SSB · Southstate Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $291.37M | - | $321.36M | $282.20M | $121.25M | - | $186.54M | $172.85M | $153.52M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $173.32M | - |
| Income Tax | $65.55M | - | $74.72M | $66.97M | $32.17M | - | $43.36M | $40.48M | $38.46M | - |
| Net Income | $225.82M | - | $246.64M | $215.22M | $89.08M | - | $143.18M | $132.37M | $115.06M | - |
| EPS - Basic | $2.29 | - | $2.44 | $2.12 | $0.88 | - | $1.88 | $1.74 | $1.51 | - |
| EPS - Diluted | $2.28 | - | $2.42 | $2.11 | $0.87 | - | $1.86 | $1.73 | $1.50 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.87B | $3.17B | $3.14B | $3.46B | $3.30B | $1.39B | $1.21B | $1.12B | $1.21B | $998.88M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $67.98B | $67.20B | $66.05B | $65.89B | $65.14B | $46.38B | $46.08B | $45.49B | $45.14B | $44.90B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $58.95B | $58.14B | $57.04B | $57.09B | $56.51B | $40.49B | $40.18B | $39.84B | $39.60B | $39.37B |
| Stockholders' Equity | $9.03B | $9.06B | $9.01B | $8.80B | $8.62B | $5.89B | $5.90B | $5.65B | $5.55B | $5.53B |
| Retained Earnings | $2.78B | $2.61B | $2.43B | $2.24B | $2.08B | $2.05B | $1.94B | $1.84B | $1.75B | $1.69B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $299.02M | - | - | - | ($126.26M) | - | - | - | $277.66M | - |
| Investing Cash Flow | ($1.14B) | - | - | - | $1.87B | - | - | - | ($105.95M) | - |
| Financing Cash Flow | $534.29M | - | - | - | $168.71M | - | - | - | $38.88M | - |
| CapEx | $16.06M | - | - | - | $12.82M | - | - | - | $5.51M | - |
| Free Cash Flow | $282.96M | - | - | - | ($139.08M) | - | - | - | $272.15M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.25 | - | - | - | -1.56 | - | - | - | 2.37 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.5% | - | 23.2% | 23.7% | 26.5% | - | 23.2% | 23.4% | 25.1% | - |
| Return on assets | 0.3% | - | 0.4% | 0.3% | 0.1% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 2.5% | - | 2.7% | 2.4% | 1.0% | - | 2.4% | 2.3% | 2.1% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.9x | - |
| Equity multiplier | 7.53 | 7.42 | 7.33 | 7.49 | 7.55 | 7.87 | 7.80 | 8.05 | 8.14 | 8.12 |
| Liabilities / Assets | 0.87 | 0.87 | 0.86 | 0.87 | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 40.6x | - | 40.9x | 43.6x | 106.7x | - | 52.2x | 44.2x | 56.7x | - |
| P / B | 1.0x | - | 1.1x | 1.1x | 1.1x | - | 1.3x | 1.0x | 1.2x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 140.3% | - | 72.3% | 63.3% | -21.0% | - | 18.6% | 9.4% | -14.2% | - |
| Net income growth (YoY) | 153.5% | - | 72.3% | 62.6% | -22.6% | - | 15.3% | 7.2% | -17.8% | - |
| EPS growth (YoY) | 162.1% | - | 30.1% | 22.0% | -42.0% | - | 14.8% | 6.8% | -18.0% | - |
| EPS CAGR (3y) | 7.6% | - | 11.4% | 10.4% | -14.5% | - | 2.2% | 7.6% | -10.0% | - |
| EPS CAGR (5y) | 2.1% | - | 12.5% | - | 4.1% | - | 4.4% | 8.1% | 3.7% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | 426.0% | - |
| FCF CAGR (5y) | -0.7% | - | - | - | - | - | - | - | 51.5% | - |
| Book value growth (YoY) | 4.7% | 53.8% | 52.6% | 55.8% | 55.5% | 6.5% | 12.9% | 6.8% | 5.7% | 9.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$520.59M totalBanking$166.30M · 31.9%
Deposit Account$158.32M · 30.4%
Correspondent Banking And Capital Market Income$71.99M · 13.8%
Fiduciary And Trust$58.19M · 11.2%
Interchange And Debit Card Transaction Fees$32.30M · 6.2%
Mortgage Banking$24.29M · 4.7%
Small Business Administration Income$9.20M · 1.8%
Peer comparison
Same SIC group: State Commercial Banks
Comparing SouthState Corp against the 5 most active filers in the same SIC group.
Dividends
$2.40/share trailing 12 months · +11.1% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.6000 |
| Feb 6, 2026 | $0.6000 |
| Nov 7, 2025 | $0.6000 |
| Aug 8, 2025 | $0.6000 |
| May 9, 2025 | $0.5400 |
| Feb 7, 2025 | $0.5400 |
| Nov 8, 2024 | $0.5400 |
| Aug 9, 2024 | $0.5400 |
| May 9, 2024 | $0.5200 |
| Feb 8, 2024 | $0.5200 |
| Nov 9, 2023 | $0.5200 |
| Aug 10, 2023 | $0.5200 |
| May 11, 2023 | $0.5000 |
| Feb 9, 2023 | $0.5000 |
| Nov 9, 2022 | $0.5000 |
| Aug 11, 2022 | $0.5000 |
| May 12, 2022 | $0.4900 |
| Feb 10, 2022 | $0.4900 |
| Nov 10, 2021 | $0.4900 |
| Aug 11, 2021 | $0.4900 |
| May 13, 2021 | $0.4700 |
| Feb 11, 2021 | $0.4700 |
| Nov 12, 2020 | $0.4700 |
| Aug 13, 2020 | $0.4700 |