RLI · Rli Corp - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · RLI

1Y 3Y 5Y Max

Annual Quarterly

Income Statement

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.88B	$1.77B	$1.51B	$1.70B	$1.18B	$983.63M
Cost of Revenue	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
R&D	-	-	-	-	-	-
SG&A	-	-	-	-	-	-
Total Operating Expenses	$115.81M	$112.46M	$98.38M	$82.21M	$76.91M	$66.83M
D&A	$8.13M	$7.66M	$8.54M	$7.98M	$7.39M	$7.43M
Operating Income	$505.98M	$427.55M	$377.26M	$720.68M	$344.32M	$189.84M
Interest Expense	$5.36M	$6.33M	$7.30M	$8.05M	$7.68M	$7.60M
Income Tax	$102.64M	$81.77M	$72.65M	$137.27M	$64.97M	$32.75M
Net Income	$403.34M	$345.78M	$304.61M	$583.41M	$279.35M	$157.09M
EPS - Basic	$4.39	$3.78	$3.34	$6.43	$3.09	$1.75
EPS - Diluted	$4.37	$3.74	$3.31	$6.37	$3.06	$1.73

Balance Sheet

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Cash & Equivalents	$51.56M	$39.79M	$36.42M	$22.82M	$88.80M	$62.22M
Accounts Receivable	-	-	-	-	-	-
Inventory	-	-	-	-	-	-
Accounts Payable	-	-	-	-	-	-
Current Assets	-	-	-	-	-	-
Total Assets	$6.16B	$5.63B	$5.18B	$4.77B	$4.51B	$3.94B
Current Liabilities	-	-	-	-	-	-
Long-term Debt	$100.00M◇	$100.00M◇	$100.00M	$149.86M◇	$149.49M	-
Total Liabilities	$4.38B	$4.11B	$3.77B	$3.59B	$3.28B	$2.80B
Stockholders' Equity	$1.78B	$1.52B	$1.41B	$1.18B	$1.23B	$1.14B
Retained Earnings	$1.88B	$1.72B	$1.61B	$1.45B	$1.23B	$1.08B

Cash Flow

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Operating Cash Flow	$614.22M	$560.22M	$464.26M	$250.45M	$384.90M	$263.26M
Investing Cash Flow	($362.13M)	($318.87M)	($211.80M)	$48.88M	($274.83M)	($167.99M)
Financing Cash Flow	($240.32M)	($237.98M)	($238.85M)	($365.31M)	($83.49M)	($79.26M)
CapEx	$5.52M	$4.71M	$5.91M	$5.89M	$8.31M	$5.77M
Free Cash Flow	$608.70M	$555.51M	$458.34M	$244.56M	$376.60M	$257.49M

Ratios

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profitability
Gross margin	-	-	-	-	-	-
Operating margin	26.9%	24.2%	25.0%	42.4%	29.2%	19.3%
EBITDA margin	27.3%	24.6%	25.5%	42.9%	29.8%	20.1%
Net margin	21.4%	19.5%	20.1%	34.4%	23.7%	16.0%
Free cash flow margin	32.3%	31.4%	30.3%	14.4%	31.9%	26.2%
FCF / Net income	1.51	1.61	1.50	0.42	1.35	1.64
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	-	-	-	-	-	-
Effective tax rate	20.3%	19.1%	19.3%	19.0%	18.9%	17.3%
Return on assets	6.5%	6.1%	5.9%	12.2%	6.2%	4.0%
Return on equity	22.7%	22.7%	21.5%	49.6%	22.7%	13.8%
Return on invested capital	21.5%	21.3%	20.1%	44.0%	20.3%	-
Liquidity
Current ratio	-	-	-	-	-	-
Quick ratio	-	-	-	-	-	-
Cash ratio	-	-	-	-	-	-
Leverage
Debt / Equity	0.06	0.07	0.07	0.13	0.12	-
Debt / Assets	0.02	0.02	0.02	0.03	0.03	-
Debt / EBITDA	0.19	0.23	0.26	0.21	0.43	-
Interest coverage	94.4x	67.5x	51.7x	89.6x	44.9x	25.0x
Equity multiplier	3.47	3.70	3.66	4.05	3.67	3.47
Liabilities / Assets	0.71	0.73	0.73	0.75	0.73	0.71
Efficiency
Asset turnover	0.31	0.31	0.29	0.36	0.26	0.25
Inventory turnover	-	-	-	-	-	-
Days sales outstanding	-	-	-	-	-	-
Days inventory outstanding	-	-	-	-	-	-
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	14.6x	22.0x	20.1x	10.3x	18.3x	30.1x
P / B	3.3x	5.0x	2.2x	2.6x	2.1x	2.1x
P / S	3.1x	4.3x	2.0x	1.8x	2.2x	2.4x
EV / EBITDA	11.6x	17.6x	8.1x	4.3x	7.5x	11.7x
Growth
Revenue growth (YoY)	6.3%	17.1%	-11.0%	44.0%	19.9%	-2.0%
Revenue CAGR (3y)	3.5%	14.5%	15.4%	19.2%	13.0%	7.3%
Revenue CAGR (5y)	13.9%	12.0%	13.1%	16.3%	7.6%	4.4%
Gross profit growth (YoY)	-	-	-	-	-	-
Operating income growth (YoY)	18.3%	13.3%	-47.7%	109.3%	81.4%	-18.4%
Net income growth (YoY)	16.6%	13.5%	-47.8%	108.8%	77.8%	-18.0%
EPS growth (YoY)	16.8%	13.2%	-48.1%	108.5%	76.6%	-59.1%
EPS CAGR (3y)	-11.8%	7.0%	24.1%	14.6%	28.8%	-9.8%
EPS CAGR (5y)	20.4%	-2.4%	18.2%	22.0%	3.4%	-11.1%
FCF growth (YoY)	9.6%	21.2%	87.4%	-35.1%	46.3%	-4.6%
FCF CAGR (5y)	18.8%	15.5%	16.8%	8.2%	18.9%	12.6%
Book value growth (YoY)	16.8%	7.7%	20.1%	-4.2%	8.2%	14.1%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Business segments

$1.61B total

Casualty Segment$953.98M · 59.1%

Property Insurance Segment$512.40M · 31.7%

Surety Insurance Segment$147.96M · 9.2%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

5/9

Neutral

✓Net income positive
✓Operating cash flow positive
✓ROA improved YoY
✓Cash flow > net income
✗Long-term debt decreased
-Current ratio improved
✓No share dilution
-Gross margin improved
✗Asset turnover improved

Peer comparison

Same SIC group: Fire, Marine & Casualty Insurance

Company	Revenue (last FY)	Net margin	ROE
PGR	$87.67B	12.9%	37.3%
DGICA	$978.01M	8.1%	12.4%
AIG	$26.77B	11.6%	7.5%
TRV	$48.83B	12.9%	19.1%
CINF	$12.63B	18.9%	15.0%

Comparing RLI CORP against the 5 most active filers in the same SIC group.

Dividends

$4.66/share trailing 12 months · +79.2% YoY

Ex-date	Per share
May 29, 2026	$2.1800
Mar 2, 2026	$0.1600
Nov 28, 2025	$2.1600
Aug 29, 2025	$0.1600
May 30, 2025	$0.1600
Feb 28, 2025	$0.1500
Nov 29, 2024	$2.1450
Aug 30, 2024	$0.1450
May 31, 2024	$0.1450
Feb 28, 2024	$0.1350
Nov 29, 2023	$1.1350
Aug 30, 2023	$0.1350
May 30, 2023	$0.1350
Feb 27, 2023	$0.1300
Nov 29, 2022	$3.6300
Aug 30, 2022	$0.1300
May 27, 2022	$0.1300
Feb 25, 2022	$0.1250
Nov 29, 2021	$1.1250
Aug 30, 2021	$0.1250
May 27, 2021	$0.1250
Feb 25, 2021	$0.1200
Nov 27, 2020	$0.6200
Aug 28, 2020	$0.1200

Cells marked with a small ◇ are sourced from SEC's bulk Financial Statement Data Sets, which can lose dimensional context (notably Revenue and Operating Income for issuers that report by segment). These cells will be replaced with authoritative values from the Company Facts API as the backfill completes.