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CoverageForm 410-K10-Q8-K13D13G13F

NYSE:NYCB · New York Community Bancorp Inc - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
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AnnualQuarterly

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A$79.00M-$153.00M$133.00M-$188.00M$183.00M$236.00M-$31.00M
Total Operating Expenses$496.00M-$479.00M$472.00M-$661.00M$638.00M$621.00M-$132.00M
D&A$35.00M-$10.00M$12.00M---$11.00M--
Operating Income($121.00M)-($41.00M)($81.00M)-($335.00M)($424.00M)($381.00M)-$268.00M
Interest Expense-------$889.00M-$630.00M
Income Tax($21.00M)-($5.00M)($11.00M)-($55.00M)($101.00M)($54.00M)-$61.00M
Net Income$21.00M-($36.00M)($70.00M)-($280.00M)($323.00M)($327.00M)-$207.00M
EPS - Basic($0.26)-($0.11)($0.19)-($0.79)($1.14)($0.45)-$0.27
EPS - Diluted($0.26)-($0.11)($0.19)-($0.79)($1.14)($0.45)-$0.27

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23
Cash & Equivalents$12.65B$5.98B$8.48B$8.09B$15.43B$23.08B$18.99B$12.89B$11.47B$6.93B
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$87.13B$87.51B$91.67B$92.24B$100.16B$114.37B$119.06B$112.90B$114.06B$111.23B
Current Liabilities----------
Long-term Debt$7.68B$8.18B$13.18B$13.18B$14.43B$20.33B$28.89B$26.73B$21.27B$14.59B
Total Liabilities$79.01B$79.37B$83.56B$84.14B$91.99B$105.80B$110.40B$103.92B$105.69B$100.24B
Stockholders' Equity$8.12B$8.14B$8.11B$8.15B$8.17B$8.57B$8.40B$8.39B$8.37B$10.99B
Retained Earnings($980.00M)($988.00M)($1.01B)($957.00M)($763.00M)($562.00M)($270.00M)$73.00M$443.00M$3.28B

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23
Operating Cash Flow($590.00M)------($294.00M)--
Investing Cash Flow($425.00M)------$1.96B--
Financing Cash Flow($1.90B)------($247.00M)--
CapEx----------
Free Cash Flow----------

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income----------
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate---------22.8%
Return on assets0.0%--0.0%-0.1%--0.2%-0.3%-0.3%-0.2%
Return on equity0.3%--0.4%-0.9%--3.3%-3.8%-3.9%-1.9%
Return on invested capital-0.6%--0.2%-0.3%--0.9%-0.9%-0.9%-0.8%
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity0.951.011.631.621.772.373.443.192.541.33
Debt / Assets0.090.090.140.140.140.180.240.240.190.13
Debt / EBITDA----------
Interest coverage--------0.4x-0.4x
Equity multiplier10.7310.7511.3111.3112.2613.3414.1813.4613.6310.12
Liabilities / Assets0.910.910.910.910.920.930.930.920.930.90
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E----------
P / B----------
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)--87.8%80.9%-----30.7%
Net income growth (YoY)--87.1%78.3%-----36.2%
EPS growth (YoY)--86.1%83.3%------10.0%
EPS CAGR (3y)---------5.5%
EPS CAGR (5y)---------6.2%
FCF growth (YoY)----------
FCF CAGR (5y)----------
Book value growth (YoY)--0.3%-5.4%-2.9%-2.4%-22.0%-24.1%-22.2%-5.2%63.0%

Peer comparison

Same SIC group: Savings Institutions, Not Federally Chartered

CompanyRevenue (last FY)Net marginROE
FSBW--10.8%
HFWA$12.01M562.5%7.3%
BHLB$29.95M301.4%3.6%
TCBX--12.5%
FNWB---2.7%

Comparing NEW YORK COMMUNITY BANCORP INC against the 5 most active filers in the same SIC group.