PCSB · Pcsb Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | $1.30M | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $2.97M | $2.97M | $2.96M | $1.18M | $1.43M | $1.26M |
| Operating Income | $18.83M | $15.76M | $12.05M | $11.00M | $11.63M | $4.06M |
| Interest Expense | $6.24M | $9.92M | $15.23M | $10.74M | $6.32M | $4.81M |
| Income Tax | $3.95M | $3.33M | $2.69M | $2.69M | $5.02M | $1.13M |
| Net Income | $14.88M | $12.42M | $9.36M | $8.32M | $6.60M | $2.93M |
| EPS - Basic | $1.05 | $0.84 | $0.60 | $0.50 | $0.39 | - |
| EPS - Diluted | $1.04 | $0.84 | $0.60 | $0.50 | $0.39 | - |
Balance Sheet
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $118.46M | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $1.99B | $1.87B | $1.79B | $1.64B | $1.48B | $1.43B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $1.71B | $1.60B | $1.52B | $1.36B | $1.19B | $1.15B |
| Stockholders' Equity | $277.16M | $274.56M | $273.71M | $281.31M | $287.56M | $111.64M |
| Retained Earnings | $162.26M | $150.99M | $141.29M | $134.50M | $128.37M | $121.15M |
Cash Flow
| Line item | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $20.81M | $15.09M | $18.08M | $12.99M | $5.95M | $5.95M |
| Investing Cash Flow | ($167.40M) | ($51.16M) | ($64.20M) | ($155.91M) | ($101.37M) | ($101.37M) |
| Financing Cash Flow | $105.74M | $59.07M | $122.39M | $140.80M | $59.24M | $59.24M |
| CapEx | - | $2.68M | $700.0K | $1.12M | $753.0K | $3.90M |
| Free Cash Flow | - | $12.41M | $17.38M | $11.87M | $5.19M | $2.04M |
Ratios
| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | 846.5% | - | - |
| EBITDA margin | - | - | - | 937.1% | - | - |
| Net margin | - | - | - | 639.8% | - | - |
| Free cash flow margin | - | - | - | 913.2% | - | - |
| FCF / Net income | - | 1.00 | 1.86 | 1.43 | 0.79 | 0.70 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 21.0% | 21.2% | 22.3% | 24.4% | 43.2% | 27.9% |
| Return on assets | 0.7% | 0.7% | 0.5% | 0.5% | 0.4% | 0.2% |
| Return on equity | 5.4% | 4.5% | 3.4% | 3.0% | 2.3% | 2.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | 3.0x | 1.6x | 0.8x | 1.0x | 1.8x | 0.8x |
| Equity multiplier | 7.18 | 6.83 | 6.55 | 5.82 | 5.15 | 12.78 |
| Liabilities / Assets | 0.86 | 0.85 | 0.85 | 0.83 | 0.81 | 0.80 |
| Efficiency | ||||||
| Asset turnover | - | - | - | 0.00 | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 19.5% | 30.8% | 9.5% | -5.4% | 186.4% | - |
| Net income growth (YoY) | 19.8% | 32.7% | 12.5% | 26.0% | 125.7% | - |
| EPS growth (YoY) | 23.8% | 40.0% | 20.0% | 28.2% | - | - |
| EPS CAGR (3y) | 27.7% | 29.1% | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - |
| FCF growth (YoY) | - | -28.6% | 46.4% | 128.6% | 154.1% | - |
| FCF CAGR (5y) | - | - | - | - | - | - |
| Book value growth (YoY) | 0.9% | 0.3% | -2.7% | -2.2% | 157.6% | - |
Stability scores
Piotroski F-score
FY 2022 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: Savings Institutions, Not Federally Chartered
Comparing PCSB Financial Corp against the 5 most active filers in the same SIC group.