RBB · Rbb Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.35M | - | $1.32M | $1.38M | $1.10M | - | $1.27M | $1.58M | $1.22M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $12.75M | - | $13.26M | $12.93M | $5.06M | - | $9.57M | $9.77M | $17.10M | - |
| Interest Expense | $1.20M | - | - | - | - | - | $1.30M | $28.92M | $29.16M | - |
| Income Tax | $2.57M | - | $3.11M | $3.60M | $672.0K | - | $2.57M | $2.53M | $5.03M | - |
| Net Income | $10.18M | - | $10.15M | $9.33M | $4.38M | - | $7.00M | $7.25M | $12.07M | - |
| EPS - Basic | $0.60 | - | $0.59 | $0.53 | $0.25 | - | $0.39 | $0.39 | $0.64 | - |
| EPS - Diluted | $0.59 | - | $0.59 | $0.52 | $0.25 | - | $0.39 | $0.39 | $0.64 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $196.91M | $212.32M | $234.93M | $191.85M | $238.82M | $257.75M | $349.39M | $252.77M | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $4.19B | $4.21B | $4.21B | $4.09B | $4.01B | $3.99B | $3.99B | $3.87B | $3.88B | $4.03B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $120.00M | $119.91M | $119.81M | $119.72M | $119.62M | $119.53M | $119.43M | $119.34M | $119.24M | $119.15M |
| Total Liabilities | $3.66B | $3.68B | $3.69B | $3.57B | $3.50B | $3.48B | $3.48B | $3.36B | $3.36B | $3.51B |
| Stockholders' Equity | $531.05M | $523.40M | $514.34M | $517.65M | $510.31M | $507.88M | $509.73M | $511.29M | $513.99M | $511.26M |
| Retained Earnings | $290.57M | $282.02M | $274.61M | $270.15M | $263.88M | $264.46M | $262.95M | $262.52M | $259.90M | $255.15M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $19.43M | - | - | - | $7.77M | - | - | - | $4.85M | - |
| Investing Cash Flow | ($21.33M) | - | - | - | ($42.43M) | - | - | - | ($16.53M) | - |
| Financing Cash Flow | ($13.51M) | - | - | - | $15.74M | - | - | - | ($150.45M) | - |
| CapEx | - | - | - | - | $180.0K | - | - | - | $149.0K | - |
| Free Cash Flow | - | - | - | - | $7.59M | - | - | - | $4.70M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 945.1% | - | 1001.7% | 936.4% | 458.5% | - | 753.5% | 619.7% | 1406.3% | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | 754.4% | - | 766.5% | 675.8% | 397.6% | - | 551.1% | 459.4% | 992.8% | - |
| Free cash flow margin | - | - | - | - | 688.4% | - | - | - | 386.5% | - |
| FCF / Net income | - | - | - | - | 1.73 | - | - | - | 0.39 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.2% | - | 23.5% | 27.8% | 13.3% | - | 26.9% | 25.9% | 29.4% | - |
| Return on assets | 0.2% | - | 0.2% | 0.2% | 0.1% | - | 0.2% | 0.2% | 0.3% | - |
| Return on equity | 1.9% | - | 2.0% | 1.8% | 0.9% | - | 1.4% | 1.4% | 2.3% | - |
| Return on invested capital | 1.6% | - | 1.6% | 1.5% | 0.7% | - | 1.1% | 1.1% | 1.9% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 | 0.24 | 0.23 | 0.23 | 0.23 | 0.23 |
| Debt / Assets | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | 10.6x | - | - | - | - | - | 7.4x | 0.3x | 0.6x | - |
| Equity multiplier | 7.90 | 8.04 | 8.18 | 7.90 | 7.86 | 7.86 | 7.83 | 7.57 | 7.54 | 7.87 |
| Liabilities / Assets | 0.87 | 0.88 | 0.88 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 | 0.87 |
| Efficiency | ||||||||||
| Asset turnover | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 36.2x | - | 31.8x | 33.1x | 66.0x | - | 59.0x | 48.2x | 28.1x | - |
| P / B | 0.7x | - | 0.6x | 0.6x | 0.6x | - | 0.8x | 0.7x | 0.7x | - |
| P / S | 271.5x | - | 245.1x | 221.8x | 266.2x | - | 324.2x | 219.6x | 279.9x | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 22.3% | - | 4.3% | -12.4% | -9.3% | - | -14.3% | 10.7% | 1.6% | - |
| Revenue CAGR (3y) | 4.1% | - | 2.9% | -12.5% | -1.7% | - | -25.2% | 6.9% | -5.7% | - |
| Revenue CAGR (5y) | -1.5% | - | 4.3% | 6.0% | 1.0% | - | 15.5% | 30.7% | 23.6% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 152.1% | - | 38.6% | 32.3% | -70.4% | - | -20.8% | -37.0% | 10.1% | - |
| Net income growth (YoY) | 132.1% | - | 45.0% | 28.8% | -63.7% | - | -17.4% | -33.8% | 10.1% | - |
| EPS growth (YoY) | 136.0% | - | 51.3% | 33.3% | -60.9% | - | -13.3% | -32.8% | 10.3% | - |
| EPS CAGR (3y) | 0.6% | - | -12.1% | -13.4% | -30.4% | - | -20.3% | -16.5% | 0.5% | - |
| EPS CAGR (5y) | -1.3% | - | 6.5% | 9.5% | -5.4% | - | 0.0% | -4.8% | 4.6% | - |
| FCF growth (YoY) | - | - | - | - | 61.6% | - | - | - | -71.2% | - |
| FCF CAGR (5y) | - | - | - | - | -37.3% | - | - | - | - | - |
| Book value growth (YoY) | 4.1% | 3.1% | 0.9% | 1.2% | -0.7% | -0.7% | 1.4% | 2.2% | 3.9% | 5.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$5.13M totalOther Service Income$2.26M · 44.2%
Fees And Service Charges On Deposit Accounts$1.92M · 37.5%
Other Fees$938.0K · 18.3%
Peer comparison
Same SIC group: State Commercial Banks
Comparing RBB Bancorp against the 5 most active filers in the same SIC group.
Dividends
$0.64/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Apr 30, 2026 | $0.1600 |
| Jan 30, 2026 | $0.1600 |
| Oct 31, 2025 | $0.1600 |
| Jul 31, 2025 | $0.1600 |
| Apr 30, 2025 | $0.1600 |
| Jan 31, 2025 | $0.1600 |
| Oct 31, 2024 | $0.1600 |
| Jul 31, 2024 | $0.1600 |
| Apr 30, 2024 | $0.1600 |
| Jan 30, 2024 | $0.1600 |
| Oct 27, 2023 | $0.1600 |
| Jul 28, 2023 | $0.1600 |
| Apr 28, 2023 | $0.1600 |
| Jan 27, 2023 | $0.1600 |
| Oct 28, 2022 | $0.1400 |
| Jul 29, 2022 | $0.1400 |
| Apr 29, 2022 | $0.1400 |
| Jan 28, 2022 | $0.1400 |
| Oct 29, 2021 | $0.1300 |
| Jul 30, 2021 | $0.1300 |
| May 6, 2021 | $0.1300 |
| Jan 29, 2021 | $0.1200 |
| Oct 30, 2020 | $0.0900 |
| Jul 31, 2020 | $0.0600 |