PNBK · Patriot National Bancorp Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $214.0K | - | - | - | $250.0K | - | - | - | $284.0K | - |
| Operating Income | ($1.74M) | - | ($2.66M) | ($5.05M) | ($2.78M) | - | ($2.31M) | ($4.00M) | ($233.0K) | - |
| Interest Expense | - | - | - | - | - | - | - | $8.19M | $8.60M | - |
| Income Tax | $13.0K | - | ($5.0K) | ($49.0K) | $1.0K | - | $24.65M | ($924.0K) | $66.0K | - |
| Net Income | ($1.75M) | - | ($2.66M) | ($5.00M) | ($2.78M) | - | ($26.95M) | ($3.08M) | ($299.0K) | - |
| EPS - Basic | ($0.02) | - | ($0.03) | ($0.06) | ($0.21) | - | ($6.78) | ($0.77) | ($0.08) | - |
| EPS - Diluted | ($0.02) | - | ($0.03) | ($0.06) | ($0.21) | - | ($6.78) | ($0.77) | ($0.08) | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $109.19M | $207.13M | $201.53M | $202.97M | $136.20M | $162.61M | $72.77M | $93.65M | $92.78M | $66.54M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.18B | $1.09B | $950.75M | $929.95M | $956.61M | $1.01B | $974.08M | $1.04B | $1.07B | $1.09B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | $16.45M | - | - | - | $33.07M | - | - | - | $201.10M |
| Total Liabilities | $1.09B | $993.16M | $855.73M | $863.75M | $899.47M | $1.01B | $957.70M | $998.49M | $1.03B | $1.05B |
| Stockholders' Equity | $90.21M | $94.68M | $95.02M | $66.20M | $57.15M | $4.26M | $16.39M | $40.53M | $43.64M | $44.38M |
| Retained Earnings | ($101.37M) | ($99.62M) | ($97.34M) | ($94.69M) | ($89.69M) | ($86.91M) | ($77.36M) | ($50.41M) | ($47.33M) | ($47.03M) |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($2.91M) | - | - | - | ($5.81M) | - | - | - | $1.80M | - |
| Investing Cash Flow | ($186.17M) | - | - | - | $34.26M | - | - | - | $43.47M | - |
| Financing Cash Flow | $91.14M | - | - | - | ($54.86M) | - | - | - | ($19.03M) | - |
| CapEx | $545.0K | - | - | - | $70.0K | - | - | - | $41.0K | - |
| Free Cash Flow | ($3.46M) | - | - | - | ($5.88M) | - | - | - | $1.76M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.97 | - | - | - | 2.12 | - | - | - | -5.88 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | - | - | - | - | - | - | - | - | - | - |
| Return on assets | -0.1% | - | -0.3% | -0.5% | -0.3% | - | -2.8% | -0.3% | -0.0% | - |
| Return on equity | -1.9% | - | -2.8% | -7.6% | -4.9% | - | -164.5% | -7.6% | -0.7% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | 0.17 | - | - | - | 7.75 | - | - | - | 4.53 |
| Debt / Assets | - | 0.02 | - | - | - | 0.03 | - | - | - | 0.18 |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | -0.5x | -0.0x | - |
| Equity multiplier | 13.05 | 11.49 | 10.01 | 14.05 | 16.74 | 237.35 | 59.45 | 25.64 | 24.59 | 24.64 |
| Liabilities / Assets | 0.92 | 0.91 | 0.90 | 0.93 | 0.94 | 1.00 | 0.98 | 0.96 | 0.96 | 0.96 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | 1.6x | - | 1.4x | 1.8x | 0.3x | - | 0.5x | 0.2x | 0.3x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | -1526.8x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 37.2% | - | -15.3% | -26.1% | -1091.4% | - | 54.8% | -432.6% | -223.6% | - |
| Net income growth (YoY) | 36.8% | - | 90.1% | -62.3% | -828.8% | - | -615.0% | -464.3% | -464.2% | - |
| EPS growth (YoY) | 90.5% | - | 99.6% | 92.2% | -162.5% | - | -613.7% | -450.0% | -700.0% | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 41.2% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | 32.8% | - |
| Book value growth (YoY) | 57.9% | 2119.9% | 479.9% | 63.4% | 31.0% | -90.4% | -59.0% | -22.7% | -20.1% | -25.5% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing PATRIOT NATIONAL BANCORP INC against the 5 most active filers in the same SIC group.
Dividends
$0.00/share trailing 12 months
| Ex-date | Per share |
|---|---|
| Dec 6, 2019 | $0.0100 |
| Aug 30, 2019 | $0.0100 |
| Jun 3, 2019 | $0.0100 |
| Mar 8, 2019 | $0.0100 |
| Nov 23, 2018 | $0.0100 |
| Aug 16, 2018 | $0.0100 |
| May 16, 2018 | $0.0100 |
| Feb 9, 2018 | $0.0100 |
| Nov 8, 2017 | $0.0100 |
| Jul 20, 2017 | $0.0100 |
| Jan 2, 2009 | $0.4500 |
| Oct 3, 2008 | $0.4500 |
| Jun 27, 2008 | $0.4500 |
| Apr 1, 2008 | $0.4500 |
| Dec 28, 2007 | $0.4500 |
| Sep 28, 2007 | $0.4500 |
| Jun 29, 2007 | $0.4500 |
| Mar 30, 2007 | $0.4500 |
| Dec 28, 2006 | $0.4500 |
| Oct 18, 2006 | $0.4500 |
| Jun 30, 2006 | $0.4500 |
| Mar 31, 2006 | $0.4000 |
| Dec 29, 2005 | $0.4000 |
| Sep 30, 2005 | $0.4000 |