RVSB · Riverview Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q1 '25 | Q3 '25 | Q2 '25 | Q1 '24 | Q3 '24 | Q2 '24 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $1.74M | $1.40M | $1.55M | $1.22M | $1.57M | $1.98M | $3.67M | $1.83M | $3.17M | $6.02M |
| Interest Expense | - | - | - | - | - | - | $3.60M | $4.95M | $4.18M | $533.0K |
| Income Tax | $363.0K | $296.0K | $322.0K | $253.0K | $343.0K | $425.0K | $823.0K | $377.0K | $697.0K | $1.37M |
| Net Income | $1.38M | $1.10M | $1.23M | $966.0K | $1.23M | $1.56M | $2.84M | $1.45M | $2.47M | $4.65M |
| EPS - Basic | $0.07 | $0.05 | $0.06 | $0.05 | $0.06 | $0.07 | $0.13 | $0.07 | $0.12 | $0.21 |
| EPS - Diluted | $0.07 | $0.05 | $0.06 | $0.05 | $0.06 | $0.07 | $0.13 | $0.07 | $0.12 | $0.21 |
Balance Sheet
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q1 '25 | Q3 '25 | Q2 '25 | Q1 '24 | Q3 '24 | Q2 '24 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $28.64M | $32.81M | $34.17M | $29.41M | $25.35M | $30.96M | $23.64M | $37.55M | $30.85M | $22.04M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.51B | $1.51B | $1.52B | $1.51B | $1.51B | $1.55B | $1.52B | $1.59B | $1.58B | $1.59B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.35B | $1.35B | $1.35B | $1.35B | $1.35B | $1.39B | $1.37B | $1.43B | $1.43B | $1.43B |
| Stockholders' Equity | $164.22M | $163.54M | $162.00M | $160.01M | $158.27M | $160.77M | $155.59M | $158.47M | $152.04M | $155.24M |
| Retained Earnings | $122.17M | $121.20M | $120.52M | $119.72M | $118.99M | $118.18M | $116.50M | $120.73M | $120.56M | $117.83M |
Cash Flow
| Line item | Q3 '26 | Q2 '26 | Q1 '26 | Q1 '25 | Q3 '25 | Q2 '25 | Q1 '24 | Q3 '24 | Q2 '24 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | ($697.0K) | $5.44M | - | - | $9.07M | - | - | $3.77M |
| Investing Cash Flow | - | - | $2.29M | ($13.16M) | - | - | $10.31M | - | - | ($62.54M) |
| Financing Cash Flow | - | - | $3.17M | $11.89M | - | - | ($11.47M) | - | - | ($40.81M) |
| CapEx | - | - | $76.0K | $110.0K | - | - | $2.11M | - | - | $264.0K |
| Free Cash Flow | - | - | ($773.0K) | $5.33M | - | - | $6.96M | - | - | $3.50M |
Ratios
| Metric | Q3 '26 | Q2 '26 | Q1 '26 | Q1 '25 | Q3 '25 | Q2 '25 | Q1 '24 | Q3 '24 | Q2 '24 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | -0.63 | 5.51 | - | - | 2.45 | - | - | 0.75 |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.9% | 21.2% | 20.8% | 20.8% | 21.8% | 21.4% | 22.4% | 20.6% | 22.0% | 22.7% |
| Return on assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.1% | 0.2% | 0.3% |
| Return on equity | 0.8% | 0.7% | 0.8% | 0.6% | 0.8% | 1.0% | 1.8% | 0.9% | 1.6% | 3.0% |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | 1.0x | 0.4x | 0.8x | 11.3x |
| Equity multiplier | 9.21 | 9.23 | 9.36 | 9.46 | 9.53 | 9.63 | 9.78 | 10.04 | 10.42 | 10.24 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 71.7x | 107.4x | 91.7x | 113.0x | 95.7x | 67.3x | 36.3x | - | - | - |
| P / B | 0.6x | 0.7x | 0.7x | 0.7x | 0.8x | 0.6x | 0.6x | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 10.5% | -29.6% | 26.9% | -66.7% | -13.9% | -37.5% | -39.1% | -73.2% | -53.1% | -18.0% |
| Net income growth (YoY) | 11.8% | -29.4% | 26.8% | -66.0% | -15.2% | -37.0% | -38.9% | -72.3% | -52.4% | -19.2% |
| EPS growth (YoY) | 16.7% | -28.6% | 20.0% | -61.5% | -14.3% | -41.7% | -38.1% | -70.8% | -50.0% | -19.2% |
| EPS CAGR (3y) | -33.7% | -40.7% | -34.1% | -42.3% | -37.9% | -37.7% | 86.6% | -27.0% | 2.9% | 5.3% |
| EPS CAGR (5y) | -17.2% | -14.6% | 24.6% | -22.6% | -19.7% | -18.9% | -8.3% | -18.1% | -8.8% | 11.8% |
| FCF growth (YoY) | - | - | - | -23.4% | - | - | 98.7% | - | - | 938.9% |
| FCF CAGR (5y) | - | - | - | -3.8% | - | - | 11.5% | - | - | 10.4% |
| Book value growth (YoY) | 3.8% | 1.7% | 1.2% | 2.8% | -0.1% | 5.7% | 0.2% | 4.2% | 3.3% | -1.3% |
Peer comparison
Same SIC group: Savings Institution, Federally Chartered
Comparing RIVERVIEW BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$0.08/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 13, 2026 | $0.0200 |
| Jan 5, 2026 | $0.0200 |
| Oct 9, 2025 | $0.0200 |
| Jul 10, 2025 | $0.0200 |
| Apr 14, 2025 | $0.0200 |
| Jan 2, 2025 | $0.0200 |
| Oct 7, 2024 | $0.0200 |
| Jul 10, 2024 | $0.0200 |
| Apr 10, 2024 | $0.0600 |
| Jan 4, 2024 | $0.0600 |
| Oct 11, 2023 | $0.0600 |
| Jul 10, 2023 | $0.0600 |
| Apr 6, 2023 | $0.0600 |
| Jan 3, 2023 | $0.0600 |
| Oct 12, 2022 | $0.0600 |
| Jul 7, 2022 | $0.0600 |
| Apr 8, 2022 | $0.0550 |
| Jan 4, 2022 | $0.0550 |
| Oct 6, 2021 | $0.0550 |
| Jul 8, 2021 | $0.0500 |
| Apr 7, 2021 | $0.0500 |
| Jan 4, 2021 | $0.0500 |
| Oct 7, 2020 | $0.0500 |
| Jul 8, 2020 | $0.0500 |