PB · Prosperity Bancshares Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| R&D | $8.07M | $7.54M | $7.40M | $6.11M | $5.24M | $5.32M |
| SG&A | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - |
| D&A | $19.70M | $19.10M | $18.30M | $18.00M | $18.10M | $18.20M |
| Operating Income | $693.58M | $612.66M | $534.46M | $666.17M | $659.65M | $645.03M |
| Interest Expense | - | - | $488.11M | $89.60M | $53.62M | $113.18M |
| Income Tax | $150.74M | $133.28M | $115.14M | $141.66M | $140.36M | $116.13M |
| Net Income | $542.84M | $479.39M | $419.32M | $524.52M | $519.30M | $528.90M |
| EPS - Basic | $5.72 | $5.05 | $4.51 | $5.73 | $5.60 | $5.68 |
| EPS - Diluted | $5.72 | $5.05 | $4.51 | $5.73 | $5.60 | $5.68 |
Balance Sheet
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - |
| Total Assets | $38.46B | $39.57B | $38.55B | $37.69B | $37.83B | $34.06B |
| Current Liabilities | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - |
| Total Liabilities | $30.85B | $32.13B | $31.47B | $30.99B | $31.41B | $27.93B |
| Stockholders' Equity | $7.62B | $7.44B | $7.08B | $6.70B | $6.43B | $6.13B |
| Retained Earnings | $3.87B | $3.55B | $3.28B | $3.07B | $2.74B | $2.40B |
Cash Flow
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $549.51M | $472.69M | $646.36M | $506.53M | $694.73M | $582.32M |
| Investing Cash Flow | $773.91M | $1.98B | $1.09B | ($1.96B) | ($2.72B) | ($1.27B) |
| Financing Cash Flow | ($1.55B) | ($940.22M) | ($1.71B) | ($666.75M) | $3.23B | $1.46B |
| CapEx | $32.53M | $21.14M | $34.15M | $42.42M | $19.02M | $22.14M |
| Free Cash Flow | $516.98M | $451.55M | $612.20M | $464.11M | $675.71M | $560.18M |
Ratios
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - |
| FCF / Net income | 0.95 | 0.94 | 1.46 | 0.88 | 1.30 | 1.06 |
| R&D / Revenue | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - |
| Effective tax rate | 21.7% | 21.8% | 21.5% | 21.3% | 21.3% | 18.0% |
| Return on assets | 1.4% | 1.2% | 1.1% | 1.4% | 1.4% | 1.6% |
| Return on equity | 7.1% | 6.4% | 5.9% | 7.8% | 8.1% | 8.6% |
| Return on invested capital | - | - | - | - | - | - |
| Liquidity | ||||||
| Current ratio | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - |
| Leverage | ||||||
| Debt / Equity | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - |
| Interest coverage | - | - | 1.1x | 7.4x | 12.3x | 5.7x |
| Equity multiplier | 5.05 | 5.32 | 5.45 | 5.63 | 5.89 | 5.56 |
| Liabilities / Assets | 0.80 | 0.81 | 0.82 | 0.82 | 0.83 | 0.82 |
| Efficiency | ||||||
| Asset turnover | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - |
| Valuation | ||||||
| P / E | 12.1x | 14.9x | 15.0x | 12.7x | 12.9x | 12.2x |
| P / B | 0.9x | 1.0x | 0.9x | 1.0x | 1.0x | 1.1x |
| P / S | - | - | - | - | - | - |
| EV / EBITDA | 9.2x | 11.3x | 11.4x | 9.7x | 9.9x | 9.7x |
| Growth | ||||||
| Revenue growth (YoY) | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - |
| Operating income growth (YoY) | 13.2% | 14.6% | -19.8% | 1.0% | 2.3% | 53.9% |
| Net income growth (YoY) | 13.2% | 14.3% | -20.1% | 1.0% | -1.8% | 59.0% |
| EPS growth (YoY) | 13.3% | 12.0% | -21.3% | 2.3% | -1.4% | 25.7% |
| EPS CAGR (3y) | -0.1% | -3.4% | -7.4% | 8.2% | 6.7% | 13.2% |
| EPS CAGR (5y) | 0.1% | 2.2% | -0.4% | 7.9% | 7.3% | 6.8% |
| FCF growth (YoY) | 14.5% | -26.2% | 31.9% | -31.3% | 20.6% | 45.7% |
| FCF CAGR (5y) | -1.6% | 3.3% | 13.9% | 4.1% | 15.5% | 13.2% |
| Book value growth (YoY) | 2.4% | 5.1% | 5.7% | 4.2% | 4.8% | 2.7% |
Stability scores
Piotroski F-score
FY 2025 · 9-point quality
5/9
Neutral
- ✓Net income positive
- ✓Operating cash flow positive
- ✓ROA improved YoY
- ✓Cash flow > net income
- -Long-term debt decreased
- -Current ratio improved
- ✓No share dilution
- -Gross margin improved
- -Asset turnover improved
Peer comparison
Same SIC group: State Commercial Banks
Comparing PROSPERITY BANCSHARES INC against the 5 most active filers in the same SIC group.
Dividends
$2.36/share trailing 12 months · +3.5% YoY
| Ex-date | Per share |
|---|---|
| Mar 13, 2026 | $0.6000 |
| Dec 15, 2025 | $0.6000 |
| Sep 15, 2025 | $0.5800 |
| Jun 13, 2025 | $0.5800 |
| Mar 14, 2025 | $0.5800 |
| Dec 13, 2024 | $0.5800 |
| Sep 13, 2024 | $0.5600 |
| Jun 14, 2024 | $0.5600 |
| Mar 14, 2024 | $0.5600 |
| Dec 14, 2023 | $0.5600 |
| Sep 14, 2023 | $0.5500 |
| Jun 14, 2023 | $0.5500 |
| Mar 14, 2023 | $0.5500 |
| Dec 14, 2022 | $0.5500 |
| Sep 14, 2022 | $0.5200 |
| Jun 14, 2022 | $0.5200 |
| Mar 14, 2022 | $0.5200 |
| Dec 14, 2021 | $0.5200 |
| Sep 14, 2021 | $0.4900 |
| Jun 14, 2021 | $0.4900 |
| Mar 12, 2021 | $0.4900 |
| Dec 14, 2020 | $0.4900 |
| Sep 14, 2020 | $0.4600 |
| Jun 12, 2020 | $0.4600 |