SCHW · Schwab Charles Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.48B | - | $6.13B | $5.85B | $5.60B | - | $4.85B | $4.69B | $4.74B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $3.19B | - | $3.02B | $2.80B | $2.46B | - | $1.84B | $1.75B | $1.80B | - |
| Interest Expense | - | - | - | - | - | - | $1.71B | $1.66B | $1.71B | - |
| Income Tax | $709.00M | - | $663.00M | $677.00M | $546.00M | - | $434.00M | $415.00M | $436.00M | - |
| Net Income | $2.48B | - | $2.36B | $2.13B | $1.91B | - | $1.41B | $1.33B | $1.36B | - |
| EPS - Basic | $1.37 | - | $1.26 | $1.09 | $0.99 | - | $0.71 | $0.66 | $0.69 | - |
| EPS - Diluted | $1.37 | - | $1.26 | $1.08 | $0.99 | - | $0.71 | $0.66 | $0.68 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $44.98B | $46.03B | $30.57B | $32.20B | $35.01B | $42.08B | $34.85B | $25.35B | $31.75B | $43.34B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $493.32B | $491.00B | $465.25B | $458.94B | $462.90B | $479.84B | $466.06B | $449.68B | $468.78B | $493.18B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $444.08B | $441.57B | $415.87B | $409.49B | $413.39B | $431.47B | $418.84B | $405.72B | $426.37B | $452.22B |
| Stockholders' Equity | $49.23B | $49.42B | $49.38B | $49.45B | $49.51B | $48.38B | $47.22B | $43.95B | $42.41B | $40.96B |
| Retained Earnings | $45.91B | $44.06B | $42.17B | $40.37B | $38.88B | $37.57B | $36.30B | $35.46B | $34.70B | $33.90B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $7.34B | - | - | - | $6.36B | - | - | - | ($1.35B) | - |
| Investing Cash Flow | ($10.00M) | - | - | - | $10.47B | - | - | - | $9.47B | - |
| Financing Cash Flow | ($3.71B) | - | - | - | ($20.36B) | - | - | - | ($24.93B) | - |
| CapEx | $140.00M | - | - | - | $117.00M | - | - | - | $149.00M | - |
| Free Cash Flow | $7.20B | - | - | - | $6.24B | - | - | - | ($1.50B) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 49.2% | - | 49.2% | 47.9% | 43.8% | - | 38.0% | 37.2% | 37.9% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 38.2% | - | 38.4% | 36.3% | 34.1% | - | 29.0% | 28.4% | 28.7% | - |
| Free cash flow margin | 111.1% | - | - | - | 111.5% | - | - | - | -31.6% | - |
| FCF / Net income | 2.91 | - | - | - | 3.27 | - | - | - | -1.10 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.2% | - | 21.9% | 24.2% | 22.2% | - | 23.6% | 23.8% | 24.2% | - |
| Return on assets | 0.5% | - | 0.5% | 0.5% | 0.4% | - | 0.3% | 0.3% | 0.3% | - |
| Return on equity | 5.0% | - | 4.8% | 4.3% | 3.9% | - | 3.0% | 3.0% | 3.2% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | 1.1x | 1.1x | 1.1x | - |
| Equity multiplier | 10.02 | 9.93 | 9.42 | 9.28 | 9.35 | 9.92 | 9.87 | 10.23 | 11.05 | 12.04 |
| Liabilities / Assets | 0.90 | 0.90 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.91 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 68.6x | - | 75.8x | 84.5x | 79.1x | - | 91.3x | 111.7x | 106.4x | - |
| P / B | 3.3x | - | 3.5x | 3.4x | 2.9x | - | 2.5x | 3.1x | 3.1x | - |
| P / S | 25.4x | - | 28.2x | 28.4x | 25.5x | - | 24.5x | 28.8x | 27.9x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 15.8% | - | 26.6% | 24.8% | 18.1% | - | 5.2% | 0.7% | -7.3% | - |
| Revenue CAGR (3y) | 8.2% | - | 3.7% | 4.7% | 6.2% | - | 2.0% | 1.2% | 0.2% | - |
| Revenue CAGR (5y) | 6.6% | - | 20.2% | 19.0% | 16.4% | - | 12.3% | 11.8% | 11.7% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 29.9% | - | 64.0% | 60.4% | 36.5% | - | 33.2% | 3.3% | -14.8% | - |
| Net income growth (YoY) | 29.9% | - | 67.5% | 59.6% | 40.2% | - | 25.2% | 2.9% | -15.0% | - |
| EPS growth (YoY) | 38.4% | - | 77.5% | 63.6% | 45.6% | - | 26.8% | 3.1% | -18.1% | - |
| EPS CAGR (3y) | 18.2% | - | 8.4% | 7.5% | 13.9% | - | -1.4% | 3.8% | -2.3% | - |
| EPS CAGR (5y) | 13.4% | - | 21.3% | 17.6% | 11.3% | - | 0.3% | 0.0% | -0.3% | - |
| FCF growth (YoY) | 15.4% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | -8.9% | - | - | - | - | - |
| Book value growth (YoY) | -0.6% | 2.2% | 4.6% | 12.5% | 16.7% | 18.1% | 25.0% | 18.3% | 16.7% | 11.9% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$23.92B totalInvestor Services$19.00B · 79.4%
Advisor Services$4.92B · 20.6%
Product / service
$22.60B totalAsset Management And Administration Service$6.51B · 28.8%
Trading Revenue Service$3.92B · 17.4%
Investment Performance$3.67B · 16.2%
Investment Advice$2.44B · 10.8%
Order Flow Revenue$1.93B · 8.5%
Commissions$1.80B · 8.0%
Bank Deposit Account Fees$977.00M · 4.3%
Product And Service Other$767.00M · 3.4%
Financial Service Other$401.00M · 1.8%
Principal Transactions$194.00M · 0.9%
Peer comparison
Same SIC group: Security Brokers, Dealers & Flotation Companies
Comparing SCHWAB CHARLES CORP against the 5 most active filers in the same SIC group.
Dividends
$1.18/share trailing 12 months · +13.5% YoY
| Ex-date | Per share |
|---|---|
| May 8, 2026 | $0.3200 |
| Feb 13, 2026 | $0.3200 |
| Nov 14, 2025 | $0.2700 |
| Aug 8, 2025 | $0.2700 |
| May 9, 2025 | $0.2700 |
| Feb 14, 2025 | $0.2700 |
| Nov 8, 2024 | $0.2500 |
| Aug 9, 2024 | $0.2500 |
| May 9, 2024 | $0.2500 |
| Feb 8, 2024 | $0.2500 |
| Nov 9, 2023 | $0.2500 |
| Aug 10, 2023 | $0.2500 |
| May 11, 2023 | $0.2500 |
| Feb 9, 2023 | $0.2500 |
| Nov 9, 2022 | $0.2200 |
| Aug 11, 2022 | $0.2200 |
| May 12, 2022 | $0.2000 |
| Feb 10, 2022 | $0.2000 |
| Nov 10, 2021 | $0.1800 |
| Aug 12, 2021 | $0.1800 |
| May 13, 2021 | $0.1800 |
| Feb 11, 2021 | $0.1800 |
| Nov 12, 2020 | $0.1800 |
| Aug 6, 2020 | $0.1800 |