RLI · Rli Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $423.87M | - | $509.26M | $499.83M | $407.67M | - | $470.00M | $416.44M | $444.83M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | $28.28M | - | $30.21M | $29.59M | $26.87M | - | $28.87M | $27.32M | $28.70M | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $67.34M | - | $157.25M | $156.51M | $78.63M | - | $116.83M | $103.30M | $159.99M | - |
| Interest Expense | $2.35M | - | $1.36M | $1.35M | $1.33M | - | $1.62M | $1.60M | $1.62M | - |
| Income Tax | $12.46M | - | $32.63M | $32.18M | $15.42M | - | $21.80M | $21.31M | $32.09M | - |
| Net Income | $54.88M | - | $124.61M | $124.34M | $63.21M | - | $95.03M | $81.99M | $127.90M | - |
| EPS - Basic | $0.60 | - | $1.36 | $1.35 | $0.69 | - | $1.04 | $0.90 | $1.40 | - |
| EPS - Diluted | $0.60 | - | $1.35 | $1.34 | $0.68 | - | $1.03 | $0.89 | $1.39 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $49.12M | $51.56M | $52.62M | $21.41M | $27.06M | $39.79M | $60.63M | $50.03M | $44.56M | $36.42M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $6.40B | $6.16B | $6.25B | $5.99B | $5.73B | $5.63B | $5.79B | $5.51B | $5.34B | $5.18B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $297.25M | - | $100.00M | $100.00M | $100.00M | - | $100.00M | $100.00M | $100.00M | $100.00M |
| Total Liabilities | $4.61B | $4.38B | $4.37B | $4.26B | $4.12B | $4.11B | $4.04B | $3.93B | $3.82B | $3.77B |
| Stockholders' Equity | $1.80B | $1.78B | $1.87B | $1.73B | $1.60B | $1.52B | $1.75B | $1.58B | $1.52B | $1.41B |
| Retained Earnings | $1.92B | $1.88B | $1.99B | $1.88B | $1.77B | $1.72B | $1.88B | $1.79B | $1.73B | $1.61B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $42.83M | - | - | - | $103.51M | - | - | - | $70.95M | - |
| Investing Cash Flow | ($279.62M) | - | - | - | ($103.41M) | - | - | - | ($53.06M) | - |
| Financing Cash Flow | $234.35M | - | - | - | ($12.83M) | - | - | - | ($9.75M) | - |
| CapEx | $1.06M | - | - | - | $1.05M | - | - | - | $1.09M | - |
| Free Cash Flow | $41.77M | - | - | - | $102.46M | - | - | - | $69.86M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 15.9% | - | 30.9% | 31.3% | 19.3% | - | 24.9% | 24.8% | 36.0% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 12.9% | - | 24.5% | 24.9% | 15.5% | - | 20.2% | 19.7% | 28.8% | - |
| Free cash flow margin | 9.9% | - | - | - | 25.1% | - | - | - | 15.7% | - |
| FCF / Net income | 0.76 | - | - | - | 1.62 | - | - | - | 0.55 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 18.5% | - | 20.8% | 20.6% | 19.6% | - | 18.7% | 20.6% | 20.1% | - |
| Return on assets | 0.9% | - | 2.0% | 2.1% | 1.1% | - | 1.6% | 1.5% | 2.4% | - |
| Return on equity | 3.1% | - | 6.6% | 7.2% | 3.9% | - | 5.4% | 5.2% | 8.4% | - |
| Return on invested capital | 2.6% | - | 6.3% | 6.8% | 3.7% | - | 5.1% | 4.9% | 7.9% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.17 | - | 0.05 | 0.06 | 0.06 | - | 0.06 | 0.06 | 0.07 | 0.07 |
| Debt / Assets | 0.05 | - | 0.02 | 0.02 | 0.02 | - | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 28.6x | - | 115.3x | 115.9x | 58.9x | - | 72.2x | 64.4x | 98.9x | - |
| Equity multiplier | 3.56 | 3.47 | 3.33 | 3.45 | 3.57 | 3.70 | 3.31 | 3.48 | 3.51 | 3.66 |
| Liabilities / Assets | 0.72 | 0.71 | 0.70 | 0.71 | 0.72 | 0.73 | 0.70 | 0.71 | 0.72 | 0.73 |
| Efficiency | ||||||||||
| Asset turnover | 0.07 | - | 0.08 | 0.08 | 0.07 | - | 0.08 | 0.08 | 0.08 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 95.1x | - | 48.3x | 53.9x | 118.1x | - | 75.2x | 79.0x | 53.6x | - |
| P / B | 2.9x | - | 3.2x | 3.9x | 4.6x | - | 2.0x | 2.0x | 2.3x | - |
| P / S | 12.4x | - | 11.8x | 13.4x | 18.2x | - | 7.6x | 7.8x | 7.7x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 4.0% | - | 8.4% | 20.0% | -8.4% | - | 41.7% | 9.1% | 21.9% | - |
| Revenue CAGR (3y) | 5.1% | - | -16.0% | 32.9% | 15.5% | - | 20.2% | 11.8% | 15.7% | - |
| Revenue CAGR (5y) | 8.1% | - | 14.1% | 10.9% | 28.1% | - | 14.7% | 11.8% | 11.0% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | -14.4% | - | 34.6% | 51.5% | -50.9% | - | 677.8% | 7.6% | 30.3% | - |
| Net income growth (YoY) | -13.2% | - | 31.1% | 51.6% | -50.6% | - | 602.0% | 5.6% | 29.4% | - |
| EPS growth (YoY) | -11.8% | - | 31.1% | 50.6% | -50.9% | - | 255.2% | -47.3% | -35.6% | - |
| EPS CAGR (3y) | -34.7% | - | -48.0% | - | -13.5% | - | 17.2% | -20.8% | -4.7% | - |
| EPS CAGR (5y) | -17.8% | - | 7.7% | -8.1% | - | - | 7.7% | 0.0% | -1.0% | - |
| FCF growth (YoY) | -59.2% | - | - | - | 46.7% | - | - | - | 2.8% | - |
| FCF CAGR (5y) | -6.8% | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 12.0% | 16.8% | 7.2% | 9.5% | 5.5% | 7.7% | 34.6% | 17.2% | 16.6% | 20.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$1.61B totalCasualty Segment$953.98M · 59.1%
Property Insurance Segment$512.40M · 31.7%
Surety Insurance Segment$147.96M · 9.2%
Peer comparison
Same SIC group: Fire, Marine & Casualty Insurance
Comparing RLI CORP against the 5 most active filers in the same SIC group.
Dividends
$4.66/share trailing 12 months · +79.2% YoY
| Ex-date | Per share |
|---|---|
| May 29, 2026 | $2.1800 |
| Mar 2, 2026 | $0.1600 |
| Nov 28, 2025 | $2.1600 |
| Aug 29, 2025 | $0.1600 |
| May 30, 2025 | $0.1600 |
| Feb 28, 2025 | $0.1500 |
| Nov 29, 2024 | $2.1450 |
| Aug 30, 2024 | $0.1450 |
| May 31, 2024 | $0.1450 |
| Feb 28, 2024 | $0.1350 |
| Nov 29, 2023 | $1.1350 |
| Aug 30, 2023 | $0.1350 |
| May 30, 2023 | $0.1350 |
| Feb 27, 2023 | $0.1300 |
| Nov 29, 2022 | $3.6300 |
| Aug 30, 2022 | $0.1300 |
| May 27, 2022 | $0.1300 |
| Feb 25, 2022 | $0.1250 |
| Nov 29, 2021 | $1.1250 |
| Aug 30, 2021 | $0.1250 |
| May 27, 2021 | $0.1250 |
| Feb 25, 2021 | $0.1200 |
| Nov 27, 2020 | $0.6200 |
| Aug 28, 2020 | $0.1200 |