PLBC · Plumas Bancorp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $13.18M | - | $6.92M | $8.67M | $10.04M | - | $10.68M | $9.29M | $8.38M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $2.57M | - |
| Income Tax | $3.42M | - | $1.77M | $2.35M | $2.86M | - | $2.85M | $2.50M | $2.13M | - |
| Net Income | $9.76M | - | $5.15M | $6.32M | $7.18M | - | $7.83M | $6.79M | $6.25M | - |
| EPS - Basic | $1.40 | - | $0.74 | $1.07 | $1.21 | - | $1.33 | $1.15 | $1.06 | - |
| EPS - Diluted | $1.38 | - | $0.73 | $1.05 | $1.20 | - | $1.31 | $1.14 | $1.05 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $62.88M | $80.62M | $87.28M | $79.27M | $87.33M | $82.02M | $117.96M | $109.85M | $128.23M | $85.66M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $2.20B | $2.24B | $2.23B | $1.63B | $1.63B | $1.62B | $1.66B | $1.64B | $1.64B | $1.61B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.93B | $1.98B | $1.98B | $1.44B | $1.45B | $1.45B | $1.48B | $1.48B | $1.48B | $1.46B |
| Stockholders' Equity | $265.39M | $261.08M | $245.95M | $193.08M | $187.60M | $177.90M | $181.94M | $165.16M | $161.49M | $147.32M |
| Retained Earnings | $203.36M | $195.90M | $187.01M | $183.95M | $179.41M | $174.00M | $167.85M | $161.61M | $156.41M | $151.75M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $9.41M | - | - | - | $7.50M | - | - | - | $9.16M | - |
| Investing Cash Flow | $14.08M | - | - | - | $629.0K | - | - | - | $42.33M | - |
| Financing Cash Flow | ($41.22M) | - | - | - | ($2.82M) | - | - | - | ($8.92M) | - |
| CapEx | $137.0K | - | - | - | $173.0K | - | - | - | $191.0K | - |
| Free Cash Flow | $9.27M | - | - | - | $7.33M | - | - | - | $8.97M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.95 | - | - | - | 1.02 | - | - | - | 1.43 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 25.9% | - | 25.6% | 27.1% | 28.5% | - | 26.7% | 26.9% | 25.4% | - |
| Return on assets | 0.4% | - | 0.2% | 0.4% | 0.4% | - | 0.5% | 0.4% | 0.4% | - |
| Return on equity | 3.7% | - | 2.1% | 3.3% | 3.8% | - | 4.3% | 4.1% | 3.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 3.3x | - |
| Equity multiplier | 8.29 | 8.57 | 9.06 | 8.43 | 8.71 | 9.12 | 9.15 | 9.94 | 10.16 | 10.93 |
| Liabilities / Assets | 0.88 | 0.88 | 0.89 | 0.88 | 0.89 | 0.89 | 0.89 | 0.90 | 0.90 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 35.4x | - | 59.1x | 42.3x | 36.1x | - | 31.1x | 31.6x | 35.0x | - |
| P / B | 1.3x | - | 1.2x | 1.4x | 1.4x | - | 1.3x | 1.3x | 1.4x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 31.3% | - | -35.3% | -6.6% | 19.8% | - | -1.2% | 3.9% | -18.8% | - |
| Net income growth (YoY) | 36.0% | - | -34.3% | -6.9% | 14.8% | - | -1.8% | 1.9% | -18.0% | - |
| EPS growth (YoY) | 15.0% | - | -44.3% | -7.9% | 14.3% | - | -2.2% | 1.8% | -18.0% | - |
| EPS CAGR (3y) | 2.5% | - | -16.0% | 3.0% | 7.4% | - | 5.4% | 10.3% | 7.3% | - |
| EPS CAGR (5y) | 10.2% | - | 0.6% | 11.5% | 13.8% | - | 11.2% | 9.3% | 7.5% | - |
| FCF growth (YoY) | 26.5% | - | - | - | -18.3% | - | - | - | -35.4% | - |
| FCF CAGR (5y) | 1.7% | - | - | - | 1.7% | - | - | - | 6.0% | - |
| Book value growth (YoY) | 41.5% | 46.8% | 35.2% | 16.9% | 16.2% | 20.8% | 51.7% | 28.5% | 25.4% | 23.8% |
Peer comparison
Same SIC group: Short-Term Business Credit Institutions
Comparing PLUMAS BANCORP against the 5 most active filers in the same SIC group.
Dividends
$1.26/share trailing 12 months · +10.5% YoY
| Ex-date | Per share |
|---|---|
| May 1, 2026 | $0.3300 |
| Feb 4, 2026 | $0.3300 |
| Nov 3, 2025 | $0.3000 |
| Aug 1, 2025 | $0.3000 |
| May 1, 2025 | $0.3000 |
| Feb 3, 2025 | $0.3000 |
| Nov 1, 2024 | $0.2700 |
| Aug 1, 2024 | $0.2700 |
| Apr 30, 2024 | $0.2700 |
| Jan 31, 2024 | $0.2700 |
| Oct 31, 2023 | $0.2500 |
| Jul 31, 2023 | $0.2500 |
| Apr 28, 2023 | $0.2500 |
| Jan 31, 2023 | $0.2500 |
| Oct 31, 2022 | $0.1600 |
| Jul 29, 2022 | $0.1600 |
| Apr 29, 2022 | $0.1600 |
| Jan 28, 2022 | $0.1600 |
| Oct 29, 2021 | $0.1400 |
| Jul 30, 2021 | $0.1400 |
| Apr 29, 2021 | $0.1400 |
| Jan 29, 2021 | $0.1400 |
| Oct 30, 2020 | $0.1200 |
| Jul 30, 2020 | $0.1200 |