RF · Regions Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - |
| Operating Income | $53.00M | $95.00M | $46.00M | - | - | $1.31B |
| Interest Expense | - | - | $1.58B | $316.00M | $167.00M | $368.00M |
| Income Tax | $587.00M | $461.00M | $533.00M | $631.00M | $694.00M | $220.00M |
| Net Income | $2.16B | $1.89B | $2.07B | $2.25B | $2.52B | $1.09B |
| EPS - Basic | $2.31 | $1.94 | $2.11 | $2.29 | $2.51 | $1.03 |
| EPS - Diluted | $2.30 | $1.93 | $2.11 | $2.28 | $2.49 | $1.03 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $10.91B | $10.71B | $6.80B | $11.23B | $29.41B | $17.96B |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $158.81B | $157.30B | $152.19B | $155.22B | $162.94B | $147.39B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | $4.13B | $5.99B | $2.33B | $2.28B | $2.41B | $3.57B |
| Total Liabilities | $139.71B | $139.39B | $134.70B | $139.27B | $144.61B | $129.28B |
| Stockholders' Equity | $19.04B | $17.88B | $17.43B | $15.95B | $18.33B | $18.11B |
| Retained Earnings | $10.21B | $9.06B | $8.19B | $7.00B | $5.55B | $3.77B |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.18B | $1.60B | $2.31B | $3.10B | $3.03B | $2.32B |
| Investing Cash Flow | ($1.42B) | ($262.00M) | ($1.61B) | ($12.94B) | ($2.87B) | ($4.85B) |
| Financing Cash Flow | ($568.00M) | $2.58B | ($5.13B) | ($8.35B) | $11.29B | $16.37B |
| CapEx | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 21.4% | 19.6% | 20.4% | 21.9% | 21.6% | 16.7% |
| Return on assets | 1.4% | 1.2% | 1.4% | 1.4% | 1.5% | 0.7% |
| Return on equity | 11.3% | 10.6% | 11.9% | 14.1% | 13.8% | 6.0% |
| Return on invested capital | 0.2% | 0.3% | 0.2% | - | - | 5.0% |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | 0.22 | 0.34 | 0.13 | 0.14 | 0.13 | 0.20 |
| Debt / Assets | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.02 |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 0.0x | - | - | 3.6x |
| Equity multiplier | 8.34 | 8.80 | 8.73 | 9.73 | 8.89 | 8.14 |
| Liabilities / Assets | 0.88 | 0.89 | 0.89 | 0.90 | 0.89 | 0.88 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 11.8x | 12.2x | 9.2x | 9.5x | 8.8x | 15.7x |
| P / B | 1.3x | 1.2x | 1.0x | 1.3x | 1.1x | 0.9x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | -44.2% | 106.5% | - | - | - | -33.8% |
| Net income growth (YoY) | 13.9% | -8.7% | -7.6% | -10.9% | 130.4% | -30.8% |
| EPS growth (YoY) | 19.2% | -8.5% | -7.5% | -8.4% | 141.7% | -31.3% |
| EPS CAGR (3y) | 0.3% | -8.1% | 27.0% | 15.0% | 17.4% | 1.0% |
| EPS CAGR (5y) | 17.4% | 5.2% | 6.5% | 17.9% | 23.4% | 6.6% |
| FCF growth (YoY) | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 6.5% | 2.6% | 9.3% | -13.0% | 1.2% | 11.1% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$650.00M totalOther Revenue Not Impacted$650.00M · 100.0%
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
6/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- ✓Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: National Commercial Banks
Comparing REGIONS FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$1.06/share trailing 12 months · +6.0% YoY
| Ex-date | Per share |
|---|---|
| Jun 1, 2026 | $0.2650 |
| Mar 2, 2026 | $0.2650 |
| Dec 1, 2025 | $0.2650 |
| Sep 2, 2025 | $0.2650 |
| Jun 2, 2025 | $0.2500 |
| Mar 3, 2025 | $0.2500 |
| Dec 2, 2024 | $0.2500 |
| Sep 3, 2024 | $0.2500 |
| Jun 3, 2024 | $0.2400 |
| Feb 29, 2024 | $0.2400 |
| Dec 7, 2023 | $0.2400 |
| Aug 31, 2023 | $0.2400 |
| Jun 1, 2023 | $0.2000 |
| Mar 9, 2023 | $0.2000 |
| Dec 7, 2022 | $0.2000 |
| Sep 1, 2022 | $0.2000 |
| Jun 2, 2022 | $0.1700 |
| Mar 10, 2022 | $0.1700 |
| Dec 2, 2021 | $0.1700 |
| Sep 2, 2021 | $0.1700 |
| Jun 3, 2021 | $0.1550 |
| Mar 4, 2021 | $0.1550 |
| Dec 3, 2020 | $0.1550 |
| Sep 3, 2020 | $0.1550 |