SIVBQ · Svb Financial Group - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Annual Quarterly

Income Statement

Line item	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Revenue	$1.50B	$1.31B	$1.06B	$880.95M	$511.66M	-
Cost of Revenue	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
R&D	-	-	-	-	-	-
SG&A	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-
D&A	$91.00M	$64.00M	$52.80M	$42.00M	$38.10M	$38.00M
Operating Income	$2.17B	$2.72B	$1.74B	$1.61B	$1.36B	$874.64M
Interest Expense	$1.19B	$110.00M	$85.33M	$212.81M	$75.92M	$44.77M
Income Tax	$563.00M	$651.00M	$447.59M	$425.69M	$351.56M	$355.46M
Net Income	$1.51B	$1.77B	$1.19B	$1.14B	$973.84M	$490.51M
EPS - Basic	$25.58	$31.74	$23.05	$21.90	$18.35	$9.33
EPS - Diluted	$25.35	$31.25	$22.87	$21.73	$18.11	$9.20

Balance Sheet

Line item	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Cash & Equivalents	$13.80B	$14.62B	$17.67B	$6.78B	$3.57B	$2.92B
Accounts Receivable	-	-	-	-	-	-
Inventory	-	-	-	-	-	-
Accounts Payable	-	-	-	-	-	-
Current Assets	-	-	-	-	-	-
Total Assets	$211.79B	$211.48B	$115.51B	$71.00B	$56.93B	$51.21B
Current Liabilities	-	-	-	-	-	-
Long-term Debt	$5.37B	$2.57B	$843.63M	$347.99M	$696.47M	$695.49M
Total Liabilities	$195.50B	$194.87B	$107.08B	$64.38B	$51.66B	$46.90B
Stockholders' Equity	$16.00B	$16.24B	$8.22B	$6.47B	$5.12B	$4.18B
Retained Earnings	$8.95B	$7.44B	$5.67B	$4.58B	$3.79B	$2.87B

Cash Flow

Line item	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Operating Cash Flow	$2.86B	$1.81B	$1.45B	$1.16B	$933.56M	$580.10M
Investing Cash Flow	($3.64B)	($90.34B)	($31.21B)	($9.37B)	($4.80B)	($5.90B)
Financing Cash Flow	($9.00M)	$85.47B	$40.65B	$11.42B	$4.52B	$5.70B
CapEx	$215.00M	$113.00M	$87.41M	$65.48M	$45.87M	$50.88M
Free Cash Flow	$2.65B	$1.70B	$1.36B	$1.10B	$887.70M	$529.22M

Ratios

Metric	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Profitability
Gross margin	-	-	-	-	-	-
Operating margin	144.5%	207.3%	164.8%	182.8%	266.4%	-
EBITDA margin	150.6%	212.2%	169.8%	187.6%	273.8%	-
Net margin	100.4%	134.7%	112.7%	129.0%	190.3%	-
Free cash flow margin	176.2%	129.3%	128.5%	124.7%	173.5%	-
FCF / Net income	1.76	0.96	1.14	0.97	0.91	1.08
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	-	-	-	-	-	-
Effective tax rate	27.2%	26.9%	27.3%	27.2%	26.5%	42.0%
Return on assets	0.7%	0.8%	1.0%	1.6%	1.7%	1.0%
Return on equity	9.4%	10.9%	14.5%	17.6%	19.0%	11.7%
Return on invested capital	7.4%	10.6%	14.0%	17.2%	17.2%	10.4%
Liquidity
Current ratio	-	-	-	-	-	-
Quick ratio	-	-	-	-	-	-
Cash ratio	-	-	-	-	-	-
Leverage
Debt / Equity	0.34	0.16	0.10	0.05	0.14	0.17
Debt / Assets	0.03	0.01	0.01	0.00	0.01	0.01
Debt / EBITDA	2.37	0.92	0.47	0.21	0.50	0.76
Interest coverage	1.8x	24.8x	20.4x	7.6x	18.0x	19.5x
Equity multiplier	13.23	13.03	14.05	10.97	11.13	12.25
Liabilities / Assets	0.92	0.92	0.93	0.91	0.91	0.92
Efficiency
Asset turnover	0.01	0.01	0.01	0.01	0.01	-
Inventory turnover	-	-	-	-	-	-
Days sales outstanding	-	-	-	-	-	-
Days inventory outstanding	-	-	-	-	-	-
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	-	-	-	-	-	-
P / B	-	-	-	-	-	-
P / S	-	-	-	-	-	-
EV / EBITDA	-	-	-	-	-	-
Growth
Revenue growth (YoY)	14.4%	24.3%	20.0%	72.2%	-	-
Revenue CAGR (3y)	19.5%	36.9%	-	-	-	-
Revenue CAGR (5y)	-	-	-	-	-	-
Gross profit growth (YoY)	-	-	-	-	-	-
Operating income growth (YoY)	-20.3%	56.4%	8.2%	18.2%	55.8%	36.5%
Net income growth (YoY)	-14.7%	48.6%	4.8%	16.7%	98.5%	28.2%
EPS growth (YoY)	-18.9%	36.6%	5.2%	20.0%	96.8%	25.9%
EPS CAGR (3y)	5.3%	19.9%	35.5%	43.8%	39.9%	20.1%
EPS CAGR (5y)	22.5%	33.7%	28.1%	32.6%	31.0%	18.7%
FCF growth (YoY)	55.9%	25.1%	23.6%	23.8%	67.7%	37.6%
FCF CAGR (5y)	38.0%	34.6%	36.6%	38.8%	44.3%	25.6%
Book value growth (YoY)	-1.4%	97.5%	27.0%	26.5%	22.4%	14.7%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2022-12-31.

Business segments

$1.50B total

Silicon Valley Bank Segment$829.00M · 55.4%

SVBSecurities Segment$523.00M · 34.9%

SVBPrivate Segment$87.00M · 5.8%

SVBCapital Segment$58.00M · 3.9%

Product / service

$2.52B total

Investment Banking Revenue$420.00M · 16.7%

Investment Advisory Management And Administrative Service$386.00M · 15.3%

Credit Cards Interchange Gross$223.00M · 8.8%

Sweep Money Market$215.00M · 8.5%

Advisory Fees$214.00M · 8.5%

Underwriting Fees$163.00M · 6.5%

Deposit Account$124.00M · 4.9%

Credit Cards Interchange Net$117.00M · 4.6%

Repurchase Agreement Fees$114.00M · 4.5%

Commissions$98.00M · 3.9%

Wealth Management And Trust Fees$83.00M · 3.3%

Wealth Management Fees$75.00M · 3.0%

Other Revenue From Contracts For Customers$71.00M · 2.8%

Fund Management$59.00M · 2.3%

Asset Management1$57.00M · 2.3%

Private Placements And Other$43.00M · 1.7%

Credit Card Merchant Discount$26.00M · 1.0%

Credit Cards Merchant$25.00M · 1.0%

Trust Fees$8.00M · 0.3%

Stability scores

Piotroski F-score

FY 2022 · 9-point quality

4/9

Neutral

✓Net income positive
✓Operating cash flow positive
✗ROA improved YoY
✓Cash flow > net income
✗Long-term debt decreased
-Current ratio improved
✗No share dilution
-Gross margin improved
✓Asset turnover improved

Peer comparison

Same SIC group: State Commercial Banks

Company	Revenue (last FY)	Net margin	ROE
ASB	-	-	9.5%
CZNC	$5.98M	392.0%	6.9%
SBSI	-	-	8.2%
CBSH	-	-	14.9%
BUSE	$719.58M	18.8%	5.5%

Comparing SVB FINANCIAL GROUP against the 5 most active filers in the same SIC group.