SYBT · Stock Yards Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $46.15M | - | $45.71M | $42.95M | $41.62M | - | $37.00M | $35.27M | $32.95M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $36.48M | - |
| Income Tax | $9.55M | - | $9.47M | $8.92M | $8.35M | - | $7.64M | $7.67M | $7.07M | - |
| Net Income | $36.59M | - | $36.24M | $34.02M | $33.27M | - | $29.36M | $27.66M | $25.89M | - |
| EPS - Basic | $1.25 | - | $1.23 | $1.16 | $1.13 | - | $1.00 | $0.94 | $0.89 | - |
| EPS - Diluted | $1.24 | - | $1.23 | $1.15 | $1.13 | - | $1.00 | $0.94 | $0.88 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.47B | $9.54B | $9.31B | $9.21B | $9.00B | $8.86B | $8.44B | $8.32B | $8.12B | $8.17B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $26.81M | $26.81M | $26.81M | - | $26.81M | $26.81M | $26.81M | $26.81M | $26.81M | $26.74M |
| Total Liabilities | $8.36B | $8.46B | $8.27B | $8.20B | $8.02B | $7.92B | $7.50B | $7.42B | $7.25B | $7.31B |
| Stockholders' Equity | $1.10B | $1.08B | $1.04B | $1.01B | $975.47M | $940.48M | $934.09M | $894.53M | $874.71M | $858.10M |
| Retained Earnings | $698.14M | $675.06M | $648.01M | $621.48M | $597.24M | $577.61M | $557.52M | $540.26M | $521.27M | $506.34M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $12.25M | - | - | - | $19.78M | - | - | - | $17.42M | - |
| Investing Cash Flow | ($162.31M) | - | - | - | ($12.38M) | - | - | - | ($57.63M) | - |
| Financing Cash Flow | ($69.60M) | - | - | - | $105.31M | - | - | - | ($65.53M) | - |
| CapEx | $2.74M | - | - | - | $1.94M | - | - | - | $1.83M | - |
| Free Cash Flow | $9.51M | - | - | - | $17.84M | - | - | - | $15.59M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.26 | - | - | - | 0.54 | - | - | - | 0.60 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.7% | - | 20.7% | 20.8% | 20.1% | - | 20.6% | 21.7% | 21.4% | - |
| Return on assets | 0.4% | - | 0.4% | 0.4% | 0.4% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 3.3% | - | 3.5% | 3.4% | 3.4% | - | 3.1% | 3.1% | 3.0% | - |
| Return on invested capital | 3.2% | - | 3.4% | - | 3.3% | - | 3.1% | 3.0% | 2.9% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.02 | 0.02 | 0.03 | - | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt / Assets | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.9x | - |
| Equity multiplier | 8.58 | 8.87 | 8.94 | 9.16 | 9.22 | 9.42 | 9.03 | 9.30 | 9.29 | 9.52 |
| Liabilities / Assets | 0.88 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 53.5x | - | 56.9x | 68.7x | 61.1x | - | 62.0x | 52.8x | 55.6x | - |
| P / B | 1.8x | - | 2.0x | 2.3x | 2.1x | - | 2.0x | 1.6x | 1.6x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 10.9% | - | 23.5% | 21.8% | 26.3% | - | 6.5% | -1.0% | -11.4% | - |
| Net income growth (YoY) | 10.0% | - | 23.4% | 23.0% | 28.5% | - | 8.4% | 0.0% | -10.9% | - |
| EPS growth (YoY) | 9.7% | - | 23.0% | 22.3% | 28.4% | - | 8.7% | 0.0% | -11.1% | - |
| EPS CAGR (3y) | 7.8% | - | 8.2% | 8.1% | 57.4% | - | 4.8% | 76.8% | -3.9% | - |
| EPS CAGR (5y) | 4.6% | - | 14.0% | 14.3% | 14.3% | - | 5.6% | 5.5% | 5.3% | - |
| FCF growth (YoY) | -46.7% | - | - | - | 14.5% | - | - | - | 96.5% | - |
| FCF CAGR (5y) | -18.6% | - | - | - | 9.9% | - | - | - | 11.5% | - |
| Book value growth (YoY) | 13.1% | 14.4% | 11.5% | 12.4% | 11.5% | 9.6% | 15.8% | 10.7% | 10.1% | 12.8% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing Stock Yards Bancorp against the 5 most active filers in the same SIC group.
Dividends
$1.27/share trailing 12 months · +3.3% YoY
| Ex-date | Per share |
|---|---|
| Mar 16, 2026 | $0.3200 |
| Dec 15, 2025 | $0.3200 |
| Sep 15, 2025 | $0.3200 |
| Jun 16, 2025 | $0.3100 |
| Mar 17, 2025 | $0.3100 |
| Dec 16, 2024 | $0.3100 |
| Sep 16, 2024 | $0.3100 |
| Jun 17, 2024 | $0.3000 |
| Mar 15, 2024 | $0.3000 |
| Dec 15, 2023 | $0.3000 |
| Sep 15, 2023 | $0.3000 |
| Jun 16, 2023 | $0.2900 |
| Mar 17, 2023 | $0.2900 |
| Dec 16, 2022 | $0.2900 |
| Sep 16, 2022 | $0.2900 |
| Jun 16, 2022 | $0.2800 |
| Mar 18, 2022 | $0.2800 |
| Dec 17, 2021 | $0.2800 |
| Sep 17, 2021 | $0.2800 |
| Jun 18, 2021 | $0.2700 |
| Mar 11, 2021 | $0.2700 |
| Dec 18, 2020 | $0.2700 |
| Sep 18, 2020 | $0.2700 |
| Jun 12, 2020 | $0.2700 |