PAYD · Paid Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.33M | - | $5.51M | $5.43M | $4.38M | - | $4.45M | $4.60M | $4.16M | - |
| Cost of Revenue | $4.27M | - | $4.23M | $4.23M | $3.36M | - | $3.36M | $3.50M | $3.14M | - |
| Gross Profit | $1.06M | - | $1.28M | $1.20M | $1.02M | - | $1.08M | $1.11M | $1.02M | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $370.9K | - | $385.5K | $432.6K | $525.1K | - | $512.9K | $482.6K | $371.5K | - |
| Total Operating Expenses | $1.18M | - | $1.25M | $1.61M | $1.18M | - | $1.23M | $1.18M | $1.06M | - |
| D&A | $74.1K | - | - | - | $70.3K | - | - | - | $77.8K | - |
| Operating Income | ($117.7K) | - | $25.2K | ($407.3K) | ($159.1K) | - | ($149.8K) | ($75.5K) | ($37.8K) | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - |
| Income Tax | $456 | - | $6.4K | $456 | $0 | - | $1.1K | $2.7K | $5.6K | - |
| Net Income | ($41.5K) | - | $32.2K | ($397.3K) | ($148.8K) | - | ($133.7K) | $770.5K | $299.6K | - |
| EPS - Basic | $0.00 | - | $0.00 | ($0.05) | ($0.02) | - | ($0.02) | $0.10 | $0.04 | - |
| EPS - Diluted | $0.00 | - | $0.00 | ($0.05) | ($0.02) | - | ($0.02) | $0.10 | $0.04 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $951.7K | $1.11M | $1.15M | $1.07M | $751.1K | $1.28M | $1.09M | $1.50M | $1.27M | $2.05M |
| Accounts Receivable | $441.9K | $302.9K | $325.0K | $310.3K | $287.0K | $193.9K | $210.0K | $253.8K | $290.9K | $205.6K |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $1.40M | $1.39M | $1.36M | $1.65M | $1.44M | $1.69M | $1.22M | $1.30M | $1.30M | $1.48M |
| Current Assets | $1.76M | $1.78M | $1.86M | $1.69M | $1.38M | $1.91M | $5.82M | $6.23M | $5.03M | $4.85M |
| Total Assets | $8.39M | $8.28M | $8.33M | $8.19M | $7.85M | $8.44M | $8.38M | $8.44M | $7.35M | $7.29M |
| Current Liabilities | $2.11M | $2.09M | $2.30M | $2.27M | $2.14M | $2.54M | $2.02M | $2.07M | $1.72M | $1.93M |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.74M | $2.74M | $3.18M | $3.18M | $3.01M | $3.41M | $3.00M | $2.94M | $2.60M | $2.83M |
| Stockholders' Equity | $5.65M | $5.54M | $5.14M | $5.01M | $4.83M | $5.03M | $5.38M | $5.50M | $4.75M | $4.46M |
| Retained Earnings | ($69.28M) | ($69.24M) | ($69.39M) | ($69.42M) | ($69.02M) | ($68.87M) | ($68.38M) | ($68.25M) | ($69.02M) | ($69.32M) |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($130.9K) | - | - | - | ($477.6K) | - | - | - | ($225.4K) | - |
| Investing Cash Flow | ($1.9K) | - | - | - | $0 | - | - | - | ($506.6K) | - |
| Financing Cash Flow | $0 | - | - | - | $2.2K | - | - | - | ($4.0K) | - |
| CapEx | $1.9K | - | - | - | $0 | - | - | - | $6.6K | - |
| Free Cash Flow | ($132.8K) | - | - | - | ($477.6K) | - | - | - | ($232.1K) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 19.9% | - | 23.2% | 22.1% | 23.3% | - | 24.4% | 24.1% | 24.5% | - |
| Operating margin | -2.2% | - | 0.5% | -7.5% | -3.6% | - | -3.4% | -1.6% | -0.9% | - |
| EBITDA margin | -0.8% | - | - | - | -2.0% | - | - | - | 1.0% | - |
| Net margin | -0.8% | - | 0.6% | -7.3% | -3.4% | - | -3.0% | 16.7% | 7.2% | - |
| Free cash flow margin | -2.5% | - | - | - | -10.9% | - | - | - | -5.6% | - |
| FCF / Net income | 3.20 | - | - | - | 3.21 | - | - | - | -0.77 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 7.0% | - | 7.0% | 8.0% | 12.0% | - | 11.5% | 10.5% | 8.9% | - |
| Effective tax rate | - | - | 16.6% | - | - | - | - | 0.3% | 1.8% | - |
| Return on assets | -0.5% | - | 0.4% | -4.8% | -1.9% | - | -1.6% | 9.1% | 4.1% | - |
| Return on equity | -0.7% | - | 0.6% | -7.9% | -3.1% | - | -2.5% | 14.0% | 6.3% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | 0.83 | 0.85 | 0.81 | 0.75 | 0.64 | 0.75 | 2.88 | 3.01 | 2.93 | 2.51 |
| Quick ratio | 0.83 | 0.85 | 0.81 | 0.75 | 0.64 | 0.75 | 2.88 | 3.01 | 2.93 | 2.51 |
| Cash ratio | 0.45 | 0.53 | 0.50 | 0.47 | 0.35 | 0.51 | 0.54 | 0.73 | 0.74 | 1.06 |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | - | - |
| Equity multiplier | 1.49 | 1.49 | 1.62 | 1.64 | 1.62 | 1.68 | 1.56 | 1.53 | 1.55 | 1.64 |
| Liabilities / Assets | 0.33 | 0.33 | 0.38 | 0.39 | 0.38 | 0.40 | 0.36 | 0.35 | 0.35 | 0.39 |
| Efficiency | ||||||||||
| Asset turnover | 0.63 | - | 0.66 | 0.66 | 0.56 | - | 0.53 | 0.55 | 0.57 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | 30d | - | 22d | 21d | 24d | - | 17d | 20d | 26d | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | 120d | - | 117d | 143d | 157d | - | 133d | 136d | 151d | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | - | - | - | - | - | - | - | - | - | - |
| P / B | - | - | - | - | - | - | - | - | - | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 21.7% | - | 23.9% | 17.9% | 5.2% | - | 8.2% | 11.4% | 9.3% | - |
| Revenue CAGR (3y) | 11.9% | - | 9.9% | 10.6% | 7.6% | - | 8.5% | 4.7% | 5.8% | - |
| Revenue CAGR (5y) | 8.7% | - | 10.1% | 11.0% | 10.4% | - | 10.3% | 11.1% | 12.7% | - |
| Gross profit growth (YoY) | 4.0% | - | 17.9% | 8.5% | 0.2% | - | 14.8% | 17.2% | 19.4% | - |
| Operating income growth (YoY) | 26.0% | - | - | -439.3% | -320.7% | - | -128.3% | -12.1% | 91.0% | - |
| Net income growth (YoY) | 72.1% | - | - | - | - | - | -198.5% | 1247.6% | - | - |
| EPS growth (YoY) | - | - | - | - | - | - | - | 900.0% | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| EPS CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| FCF growth (YoY) | 72.2% | - | - | - | -105.8% | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 16.9% | 10.3% | -4.3% | -8.9% | 1.8% | 12.7% | 48.2% | 50.5% | 36.9% | 32.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Product / service
$20.71M totalShipping Calculator Services$20.68M · 99.9%
Merchant Processing Services$26.5K · 0.1%
Service$3.9K · 0.0%
Peer comparison
Same SIC group: Services-Business Services, NEC
Comparing PAID INC against the 5 most active filers in the same SIC group.