NSP · Insperity, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · NSP

1Y 3Y 5Y Max

Annual Quarterly

Income Statement

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$6.81B	$6.58B	$6.49B	$5.94B	$4.97B	$4.29B
Cost of Revenue	-	-	-	-	-	-
Gross Profit	$900.00M	$1.05B	$1.04B	$1.01B	$820.10M	$806.85M
R&D	-	-	-	-	-	-
SG&A	$203.00M	$224.00M	$177.66M	$156.13M	$124.41M	$113.17M
Total Operating Expenses	$910.00M	$935.00M	$818.25M	$760.99M	$646.77M	$612.16M
D&A	$45.00M	$44.00M	$42.71M	$40.66M	$38.55M	$31.19M
Operating Income	($10.00M)	$117.00M	$218.55M	$250.24M	$173.33M	$194.69M
Interest Expense	$24.00M	$28.00M	$27.14M	$14.21M	$7.46M	$8.02M
Income Tax	$3.00M	$35.00M	$53.70M	$66.08M	$44.24M	$51.03M
Net Income	($7.00M)	$91.00M	$171.38M	$179.35M	$124.08M	$138.24M
EPS - Basic	($0.19)	$2.44	$4.53	$4.70	$3.22	$3.57
EPS - Diluted	($0.19)	$2.42	$4.47	$4.64	$3.18	$3.54

Balance Sheet

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Cash & Equivalents	$642.00M	$1.04B	$692.87M	$732.83M	$575.81M	$554.85M
Accounts Receivable	$6.00M	$9.00M	$15.77M	$13.93M	$10.52M	$6.56M
Inventory	-	-	-	-	-	-
Accounts Payable	$6.00M	$10.00M	$10.69M	$7.73M	$6.41M	$6.20M
Current Assets	$1.72B	$2.08B	$1.60B	$1.51B	$1.24B	$1.08B
Total Assets	$2.20B	$2.60B	$2.12B	$2.04B	$1.75B	$1.58B
Current Liabilities	$1.62B	$1.93B	$1.44B	$1.35B	$1.13B	$904.92M
Long-term Debt	$369.00M	$369.00M	$369.40M	$369.40M	$369.40M	$369.40M
Total Liabilities	-	-	-	-	-	-
Stockholders' Equity	$46.00M	$97.00M	$93.62M	$81.28M	($1.77M)	$44.13M
Retained Earnings	$638.00M	$738.00M	$738.55M	$655.19M	$553.59M	$575.03M

Cash Flow

Line item	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Operating Cash Flow	($278.00M)	$520.00M	$198.49M	$347.69M	$260.15M	$346.35M
Investing Cash Flow	($31.00M)	($38.00M)	($21.73M)	($32.12M)	($31.01M)	($98.62M)
Financing Cash Flow	($90.00M)	($173.00M)	($155.01M)	($141.15M)	($208.07M)	($53.58M)
CapEx	$31.00M	$38.00M	$40.12M	$30.33M	$32.91M	$98.16M
Free Cash Flow	($309.00M)	$482.00M	$158.37M	$317.36M	$227.25M	$248.19M

Ratios

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profitability
Gross margin	13.2%	16.0%	16.0%	17.0%	16.5%	18.8%
Operating margin	-0.1%	1.8%	3.4%	4.2%	3.5%	4.5%
EBITDA margin	0.5%	2.4%	4.0%	4.9%	4.3%	5.3%
Net margin	-0.1%	1.4%	2.6%	3.0%	2.5%	3.2%
Free cash flow margin	-4.5%	7.3%	2.4%	5.3%	4.6%	5.8%
FCF / Net income	44.14	5.30	0.92	1.77	1.83	1.80
R&D / Revenue	-	-	-	-	-	-
SG&A / Revenue	3.0%	3.4%	2.7%	2.6%	2.5%	2.6%
Effective tax rate	-	27.8%	23.9%	26.9%	26.3%	27.0%
Return on assets	-0.3%	3.5%	8.1%	8.8%	7.1%	8.7%
Return on equity	-15.2%	93.8%	183.1%	220.7%	-6994.4%	313.2%
Return on invested capital	-1.9%	18.1%	35.9%	40.6%	34.8%	34.4%
Liquidity
Current ratio	1.06	1.08	1.11	1.12	1.10	1.19
Quick ratio	1.06	1.08	1.11	1.12	1.10	1.19
Cash ratio	0.40	0.54	0.48	0.54	0.51	0.61
Leverage
Debt / Equity	8.02	3.80	3.95	4.55	-208.23	8.37
Debt / Assets	0.17	0.14	0.17	0.18	0.21	0.23
Debt / EBITDA	10.54	2.29	1.41	1.27	1.74	1.64
Interest coverage	-0.4x	4.2x	8.1x	17.6x	23.2x	24.3x
Equity multiplier	47.89	26.77	22.64	25.09	-988.21	35.90
Liabilities / Assets	-	-	-	-	-	-
Efficiency
Asset turnover	3.09	2.53	3.06	2.91	2.84	2.71
Inventory turnover	-	-	-	-	-	-
Days sales outstanding	0d	0d	1d	1d	1d	1d
Days inventory outstanding	-	-	-	-	-	-
Days payable outstanding	-	-	-	-	-	-
Cash conversion cycle	-	-	-	-	-	-
Valuation
P / E	-	32.0x	26.2x	24.5x	37.1x	23.0x
P / B	32.0x	30.4x	48.0x	-	-	-
P / S	0.2x	0.4x	0.7x	-	-	-
EV / EBITDA	34.2x	14.1x	16.0x	-	-	-
Growth
Revenue growth (YoY)	3.5%	1.5%	9.2%	19.4%	16.0%	-0.6%
Revenue CAGR (3y)	4.7%	9.8%	14.8%	11.2%	19.1%	9.1%
Revenue CAGR (5y)	9.7%	8.8%	17.1%	12.5%	11.1%	10.5%
Gross profit growth (YoY)	-14.4%	1.5%	2.5%	23.3%	1.6%	10.1%
Operating income growth (YoY)	-	-46.5%	-12.7%	44.4%	-11.0%	4.3%
Net income growth (YoY)	-	-46.9%	-4.4%	44.5%	-10.2%	-8.5%
EPS growth (YoY)	-	-45.9%	-3.7%	45.9%	-10.2%	-4.3%
EPS CAGR (3y)	-	-8.7%	8.1%	7.8%	-0.4%	20.8%
EPS CAGR (5y)	-	-8.1%	6.8%	18.2%	0.6%	17.5%
FCF growth (YoY)	-	204.3%	-50.1%	39.7%	-8.4%	66.7%
FCF CAGR (5y)	-	26.5%	1.2%	13.2%	18.2%	39.3%
Book value growth (YoY)	-52.6%	3.6%	15.2%	-	-	981.9%

Sales by segment

From XBRL dimensional facts in the 10-K period ending 2025-12-31.

Geographic

$6.81B total

Northeast$1.87B · 27.5%

West$1.39B · 20.4%

Southwest$1.28B · 18.8%

Central$1.23B · 18.1%

Southeast$972.00M · 14.3%

Other Revenues$70.00M · 1.0%

Stability scores

Piotroski F-score

FY 2025 · 9-point quality

2/9

Weak

✗Net income positive
✗Operating cash flow positive
✗ROA improved YoY
✗Cash flow > net income
✗Long-term debt decreased
✗Current ratio improved
✓No share dilution
✗Gross margin improved
✓Asset turnover improved

Peer comparison

Same SIC group: Services-Help Supply Services

Company	Revenue (last FY)	Net margin	ROE
KFRC	$1.33B	2.6%	27.9%
KELYA	$4.25B	-6.0%	-26.0%
TBI	-	-	-17.5%
STRR	$172.16M	-3.4%	-9.0%
CCRN	$1.05B	-9.0%	-29.4%

Comparing INSPERITY against the 5 most active filers in the same SIC group.

Dividends

$2.40/share trailing 12 months · 0.0% YoY

Ex-date	Per share
Mar 6, 2026	$0.6000
Dec 9, 2025	$0.6000
Sep 4, 2025	$0.6000
Jun 6, 2025	$0.6000
Mar 13, 2025	$0.6000
Dec 10, 2024	$0.6000
Sep 5, 2024	$0.6000
Jun 7, 2024	$0.6000
Mar 6, 2024	$0.5700
Dec 1, 2023	$0.5700
Sep 7, 2023	$0.5700
Jun 7, 2023	$0.5700
Mar 9, 2023	$0.5200
Dec 5, 2022	$0.5200
Sep 8, 2022	$0.5200
Jun 8, 2022	$0.5200
Mar 9, 2022	$0.4500
Dec 3, 2021	$2.4500
Sep 9, 2021	$0.4500
Jun 9, 2021	$0.4500
Mar 10, 2021	$0.4000
Dec 4, 2020	$0.4000
Sep 10, 2020	$0.4000
Jun 5, 2020	$0.4000