NWBI · Northwest Bancshares, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $3.88M | - | $3.50M | $2.91M | $2.98M | - | $2.81M | $3.82M | $2.77M | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | - | - | - | - | - | - | - | - | - | - |
| Operating Income | $66.66M | - | $3.47M | $44.10M | $56.52M | - | $43.49M | $5.94M | $37.74M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $57.00M | - |
| Income Tax | $16.12M | - | $302.0K | $10.42M | $13.07M | - | $9.88M | $1.20M | $8.58M | - |
| Net Income | $50.54M | - | $3.17M | $33.67M | $43.46M | - | $33.62M | $4.75M | $29.16M | - |
| EPS - Basic | $0.35 | - | $0.02 | $0.26 | $0.34 | - | $0.26 | $0.04 | $0.23 | - |
| EPS - Diluted | $0.34 | - | $0.02 | $0.26 | $0.34 | - | $0.26 | $0.04 | $0.23 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $286.71M | $233.65M | $278.82M | $267.07M | $353.20M | $288.38M | $226.88M | $228.43M | $119.32M | $122.26M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $16.91B | $16.77B | $16.38B | $14.49B | $14.45B | $14.41B | $14.35B | $14.39B | $14.51B | $14.42B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $15.00B | $14.88B | $14.53B | $12.84B | $12.82B | $12.81B | $12.76B | $12.83B | $12.96B | $12.87B |
| Stockholders' Equity | $1.90B | $1.89B | $1.86B | $1.64B | $1.63B | $1.60B | $1.59B | $1.56B | $1.55B | $1.55B |
| Retained Earnings | $710.35M | $689.21M | $672.84M | $699.05M | $691.07M | $673.11M | $665.85M | $657.71M | $678.43M | $674.69M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $73.86M | - | - | - | $107.61M | - | - | - | $70.70M | - |
| Investing Cash Flow | ($169.44M) | - | - | - | ($45.94M) | - | - | - | ($143.59M) | - |
| Financing Cash Flow | $148.63M | - | - | - | $3.15M | - | - | - | $69.94M | - |
| CapEx | $4.31M | - | - | - | $5.47M | - | - | - | - | - |
| Free Cash Flow | $69.56M | - | - | - | $102.14M | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 1.38 | - | - | - | 2.35 | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 24.2% | - | 8.7% | 23.6% | 23.1% | - | 22.7% | 20.1% | 22.7% | - |
| Return on assets | 0.3% | - | 0.0% | 0.2% | 0.3% | - | 0.2% | 0.0% | 0.2% | - |
| Return on equity | 2.7% | - | 0.2% | 2.1% | 2.7% | - | 2.1% | 0.3% | 1.9% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.7x | - |
| Equity multiplier | 8.88 | 8.87 | 8.83 | 8.82 | 8.87 | 9.02 | 9.02 | 9.24 | 9.35 | 9.29 |
| Liabilities / Assets | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 37.3x | - | 619.5x | 49.2x | 35.4x | - | 51.5x | 288.8x | 50.7x | - |
| P / B | - | - | - | - | - | - | - | - | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 17.9% | - | -92.0% | 642.1% | 49.8% | - | -14.2% | -86.4% | -14.2% | - |
| Net income growth (YoY) | 16.3% | - | -90.6% | 609.4% | 49.0% | - | -14.3% | -85.6% | -13.4% | - |
| EPS growth (YoY) | 0.0% | - | -92.3% | 550.0% | 47.8% | - | -16.1% | -84.6% | -11.5% | - |
| EPS CAGR (3y) | 9.4% | - | -59.0% | 0.0% | 15.6% | - | -1.3% | -52.8% | -10.4% | - |
| EPS CAGR (5y) | 1.2% | - | -41.8% | - | 37.2% | - | -3.5% | -30.7% | -0.8% | - |
| FCF growth (YoY) | -31.9% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | 0.5% | - | - | - | 16.9% | - | - | - | - | - |
| Book value growth (YoY) | 16.9% | 18.4% | 16.6% | 5.5% | 4.9% | 2.9% | 6.2% | 3.0% | 2.6% | 4.0% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Business segments
$878.94M totalBanking Segment$878.94M · 100.0%
Peer comparison
Same SIC group: National Commercial Banks
Comparing Northwest Bancshares against the 5 most active filers in the same SIC group.
Dividends
$0.80/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| May 7, 2026 | $0.2000 |
| Feb 5, 2026 | $0.2000 |
| Nov 6, 2025 | $0.2000 |
| Aug 8, 2025 | $0.2000 |
| May 8, 2025 | $0.2000 |
| Feb 3, 2025 | $0.2000 |
| Nov 8, 2024 | $0.2000 |
| Aug 2, 2024 | $0.2000 |
| May 1, 2024 | $0.2000 |
| Feb 1, 2024 | $0.2000 |
| Nov 1, 2023 | $0.2000 |
| Aug 2, 2023 | $0.2000 |
| May 3, 2023 | $0.2000 |
| Feb 1, 2023 | $0.2000 |
| Nov 2, 2022 | $0.2000 |
| Aug 3, 2022 | $0.2000 |
| May 4, 2022 | $0.2000 |
| Feb 2, 2022 | $0.2000 |
| Nov 4, 2021 | $0.2000 |
| Aug 4, 2021 | $0.2000 |
| May 5, 2021 | $0.2000 |
| Feb 3, 2021 | $0.1900 |
| Nov 4, 2020 | $0.1900 |
| Aug 5, 2020 | $0.1900 |