SBCF · Seacoast Banking Corp of Florida - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $2.89M | - | - | - | $2.21M | - | - | - | $2.11M | - |
| Operating Income | $40.92M | - | $46.93M | $55.28M | $40.85M | - | $39.25M | $39.15M | $33.84M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $70.63M | - |
| Income Tax | $9.03M | - | $10.46M | $12.59M | $9.39M | - | $8.60M | $8.91M | $7.83M | - |
| Net Income | $31.89M | - | $36.47M | $42.69M | $31.46M | - | $30.65M | $30.24M | $26.01M | - |
| EPS - Basic | $0.30 | - | $0.42 | $0.50 | $0.37 | - | $0.36 | $0.36 | $0.31 | - |
| EPS - Diluted | $0.29 | - | $0.42 | $0.50 | $0.37 | - | $0.36 | $0.36 | $0.31 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $808.38M | $388.55M | $305.99M | $332.43M | $500.57M | $476.61M | $637.06M | $749.52M | $682.72M | $447.18M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $21.15B | $20.84B | $16.68B | $15.94B | $15.73B | $15.18B | $15.17B | $14.95B | $14.83B | $14.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $112.84M | $112.76M | $107.46M | $107.30M | $107.13M | $106.97M | $106.80M | $106.63M | $106.47M | $106.30M |
| Total Liabilities | $18.08B | $17.79B | $14.30B | $13.67B | $13.50B | $12.99B | $12.97B | $12.82B | $12.71B | $12.47B |
| Stockholders' Equity | $2.72B | $2.71B | $2.38B | $2.27B | $2.23B | $2.18B | $2.19B | $2.13B | $2.12B | $2.11B |
| Retained Earnings | $614.85M | $603.79M | $590.38M | $569.83M | $542.66M | $526.64M | $508.04M | $492.81M | $478.02M | $467.31M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $71.78M | - | - | - | $31.01M | - | - | - | $24.67M | - |
| Investing Cash Flow | $67.98M | - | - | - | ($513.32M) | - | - | - | ($25.71M) | - |
| Financing Cash Flow | $280.07M | - | - | - | $506.27M | - | - | - | $236.58M | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.1% | - | 22.3% | 22.8% | 23.0% | - | 21.9% | 22.8% | 23.1% | - |
| Return on assets | 0.2% | - | 0.2% | 0.3% | 0.2% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 1.2% | - | 1.5% | 1.9% | 1.4% | - | 1.4% | 1.4% | 1.2% | - |
| Return on invested capital | 1.1% | - | 1.5% | 1.8% | 1.3% | - | 1.3% | 1.4% | 1.2% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| Debt / Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt / EBITDA | 2.58 | - | - | - | 2.49 | - | - | - | 2.96 | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 7.78 | 7.68 | 7.01 | 7.02 | 7.06 | 6.95 | 6.91 | 7.02 | 7.00 | 6.92 |
| Liabilities / Assets | 0.86 | 0.85 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 | 0.86 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 104.4x | - | 72.5x | 55.2x | 69.5x | - | 74.0x | 65.7x | 81.9x | - |
| P / B | 1.1x | - | 1.1x | 1.0x | 1.0x | - | 1.0x | 0.9x | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 51.8x | - | - | - | 41.9x | - | - | - | 44.2x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 0.2% | - | 19.6% | 41.2% | 20.7% | - | -3.1% | -5.5% | 133.0% | - |
| Net income growth (YoY) | 1.4% | - | 19.0% | 41.1% | 21.0% | - | -2.4% | -3.2% | 119.9% | - |
| EPS growth (YoY) | -21.6% | - | 16.7% | 38.9% | 19.4% | - | -2.7% | -2.7% | 106.7% | - |
| EPS CAGR (3y) | 24.6% | - | -3.7% | -1.9% | 3.9% | - | -3.5% | -13.7% | -19.8% | - |
| EPS CAGR (5y) | -13.5% | - | 0.0% | 1.2% | 105.9% | - | -6.0% | -4.4% | -6.8% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 21.9% | 24.2% | 8.4% | 6.6% | 5.3% | 3.6% | 7.1% | 3.7% | 3.3% | 31.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2020-12-31.
Product / service
$31.63M totalMortgage Banking$14.70M · 46.5%
Deposit Account$9.43M · 29.8%
Wealth Management Income$7.51M · 23.7%
Peer comparison
Same SIC group: State Commercial Banks
Comparing SEACOAST BANKING CORP OF FLORIDA against the 5 most active filers in the same SIC group.
Dividends
$0.74/share trailing 12 months · +2.8% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.1900 |
| Dec 15, 2025 | $0.1900 |
| Sep 15, 2025 | $0.1800 |
| Jun 13, 2025 | $0.1800 |
| Mar 14, 2025 | $0.1800 |
| Dec 13, 2024 | $0.1800 |
| Sep 13, 2024 | $0.1800 |
| Jun 14, 2024 | $0.1800 |
| Mar 14, 2024 | $0.1800 |
| Dec 14, 2023 | $0.1800 |
| Sep 14, 2023 | $0.1800 |
| Jun 14, 2023 | $0.1800 |
| Mar 14, 2023 | $0.1700 |
| Dec 14, 2022 | $0.1700 |
| Sep 14, 2022 | $0.1700 |
| Jun 14, 2022 | $0.1700 |
| Mar 14, 2022 | $0.1300 |
| Dec 14, 2021 | $0.1300 |
| Sep 14, 2021 | $0.1300 |
| Jun 14, 2021 | $0.1300 |
| Mar 13, 2009 | $0.0500 |
| Dec 16, 2008 | $0.0500 |
| Sep 17, 2008 | $0.0500 |
| Jun 18, 2008 | $0.8000 |