TBBK · Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $78.71M | - | $73.16M | $79.65M | $75.24M | - | $69.03M | $71.82M | $74.92M | - |
| Interest Expense | - | - | - | - | - | - | - | $43.50M | $41.39M | - |
| Income Tax | $18.64M | - | $18.23M | $19.83M | $18.07M | - | $17.51M | $18.13M | $18.49M | - |
| Net Income | $60.07M | - | $54.93M | $59.82M | $57.17M | - | $51.52M | $53.69M | $56.43M | - |
| EPS - Basic | $1.43 | - | $1.20 | $1.28 | $1.21 | - | $1.06 | $1.05 | $1.07 | - |
| EPS - Diluted | $1.41 | - | $1.18 | $1.27 | $1.19 | - | $1.04 | $1.05 | $1.06 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $67.18M | $112.65M | $84.68M | $340.26M | $1.02B | $570.12M | $55.77M | $405.59M | $1.25B | $1.04B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.90B | $9.35B | $8.60B | $8.84B | $9.39B | $8.73B | $8.09B | $8.15B | $7.92B | $7.71B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | $14.10M | - | - | - | $38.60M |
| Total Liabilities | $9.20B | $8.66B | $7.82B | $7.98B | $8.56B | $7.94B | $7.28B | $7.37B | $7.10B | $6.90B |
| Stockholders' Equity | $696.95M | $689.80M | $778.16M | $860.27M | $829.69M | $789.78M | $815.33M | $776.99M | $816.76M | $807.28M |
| Retained Earnings | $1.07B | $1.01B | $951.08M | $896.15M | $836.33M | $779.15M | $723.25M | $671.73M | $618.04M | $561.62M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $85.24M | - | - | - | $132.50M | - | - | - | $75.23M | - |
| Investing Cash Flow | ($615.95M) | - | - | - | ($262.23M) | - | - | - | ($22.29M) | - |
| Financing Cash Flow | $485.24M | - | - | - | $580.88M | - | - | - | $159.44M | - |
| CapEx | $468.0K | - | - | - | $765.0K | - | - | - | $1.60M | - |
| Free Cash Flow | $84.77M | - | - | - | $131.74M | - | - | - | $73.63M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.41 | - | - | - | 2.30 | - | - | - | 1.30 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 23.7% | - | 24.9% | 24.9% | 24.0% | - | 25.4% | 25.2% | 24.7% | - |
| Return on assets | 0.6% | - | 0.6% | 0.7% | 0.6% | - | 0.6% | 0.7% | 0.7% | - |
| Return on equity | 8.6% | - | 7.1% | 7.0% | 6.9% | - | 6.3% | 6.9% | 6.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | 0.02 | - | - | - | 0.05 |
| Debt / Assets | - | - | - | - | - | 0.00 | - | - | - | 0.01 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 1.7x | 1.8x | - |
| Equity multiplier | 14.20 | 13.56 | 11.05 | 10.27 | 11.31 | 11.05 | 9.93 | 10.48 | 9.69 | 9.55 |
| Liabilities / Assets | 0.93 | 0.93 | 0.91 | 0.90 | 0.91 | 0.91 | 0.90 | 0.90 | 0.90 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 38.1x | - | 63.5x | 44.9x | 44.4x | - | 51.4x | 36.0x | 31.6x | - |
| P / B | 3.3x | - | 4.5x | 3.1x | 3.1x | - | 3.2x | 2.5x | 2.2x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 4.6% | - | 6.0% | 10.9% | 0.4% | - | 3.9% | 8.4% | 15.5% | - |
| Net income growth (YoY) | 5.1% | - | 6.6% | 11.4% | 1.3% | - | 2.8% | 9.5% | 14.9% | - |
| EPS growth (YoY) | 18.5% | - | 13.5% | 21.0% | 12.3% | - | 13.0% | 18.0% | 20.5% | - |
| EPS CAGR (3y) | 17.0% | - | 29.8% | 33.8% | 33.5% | - | 29.4% | 28.1% | 34.1% | - |
| EPS CAGR (5y) | 26.2% | - | 24.2% | 29.4% | 40.2% | - | 23.6% | 39.3% | 27.1% | - |
| FCF growth (YoY) | -35.6% | - | - | - | 78.9% | - | - | - | 86.6% | - |
| FCF CAGR (5y) | 11.2% | - | - | - | - | - | - | - | -5.7% | - |
| Book value growth (YoY) | -16.0% | -12.7% | -4.6% | 10.7% | 1.6% | -2.2% | 5.4% | 3.7% | 12.6% | 16.3% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing Bancorp against the 5 most active filers in the same SIC group.