ONB · Old National Bancorp /In/ - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $12.23M | - | - | - | $9.55M | - | - | - | $9.68M | - |
| Operating Income | $295.27M | - | $232.60M | $155.71M | $181.56M | - | $185.08M | $156.48M | $152.77M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $239.52M | - |
| Income Tax | $61.60M | - | $50.03M | $30.30M | $36.90M | - | $41.28M | $35.25M | $32.49M | - |
| Net Income | $233.67M | - | $182.57M | $125.41M | $144.66M | - | $143.80M | $121.23M | $120.28M | - |
| EPS - Basic | $0.60 | - | $0.46 | $0.34 | $0.45 | - | $0.44 | $0.37 | $0.40 | - |
| EPS - Diluted | $0.59 | - | $0.46 | $0.34 | $0.44 | - | $0.44 | $0.37 | $0.40 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.75B | $1.83B | $1.68B | $1.81B | $1.24B | $1.23B | $1.19B | $1.23B | $939.50M | $1.18B |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $73.00B | $72.15B | $71.21B | $70.98B | $53.88B | $53.55B | $53.60B | $53.12B | $49.53B | $49.09B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $64.49B | $63.66B | $62.90B | $62.85B | $47.34B | $47.21B | $47.23B | $47.04B | $43.94B | $43.53B |
| Stockholders' Equity | $8.51B | $8.49B | $8.31B | $8.13B | $6.53B | $6.34B | $6.37B | $6.08B | $5.60B | $5.56B |
| Retained Earnings | $2.58B | $2.41B | $2.25B | $2.13B | $2.06B | $1.97B | $1.86B | $1.77B | $1.69B | $1.62B |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $206.14M | - | - | - | $108.21M | - | - | - | $104.23M | - |
| Investing Cash Flow | ($1.08B) | - | - | - | ($270.55M) | - | - | - | ($766.14M) | - |
| Financing Cash Flow | $804.64M | - | - | - | $174.16M | - | - | - | $426.35M | - |
| CapEx | $12.88M | - | - | - | $5.80M | - | - | - | $8.48M | - |
| Free Cash Flow | $193.26M | - | - | - | $102.41M | - | - | - | $95.75M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.83 | - | - | - | 0.71 | - | - | - | 0.80 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 20.9% | - | 21.5% | 19.5% | 20.3% | - | 22.3% | 22.5% | 21.3% | - |
| Return on assets | 0.3% | - | 0.3% | 0.2% | 0.3% | - | 0.3% | 0.2% | 0.2% | - |
| Return on equity | 2.7% | - | 2.2% | 1.5% | 2.2% | - | 2.3% | 2.0% | 2.1% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.6x | - |
| Equity multiplier | 8.58 | 8.49 | 8.57 | 8.73 | 8.24 | 8.45 | 8.42 | 8.74 | 8.85 | 8.82 |
| Liabilities / Assets | 0.88 | 0.88 | 0.88 | 0.89 | 0.88 | 0.88 | 0.88 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 37.5x | - | 47.7x | 62.8x | 48.2x | - | 42.4x | 46.5x | 43.5x | - |
| P / B | 1.0x | - | 1.0x | 0.9x | 1.0x | - | 0.9x | 0.9x | 0.9x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 22.2x | - | - | - | 29.1x | - | - | - | 25.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 62.6% | - | 25.7% | -0.5% | 18.8% | - | -3.7% | -22.7% | -18.7% | - |
| Net income growth (YoY) | 61.5% | - | 27.0% | 3.4% | 20.3% | - | -2.8% | -21.8% | -18.0% | - |
| EPS growth (YoY) | 34.1% | - | 4.5% | -8.1% | 10.0% | - | -10.2% | -28.8% | -18.4% | - |
| EPS CAGR (3y) | 6.4% | - | -0.7% | -3.6% | - | - | 0.8% | -0.9% | -8.4% | - |
| EPS CAGR (5y) | 2.6% | - | -0.4% | 1.2% | 27.6% | - | 1.4% | 0.5% | 4.6% | - |
| FCF growth (YoY) | 88.7% | - | - | - | 7.0% | - | - | - | 121.5% | - |
| FCF CAGR (5y) | 22.4% | - | - | - | - | - | - | - | 19.2% | - |
| Book value growth (YoY) | 30.2% | 34.0% | 30.5% | 33.8% | 16.8% | 14.0% | 21.5% | 14.8% | 6.0% | 8.5% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2021-12-31.
Product / service
$125.62M totalWealth Management Services$40.41M · 32.2%
Deposit Account$34.69M · 27.6%
Investment Advisory Management And Administrative Service$24.64M · 19.6%
Debit Card And ATMFees$20.74M · 16.5%
Merchant Processing Services$3.73M · 3.0%
Safe Deposit Box Services$999.0K · 0.8%
Gain Loss On Other Real Estate Owned$298.0K · 0.2%
Insurance Premiums And Commissions$114.0K · 0.1%
Peer comparison
Same SIC group: National Commercial Banks
Comparing OLD NATIONAL BANCORP /IN/ against the 5 most active filers in the same SIC group.
Dividends
$0.43/share trailing 12 months · -24.1% YoY
| Ex-date | Per share |
|---|---|
| Mar 5, 2026 | $0.1450 |
| Dec 5, 2025 | $0.1400 |
| Sep 5, 2025 | $0.1400 |
| Jun 5, 2025 | $0.1400 |
| Mar 5, 2025 | $0.1400 |
| Dec 5, 2024 | $0.1400 |
| Sep 5, 2024 | $0.1400 |
| Jun 5, 2024 | $0.1400 |
| Mar 4, 2024 | $0.1400 |
| Nov 30, 2023 | $0.1400 |
| Aug 31, 2023 | $0.1400 |
| May 31, 2023 | $0.1400 |
| Feb 28, 2023 | $0.1400 |
| Nov 30, 2022 | $0.1400 |
| Aug 31, 2022 | $0.1400 |
| May 31, 2022 | $0.1400 |
| Mar 3, 2022 | $0.1400 |
| Dec 3, 2021 | $0.1400 |
| Aug 31, 2021 | $0.1400 |
| May 28, 2021 | $0.1400 |
| Feb 26, 2021 | $0.1400 |
| Nov 30, 2020 | $0.1400 |
| Aug 31, 2020 | $0.1400 |
| May 29, 2020 | $0.1400 |