SRBK · Sr Bancorp, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q2 '25 | Q3 '25 | Q2 '24 | Q1 '24 | Q3 '24 | Q2 '23 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | $218.0K | - | - | - | $297.0K | - | - | - |
| Operating Income | $1.17M | $1.09M | $895.0K | - | $626.0K | $1.34M | $1.73M | $1.35M | - | - |
| Interest Expense | - | - | - | - | - | $442.0K | $1.40M | $3.38M | - | - |
| Income Tax | $282.0K | $254.0K | $202.0K | - | $89.0K | $324.0K | $363.0K | $292.0K | - | - |
| Net Income | $886.0K | $834.0K | $693.0K | - | $537.0K | $1.02M | $1.37M | $1.06M | - | - |
| EPS - Basic | $0.12 | $0.11 | $0.09 | - | $0.06 | $0.12 | $0.16 | $0.12 | - | - |
| EPS - Diluted | $0.12 | $0.11 | $0.09 | - | $0.06 | $0.12 | $0.16 | $0.12 | - | - |
Balance Sheet
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q2 '25 | Q3 '25 | Q2 '24 | Q1 '24 | Q3 '24 | Q2 '23 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $63.68M | $81.84M | $58.30M | $57.78M | $62.22M | $53.43M | $47.30M | $72.49M | $42.45M | $35.34M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.14B | $1.14B | $1.11B | $1.08B | $1.07B | $1.06B | $1.05B | $1.05B | $651.49M | $648.63M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $959.00M | $954.51M | $918.16M | $890.63M | $878.84M | $866.36M | $852.42M | $853.55M | $529.40M | $530.40M |
| Stockholders' Equity | $184.45M | $188.45M | $191.93M | $193.78M | $195.07M | $198.15M | $200.54M | $119.06M | $122.08M | $118.23M |
| Retained Earnings | $121.75M | $121.24M | $120.80M | $120.50M | $118.70M | $118.59M | $117.57M | $119.24M | $127.10M | $125.55M |
Cash Flow
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q2 '25 | Q3 '25 | Q2 '24 | Q1 '24 | Q3 '24 | Q2 '23 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | $1.22M | - | - | - | $1.79M | - | - | - |
| Investing Cash Flow | - | - | ($25.52M) | - | - | - | ($31.71M) | - | - | - |
| Financing Cash Flow | - | - | $24.83M | - | - | - | $31.31M | - | - | - |
| CapEx | - | - | $76.0K | - | - | - | $82.0K | - | - | - |
| Free Cash Flow | - | - | $1.15M | - | - | - | $1.71M | - | - | - |
Ratios
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q2 '25 | Q3 '25 | Q2 '24 | Q1 '24 | Q3 '24 | Q2 '23 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | 1.65 | - | - | - | 1.25 | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 24.1% | 23.3% | 22.6% | - | 14.2% | 24.1% | 21.0% | 21.5% | - | - |
| Return on assets | 0.1% | 0.1% | 0.1% | - | 0.1% | 0.1% | 0.1% | 0.1% | - | - |
| Return on equity | 0.5% | 0.4% | 0.4% | - | 0.3% | 0.5% | 0.7% | 0.9% | - | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | 3.0x | 1.2x | 0.4x | - | - |
| Equity multiplier | 6.20 | 6.07 | 5.78 | 5.60 | 5.51 | 5.37 | 5.25 | 8.84 | 5.34 | 5.49 |
| Liabilities / Assets | 0.84 | 0.84 | 0.83 | 0.82 | 0.82 | 0.81 | 0.81 | 0.81 | 0.81 | 0.82 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 140.7x | 143.1x | 167.7x | - | 198.8x | 99.3x | 69.7x | 78.7x | - | - |
| P / B | 0.7x | 0.6x | 0.6x | - | 0.5x | 0.5x | 0.5x | 0.7x | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | 55.1x | - | - | - | 25.1x | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 86.6% | - | - | - | -53.8% | - | - | - | - | - |
| Net income growth (YoY) | 65.0% | - | - | - | -49.5% | - | - | - | - | - |
| EPS growth (YoY) | 100.0% | - | - | - | -50.0% | - | - | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | -5.4% | -2.8% | - | -2.2% | 63.8% | 62.3% | - | - | 3.3% | -3.0% |
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing SR Bancorp against the 5 most active filers in the same SIC group.
Dividends
$0.20/share trailing 12 months · +300.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 31, 2026 | $0.0500 |
| Dec 31, 2025 | $0.0500 |
| Sep 30, 2025 | $0.0500 |
| Jun 30, 2025 | $0.0500 |
| Mar 31, 2025 | $0.0500 |