.80 | $0.46 | - |
| EPS - Diluted | $1.56 | - | $2.18 | $1.58 | $0.92 | - | ($1.41) | $0.80 | $0.46 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.96B | $2.10B | $3.06B | $2.69B | $3.80B | $3.19B | $4.19B | $2.91B | $3.32B | $3.24B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $33.49B | $31.54B | $32.54B | $31.94B | $31.38B | $30.73B | $31.63B | $29.85B | $29.18B | $28.36B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $878.29M | $620.58M | $620.42M | $620.26M | $660.52M | $660.35M | $660.17M | $660.00M | $859.82M | $859.15M |
| Total Liabilities | $29.88B | $27.91B | $28.90B | $28.43B | $27.95B | $27.36B | $28.28B | $26.68B | $26.01B | $25.16B |
| Stockholders' Equity | $3.61B | $3.63B | $3.64B | $3.51B | $3.43B | $3.37B | $3.35B | $3.18B | $3.17B | $3.20B |
| Retained Earnings | $2.88B | $2.81B | $2.71B | $2.61B | $2.54B | $2.50B | $2.43B | $2.49B | $2.46B | $2.44B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $87.53M | - | - | - | $368.0K | - | - | - | $95.82M | - |
| Investing Cash Flow | ($1.14B) | - | - | - | ($23.63M) | - | - | - | ($809.96M) | - |
| Financing Cash Flow | $1.91B | - | - | - | $636.92M | - | - | - | $787.43M | - |
| CapEx | $1.36M | - | - | - | $2.42M | - | - | - | $20.04M | - |
| Free Cash Flow | $86.17M | - | - | - | ($2.05M) | - | - | - | $75.78M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.17 | - | - | - | -0.04 | - | - | - | 2.90 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 21.8% | - | 23.6% | 24.3% | 22.2% | - | - | 28.9% | 25.2% | - |
| Return on assets | 0.2% | - | 0.3% | 0.2% | 0.1% | - | -0.2% | 0.1% | 0.1% | - |
| Return on equity | 2.0% | - | 2.9% | 2.2% | 1.4% | - | -1.8% | 1.3% | 0.8% | - |
| Return on invested capital | 1.6% | - | 2.5% | 1.9% | 1.2% | - | -1.6% | 1.1% | 0.6% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.24 | 0.17 | 0.17 | 0.18 | 0.19 | 0.20 | 0.20 | 0.21 | 0.27 | 0.27 |
| Debt / Assets | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Debt / EBITDA | 8.19 | - | - | - | 9.48 | - | - | - | 18.76 | - |
| Interest coverage | - | - | - | - | - | - | - | 0.3x | 0.2x | - |
| Equity multiplier | 9.29 | 8.69 | 8.95 | 9.10 | 9.15 | 9.12 | 9.43 | 9.40 | 9.20 | 8.86 |
| Liabilities / Assets | 0.89 | 0.88 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 60.8x | - | 38.8x | 50.3x | 81.2x | - | - | 76.4x | 133.8x | - |
| P / B | 1.2x | - | 1.1x | 1.0x | 1.0x | - | 1.0x | 0.9x | 0.9x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 20.1x | - | - | - | 4.9x | - | - | - | 10.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 56.2% | - | - | 74.4% | 73.1% | - | - | -34.4% | -31.1% | - |
| Net income growth (YoY) | 56.8% | - | - | 85.6% | 80.0% | - | - | -39.3% | -32.4% | - |
| EPS growth (YoY) | 69.6% | - | - | 97.5% | 100.0% | - | - | -39.8% | -34.3% | - |
| EPS CAGR (3y) | 30.6% | - | 43.4% | 38.9% | 10.1% | - | - | -15.2% | -29.8% | - |
| EPS CAGR (5y) | 3.2% | - | 15.1% | - | - | - | - | -11.8% | -22.1% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | 350.0% | - |
| FCF CAGR (5y) | -15.3% | - | - | - | - | - | - | - | -13.9% | - |
| Book value growth (YoY) | 5.1% | 7.8% | 8.4% | 10.5% | 8.2% | 5.3% | 9.0% | 3.0% | 2.9% | 4.7% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing TEXAS CAPITAL BANCSHARES INC/TX against the 5 most active filers in the same SIC group.
Dividends
$0.20/share trailing 12 months
| Ex-date | Per share |
|---|---|
| Jun 1, 2026 | $0.2000 |