PNC · Pnc Financial Services Group, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.17B | - | $5.92B | $5.66B | $5.45B | - | $5.43B | $5.41B | $5.14B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $66.00M | - | - | - | $90.00M | - | $281.00M | $285.00M | $280.00M | - |
| Operating Income | $2.19B | - | $2.29B | $2.02B | $1.85B | - | $1.86B | $1.82B | $1.66B | - |
| Interest Expense | - | - | - | - | - | - | - | - | $3.24B | - |
| Income Tax | $415.00M | - | $465.00M | $381.00M | $347.00M | - | $357.00M | $342.00M | $312.00M | - |
| Net Income | $1.68B | - | $1.72B | $1.53B | $1.40B | - | $1.40B | $1.35B | $1.24B | - |
| EPS - Basic | $4.13 | - | $4.36 | $3.86 | $3.52 | - | $3.50 | $3.39 | $3.10 | - |
| EPS - Diluted | $4.13 | - | $4.35 | $3.85 | $3.51 | - | $3.49 | $3.39 | $3.10 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $31.70B | $39.71B | $38.87B | $30.39B | $38.40B | $46.25B | $41.19B | $39.28B | $5.93B | $6.92B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $603.03B | $573.57B | $568.77B | $559.11B | $554.72B | $560.04B | $564.88B | $556.52B | $566.16B | $561.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $66.67B | $57.10B | $62.34B | $60.42B | $60.72B | $61.67B | $68.07B | $71.39B | $72.71B | $72.74B |
| Total Liabilities | $539.35B | $512.94B | $509.73B | $501.45B | $498.27B | $505.57B | $509.15B | $503.84B | $514.79B | $510.44B |
| Stockholders' Equity | $63.63B | $60.59B | $58.99B | $57.61B | $56.41B | $54.42B | $55.69B | $52.64B | $51.34B | $51.10B |
| Retained Earnings | $64.26B | $63.27B | $62.01B | $60.95B | $60.05B | $59.28B | $58.41B | $57.65B | $56.91B | $56.29B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.93B | - | - | - | ($509.00M) | - | - | - | $1.76B | - |
| Investing Cash Flow | ($10.59B) | - | - | - | ($980.00M) | - | - | - | ($6.37B) | - |
| Financing Cash Flow | $644.00M | - | - | - | ($6.36B) | - | - | - | $3.62B | - |
| CapEx | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | 35.5% | - | 38.7% | 35.8% | 33.9% | - | 34.3% | 33.6% | 32.2% | - |
| EBITDA margin | 36.5% | - | - | - | 35.5% | - | 39.5% | 38.9% | 37.6% | - |
| Net margin | 27.2% | - | 29.1% | 27.1% | 25.7% | - | 25.7% | 25.0% | 24.1% | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | - | - | - | - | - | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 19.9% | - | 21.3% | 19.9% | 19.9% | - | 20.4% | 20.2% | 20.1% | - |
| Return on assets | 0.3% | - | 0.3% | 0.3% | 0.3% | - | 0.2% | 0.2% | 0.2% | - |
| Return on equity | 2.6% | - | 2.9% | 2.7% | 2.5% | - | 2.5% | 2.6% | 2.4% | - |
| Return on invested capital | 1.3% | - | 1.5% | 1.4% | 1.3% | - | 1.2% | 1.2% | 1.1% | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | 1.05 | 0.94 | 1.06 | 1.05 | 1.08 | 1.13 | 1.22 | 1.36 | 1.42 | 1.42 |
| Debt / Assets | 0.11 | 0.10 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.13 | 0.13 | 0.13 |
| Debt / EBITDA | 29.59 | - | - | - | 31.36 | - | 31.76 | 33.93 | 37.56 | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.5x | - |
| Equity multiplier | 9.48 | 9.47 | 9.64 | 9.71 | 9.83 | 10.29 | 10.14 | 10.57 | 11.03 | 10.99 |
| Liabilities / Assets | 0.89 | 0.89 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 50.4x | - | 46.2x | 48.4x | 50.1x | - | 53.0x | 45.9x | 52.1x | - |
| P / B | 1.3x | - | 1.3x | 1.3x | 1.2x | - | 1.3x | 1.2x | 1.3x | - |
| P / S | 13.7x | - | 13.5x | 13.1x | 12.8x | - | 13.6x | 11.5x | 12.6x | - |
| EV / EBITDA | 52.9x | - | - | - | 47.7x | - | 47.0x | 44.8x | 67.9x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 13.1% | - | 8.9% | 4.6% | 6.0% | - | 3.8% | 2.2% | -8.2% | - |
| Revenue CAGR (3y) | 3.2% | - | 2.2% | 3.4% | 5.1% | - | 1.5% | 5.1% | 5.9% | - |
| Revenue CAGR (5y) | 7.3% | - | 6.9% | 6.8% | 3.8% | - | 3.9% | 4.0% | 3.7% | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 18.5% | - | 22.8% | 11.3% | 11.5% | - | 0.2% | 2.5% | -19.1% | - |
| Net income growth (YoY) | 19.7% | - | 23.4% | 13.1% | 12.8% | - | -3.1% | 0.6% | -22.5% | - |
| EPS growth (YoY) | 17.7% | - | 24.6% | 13.6% | 13.2% | - | -3.1% | 0.9% | -22.1% | - |
| EPS CAGR (3y) | 1.2% | - | 4.8% | 4.3% | 2.8% | - | 1.9% | 11.7% | -8.9% | - |
| EPS CAGR (5y) | 0.1% | - | 5.1% | -14.4% | 12.5% | - | 3.5% | 3.3% | 3.5% | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 12.8% | 11.3% | 5.9% | 9.4% | 9.9% | 6.5% | 12.6% | 6.7% | 4.7% | 11.6% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$27.80B totalRetail Banking Segment$14.86B · 53.5%
Corporate Institutional Banking Segment$11.23B · 40.4%
Asset Management Group Segment$1.71B · 6.2%
Product / service
$8.56B totalCash And Cash Management Fees$1.19B · 13.9%
Capital Markets Related$1.09B · 12.7%
Asset Management Fees$986.00M · 11.5%
Lending And Deposit Services$748.00M · 8.7%
Debit Card Fees$717.00M · 8.4%
Interchange Fees$696.00M · 8.1%
Deposit Account Fees$676.00M · 7.9%
Asset Management Fees And Brokerage Fees$611.00M · 7.1%
Brokerage Fees$611.00M · 7.1%
Credit Card Reward Costs$490.00M · 5.7%
Net Credit Card Fees$206.00M · 2.4%
Merchant Fees$147.00M · 1.7%
Commercial And Residential Mortgage Banking Fees$114.00M · 1.3%
Product And Service Other$83.00M · 1.0%
Cash And Cash Management Fees Other$81.00M · 0.9%
Lending And Deposit Services Other$72.00M · 0.8%
Treasury Management Fees$41.00M · 0.5%
Peer comparison
Same SIC group: National Commercial Banks
Comparing PNC FINANCIAL SERVICES GROUP against the 5 most active filers in the same SIC group.
Dividends
$6.80/share trailing 12 months · +6.2% YoY
| Ex-date | Per share |
|---|---|
| Apr 14, 2026 | $1.7000 |
| Jan 20, 2026 | $1.7000 |
| Oct 14, 2025 | $1.7000 |
| Jul 15, 2025 | $1.7000 |
| Apr 16, 2025 | $1.6000 |
| Jan 15, 2025 | $1.6000 |
| Oct 16, 2024 | $1.6000 |
| Jul 15, 2024 | $1.6000 |
| Apr 12, 2024 | $1.5500 |
| Jan 12, 2024 | $1.5500 |
| Oct 16, 2023 | $1.5500 |
| Jul 14, 2023 | $1.5500 |
| Apr 17, 2023 | $1.5000 |
| Jan 13, 2023 | $1.5000 |
| Oct 14, 2022 | $1.5000 |
| Jul 12, 2022 | $1.5000 |
| Apr 12, 2022 | $1.5000 |
| Jan 14, 2022 | $1.2500 |
| Oct 14, 2021 | $1.2500 |
| Jul 15, 2021 | $1.2500 |
| Apr 15, 2021 | $1.1500 |
| Jan 15, 2021 | $1.1500 |
| Oct 15, 2020 | $1.1500 |
| Jul 16, 2020 | $1.1500 |