SRCE · 1st Source Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $51.35M | - | $54.98M | $48.13M | $47.70M | - | $45.38M | $47.72M | $37.89M | - |
| Interest Expense | - | - | - | - | - | - | - | $47.12M | $44.55M | - |
| Income Tax | $11.39M | - | $12.71M | $10.80M | $10.18M | - | $10.47M | $10.92M | $8.43M | - |
| Net Income | $39.96M | - | $42.30M | $37.32M | $37.52M | - | $34.94M | $36.79M | $29.45M | - |
| EPS - Basic | $1.63 | - | $1.71 | $1.51 | $1.52 | - | $1.41 | $1.49 | $1.19 | - |
| EPS - Diluted | $1.63 | - | $1.71 | $1.51 | $1.52 | - | $1.41 | $1.49 | $1.19 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $118.81M | $119.86M | $214.26M | $149.11M | $222.82M | $124.83M | $169.36M | $269.24M | $80.91M | $129.67M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $9.11B | $9.06B | $9.06B | $9.09B | $8.96B | $8.93B | $8.76B | $8.88B | $8.67B | $8.73B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $7.79B | $7.74B | $7.77B | $7.83B | $7.74B | $7.75B | $7.59B | $7.76B | $7.59B | $7.66B |
| Stockholders' Equity | $1.28B | $1.27B | $1.24B | $1.20B | $1.16B | $1.11B | $1.10B | $1.04B | $1.01B | $989.57M |
| Retained Earnings | $1.05B | $1.02B | $983.62M | $950.36M | $921.72M | $890.94M | $868.08M | $841.79M | $812.41M | $789.84M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $59.14M | - | - | - | $71.79M | - | - | - | $41.96M | - |
| Investing Cash Flow | ($67.43M) | - | - | - | $39.30M | - | - | - | ($23.69M) | - |
| Financing Cash Flow | $7.24M | - | - | - | ($13.10M) | - | - | - | ($67.02M) | - |
| CapEx | $1.03M | - | - | - | $2.51M | - | - | - | $575.0K | - |
| Free Cash Flow | $58.11M | - | - | - | $69.28M | - | - | - | $41.38M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.45 | - | - | - | 1.85 | - | - | - | 1.41 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.2% | - | 23.1% | 22.4% | 21.3% | - | 23.1% | 22.9% | 22.2% | - |
| Return on assets | 0.4% | - | 0.5% | 0.4% | 0.4% | - | 0.4% | 0.4% | 0.3% | - |
| Return on equity | 3.1% | - | 3.4% | 3.1% | 3.2% | - | 3.2% | 3.5% | 2.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | 1.0x | 0.9x | - |
| Equity multiplier | 7.13 | 7.10 | 7.32 | 7.58 | 7.72 | 8.04 | 7.94 | 8.51 | 8.58 | 8.82 |
| Liabilities / Assets | 0.86 | 0.85 | 0.86 | 0.86 | 0.86 | 0.87 | 0.87 | 0.87 | 0.88 | 0.88 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 42.5x | - | 36.0x | 41.1x | 39.3x | - | 42.5x | 36.0x | 44.1x | - |
| P / B | 1.3x | - | 1.2x | 1.3x | 1.3x | - | 1.3x | 1.3x | 1.3x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 7.7% | - | 21.2% | 0.8% | 25.9% | - | 6.4% | 13.4% | -6.3% | - |
| Net income growth (YoY) | 6.5% | - | 21.1% | 1.4% | 27.4% | - | 6.1% | 13.4% | -5.4% | - |
| EPS growth (YoY) | 7.2% | - | 21.3% | 1.3% | 27.7% | - | 6.8% | 14.6% | -4.8% | - |
| EPS CAGR (3y) | 9.3% | - | 9.0% | 8.6% | 11.4% | - | 3.0% | 7.8% | 2.7% | - |
| EPS CAGR (5y) | 8.2% | - | 17.0% | 16.0% | 18.9% | - | 8.2% | 10.4% | 6.7% | - |
| FCF growth (YoY) | -16.1% | - | - | - | 67.4% | - | - | - | -10.9% | - |
| FCF CAGR (5y) | 6.6% | - | - | - | 17.0% | - | - | - | 7.1% | - |
| Book value growth (YoY) | 10.0% | 14.8% | 12.0% | 14.9% | 15.0% | 12.3% | 19.5% | 13.3% | 11.1% | 14.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$58.83M totalFiduciary And Trust$27.87M · 47.4%
Debit Card$17.77M · 30.2%
Deposit Account$13.18M · 22.4%
Peer comparison
Same SIC group: State Commercial Banks
Comparing 1ST SOURCE CORP against the 5 most active filers in the same SIC group.
Dividends
$1.61/share trailing 12 months · +10.3% YoY
| Ex-date | Per share |
|---|---|
| May 5, 2026 | $0.4300 |
| Feb 3, 2026 | $0.4000 |
| Nov 4, 2025 | $0.4000 |
| Aug 5, 2025 | $0.3800 |
| May 5, 2025 | $0.3800 |
| Feb 4, 2025 | $0.3600 |
| Nov 5, 2024 | $0.3600 |
| Aug 5, 2024 | $0.3600 |
| May 3, 2024 | $0.3400 |
| Feb 2, 2024 | $0.3400 |
| Nov 3, 2023 | $0.3400 |
| Jul 31, 2023 | $0.3200 |
| May 1, 2023 | $0.3200 |
| Feb 3, 2023 | $0.3200 |
| Oct 31, 2022 | $0.3200 |
| Aug 1, 2022 | $0.3200 |
| May 2, 2022 | $0.3100 |
| Feb 7, 2022 | $0.3100 |
| Nov 1, 2021 | $0.3100 |
| Aug 2, 2021 | $0.3100 |
| May 3, 2021 | $0.3000 |
| Feb 1, 2021 | $0.2900 |
| Nov 2, 2020 | $0.2800 |
| Aug 3, 2020 | $0.2800 |