PSMT · Pricesmart Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $5.27B | $4.91B | $4.41B | $4.07B | $3.62B | $3.33B |
| Cost of Revenue | $4.07B | - | - | - | - | $2.77B |
| Gross Profit | $1.20B | - | - | - | - | $554.41M |
| R&D | - | - | - | - | - | - |
| SG&A | $179.86M | $156.38M | $134.78M | $133.19M | $125.42M | $106.78M |
| Total Operating Expenses | $5.04B | $4.69B | $4.23B | $3.90B | $3.46B | $3.21B |
| D&A | $88.16M | $82.61M | $72.70M | $67.87M | $64.98M | $61.23M |
| Operating Income | $232.51M | $220.94M | $184.52M | $167.07M | $158.02M | $122.47M |
| Interest Expense | $11.52M | $12.96M | $11.02M | $9.61M | $7.21M | $7.63M |
| Income Tax | $58.62M | $62.62M | $59.95M | $51.86M | $48.97M | $37.76M |
| Net Income | $147.89M | $138.88M | $109.20M | $104.53M | $97.96M | $78.11M |
| EPS - Basic | $4.82 | $4.57 | $3.51 | $3.38 | $3.18 | $2.55 |
| EPS - Diluted | $4.82 | $4.57 | $3.50 | $3.38 | $3.18 | $2.55 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $241.02M | $125.36M | $239.98M | $237.71M | $202.06M | $299.48M |
| Accounts Receivable | $17.40M | $18.85M | $17.90M | $13.39M | $12.36M | $13.15M |
| Inventory | $560.73M | $528.68M | $471.41M | $464.41M | $389.71M | $309.51M |
| Accounts Payable | $506.95M | $485.96M | $453.23M | $408.41M | $388.79M | $373.17M |
| Current Assets | $974.46M | $832.35M | $877.11M | $773.58M | $697.20M | $699.00M |
| Total Assets | $2.27B | $2.02B | $2.01B | $1.81B | $1.71B | $1.66B |
| Current Liabilities | $726.27M | $680.15M | $634.48M | $579.46M | $533.55M | $568.27M |
| Long-term Debt | $147.92M | $94.44M | $119.49M | $103.56M | $110.11M | $112.61M |
| Total Liabilities | $1.02B | $899.73M | $898.57M | $817.33M | $789.58M | $824.09M |
| Stockholders' Equity | $1.25B | $1.12B | $1.11B | $991.07M | $915.35M | $831.72M |
| Retained Earnings | $999.43M | $890.27M | $817.56M | $736.89M | $658.92M | $582.49M |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $261.31M | $207.59M | $257.33M | $121.83M | $127.17M | $259.27M |
| Investing Cash Flow | ($128.88M) | ($175.45M) | ($222.08M) | ($74.76M) | ($116.72M) | ($131.21M) |
| Financing Cash Flow | $14.20M | ($150.03M) | ($41.05M) | ($12.21M) | ($95.14M) | $75.56M |
| CapEx | $158.13M | $168.54M | $142.51M | $120.66M | $113.17M | $100.32M |
| Free Cash Flow | $103.17M | $39.04M | $114.82M | $1.17M | $13.99M | $158.95M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 22.8% | - | - | - | - | 16.7% |
| Operating margin | 4.4% | 4.5% | 4.2% | 4.1% | 4.4% | 3.7% |
| EBITDA margin | 6.1% | 6.2% | 5.8% | 5.8% | 6.2% | 5.5% |
| Net margin | 2.8% | 2.8% | 2.5% | 2.6% | 2.7% | 2.3% |
| Free cash flow margin | 2.0% | 0.8% | 2.6% | 0.0% | 0.4% | 4.8% |
| FCF / Net income | 0.70 | 0.28 | 1.05 | 0.01 | 0.14 | 2.03 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | 3.4% | 3.2% | 3.1% | 3.3% | 3.5% | 3.2% |
| Effective tax rate | 28.4% | 31.1% | 35.4% | 33.2% | 33.3% | 32.6% |
| Return on assets | 6.5% | 6.9% | 5.4% | 5.8% | 5.7% | 4.7% |
| Return on equity | 11.9% | 12.4% | 9.9% | 10.5% | 10.7% | 9.4% |
| Return on invested capital | 11.9% | 12.5% | 9.7% | 10.2% | 10.3% | 8.7% |
| Liquidity | ||||||
| Current ratio | 1.34 | 1.22 | 1.38 | 1.34 | 1.31 | 1.23 |
| Quick ratio | 0.57 | 0.45 | 0.64 | 0.53 | 0.58 | 0.69 |
| Cash ratio | 0.33 | 0.18 | 0.38 | 0.41 | 0.38 | 0.53 |
| Leverage | ||||||
| Debt / Equity | 0.12 | 0.08 | 0.11 | 0.10 | 0.12 | 0.14 |
| Debt / Assets | 0.07 | 0.05 | 0.06 | 0.06 | 0.06 | 0.07 |
| Debt / EBITDA | 0.46 | 0.31 | 0.46 | 0.44 | 0.49 | 0.61 |
| Interest coverage | 20.2x | 17.0x | 16.7x | 17.4x | 21.9x | 16.1x |
| Equity multiplier | 1.82 | 1.80 | 1.81 | 1.82 | 1.86 | 1.99 |
| Liabilities / Assets | 0.45 | 0.44 | 0.45 | 0.45 | 0.46 | 0.50 |
| Efficiency | ||||||
| Asset turnover | 2.32 | 2.43 | 2.20 | 2.25 | 2.12 | 2.01 |
| Inventory turnover | 7.25 | - | - | - | - | 8.97 |
| Days sales outstanding | 1d | 1d | 1d | 1d | 1d | 1d |
| Days inventory outstanding | 50d | - | - | - | - | 41d |
| Days payable outstanding | 45d | - | - | - | - | 49d |
| Cash conversion cycle | 6d | - | - | - | - | -7d |
| Valuation | ||||||
| P / E | 22.3x | 19.6x | 22.7x | 18.7x | 26.6x | 25.8x |
| P / B | 2.6x | 2.4x | 2.2x | 2.0x | 2.8x | 2.4x |
| P / S | 0.6x | 0.5x | 0.6x | 0.5x | 0.7x | 0.6x |
| EV / EBITDA | 9.8x | 8.8x | 9.0x | 7.7x | 11.1x | 9.8x |
| Growth | ||||||
| Revenue growth (YoY) | 7.2% | 11.4% | 8.5% | 12.3% | 8.7% | 3.3% |
| Revenue CAGR (3y) | 9.0% | 10.7% | 9.8% | 8.0% | 4.6% | 3.6% |
| Revenue CAGR (5y) | 9.6% | 8.8% | 6.9% | 6.3% | 4.5% | 3.5% |
| Gross profit growth (YoY) | - | - | - | - | - | -21.3% |
| Operating income growth (YoY) | 5.2% | 19.7% | 10.4% | 5.7% | 29.0% | 6.3% |
| Net income growth (YoY) | 6.5% | 27.2% | 4.5% | 6.7% | 25.4% | 6.7% |
| EPS growth (YoY) | 5.5% | 30.6% | 3.6% | 6.3% | 24.7% | 6.2% |
| EPS CAGR (3y) | 12.6% | 12.8% | 11.1% | 12.1% | 9.2% | -5.1% |
| EPS CAGR (5y) | 13.6% | 13.7% | 7.5% | 2.6% | 1.7% | -2.9% |
| FCF growth (YoY) | 164.2% | -66.0% | 9722.1% | -91.6% | -91.2% | 425.1% |
| FCF CAGR (5y) | -8.3% | 5.2% | 21.1% | - | -25.8% | 49.5% |
| Book value growth (YoY) | 11.1% | 1.4% | 11.7% | 8.3% | 10.1% | 4.3% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-08-31.
Business segments
$5.27B totalCentral American Operations Segment$3.19B · 60.6%
Caribbean Operations Segment$1.44B · 27.4%
Colombia Operations Segment$619.31M · 11.8%
United States Operations Segment$15.55M · 0.3%
Product / service
$10.42B totalNet Merchandise Sales$5.15B · 49.4%
Foods And Sundries$2.43B · 23.3%
Fresh Foods$1.58B · 15.2%
Hardlines$572.47M · 5.5%
Softlines$292.28M · 2.8%
Food Service And Bakery$226.79M · 2.2%
Membership Income$85.57M · 0.8%
Health Services$51.86M · 0.5%
Other Revenue And Income$18.17M · 0.2%
Export Sales$15.23M · 0.1%
Stability scores
Altman Z′
FY 2025 · bankruptcy risk
3.60
Safe
Private-firm variant - uses book equity instead of market cap. > 2.90 safe · 1.23-2.90 grey · < 1.23 distress.
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✗ROA improved YoY
- ✓Cash flow > net income
- ✗Long-term debt decreased
- ✓Current ratio improved
- ✓No share dilution
- -Gross margin improved
- ✗Asset turnover improved
Peer comparison
Same SIC group: Retail-Variety Stores
Comparing PRICESMART INC against the 5 most active filers in the same SIC group.
Dividends
$1.33/share trailing 12 months · +9.9% YoY
| Ex-date | Per share |
|---|---|
| Feb 17, 2026 | $0.7000 |
| Aug 15, 2025 | $0.6300 |
| Feb 18, 2025 | $0.6300 |
| Aug 15, 2024 | $0.5800 |
| Apr 18, 2024 | $1.0000 |
| Feb 14, 2024 | $0.5800 |
| Aug 14, 2023 | $0.4600 |
| Feb 15, 2023 | $0.4600 |
| Aug 12, 2022 | $0.4300 |
| Feb 14, 2022 | $0.4300 |
| Aug 12, 2021 | $0.3500 |
| Feb 11, 2021 | $0.3500 |
| Aug 13, 2020 | $0.3500 |
| Feb 13, 2020 | $0.3500 |
| Aug 14, 2019 | $0.3500 |
| Feb 14, 2019 | $0.3500 |
| Aug 14, 2018 | $0.3500 |
| Feb 13, 2018 | $0.3500 |
| Aug 11, 2017 | $0.3500 |
| Feb 13, 2017 | $0.3500 |
| Aug 11, 2016 | $0.3500 |
| Feb 10, 2016 | $0.3500 |
| Aug 12, 2015 | $0.3500 |
| Feb 11, 2015 | $0.3500 |