NSP · Insperity, Inc. - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.90B | - | $1.62B | $1.66B | $1.86B | - | $1.56B | $1.60B | $1.80B | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | $302.00M | - | $195.00M | $223.00M | $310.00M | - | $229.00M | $260.00M | $345.00M | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | $55.00M | - | $45.00M | $49.00M | $60.00M | - | $53.00M | $57.00M | $57.00M | - |
| Total Operating Expenses | $240.00M | - | $220.00M | $230.00M | $242.00M | - | $228.00M | $237.00M | $237.00M | - |
| D&A | $11.00M | - | $11.00M | $11.00M | $11.00M | - | $11.00M | $11.00M | $11.00M | - |
| Operating Income | $62.00M | - | ($25.00M) | ($7.00M) | $68.00M | - | $1.00M | $23.00M | $108.00M | - |
| Interest Expense | $6.00M | - | $6.00M | $6.00M | $6.00M | - | $7.00M | $7.00M | $7.00M | - |
| Income Tax | $30.00M | - | ($4.00M) | ($1.00M) | $21.00M | - | $0 | $7.00M | $32.00M | - |
| Net Income | $33.00M | - | ($20.00M) | ($5.00M) | $51.00M | - | $3.00M | $18.00M | $79.00M | - |
| EPS - Basic | $0.88 | - | ($0.53) | ($0.14) | $1.37 | - | $0.07 | $0.48 | $2.11 | - |
| EPS - Diluted | $0.88 | - | ($0.53) | ($0.14) | $1.35 | - | $0.07 | $0.48 | $2.08 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $537.00M | $642.00M | $422.00M | $441.00M | $551.00M | $1.04B | $470.00M | $676.00M | $667.00M | $692.87M |
| Accounts Receivable | - | $6.00M | - | - | - | $9.00M | - | - | - | $15.77M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | $6.00M | $6.00M | $8.00M | $6.00M | $8.00M | $10.00M | $6.00M | $7.00M | $6.00M | $10.69M |
| Current Assets | $1.73B | $1.72B | $1.55B | $1.52B | $1.65B | $2.08B | $1.43B | $1.62B | $1.62B | $1.60B |
| Total Assets | $2.20B | $2.20B | $2.01B | $2.02B | $2.14B | $2.60B | $1.93B | $2.10B | $2.13B | $2.12B |
| Current Liabilities | $1.59B | $1.62B | $1.38B | $1.36B | $1.47B | $1.93B | $1.23B | $1.38B | $1.41B | $1.44B |
| Long-term Debt | $369.00M | $369.00M | $369.00M | $369.00M | $369.00M | $369.00M | $369.00M | $369.00M | $369.00M | $369.40M |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - |
| Stockholders' Equity | $67.00M | $46.00M | $87.00M | $112.00M | $119.00M | $97.00M | $125.00M | $142.00M | $140.00M | $93.62M |
| Retained Earnings | $648.00M | $638.00M | $694.00M | $736.00M | $764.00M | $738.00M | $769.00M | $788.00M | $793.00M | $738.55M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($67.00M) | - | - | - | ($443.00M) | - | - | - | $31.00M | - |
| Investing Cash Flow | ($6.00M) | - | - | - | ($6.00M) | - | - | - | ($5.00M) | - |
| Financing Cash Flow | ($46.00M) | - | - | - | ($49.00M) | - | - | - | ($83.00M) | - |
| CapEx | $6.00M | - | - | - | $6.00M | - | - | - | $5.00M | - |
| Free Cash Flow | ($73.00M) | - | - | - | ($449.00M) | - | - | - | $26.00M | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | 15.9% | - | 12.0% | 13.4% | 16.6% | - | 14.7% | 16.2% | 19.1% | - |
| Operating margin | 3.3% | - | -1.5% | -0.4% | 3.7% | - | 0.1% | 1.4% | 6.0% | - |
| EBITDA margin | 3.9% | - | -0.9% | 0.2% | 4.2% | - | 0.8% | 2.1% | 6.6% | - |
| Net margin | 1.7% | - | -1.2% | -0.3% | 2.7% | - | 0.2% | 1.1% | 4.4% | - |
| Free cash flow margin | -3.9% | - | - | - | -24.1% | - | - | - | 1.4% | - |
| FCF / Net income | -2.21 | - | - | - | -8.80 | - | - | - | 0.33 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | 2.9% | - | 2.8% | 3.0% | 3.2% | - | 3.4% | 3.6% | 3.2% | - |
| Effective tax rate | 47.6% | - | - | - | 29.2% | - | 0.0% | 28.0% | 28.8% | - |
| Return on assets | 1.5% | - | -1.0% | -0.2% | 2.4% | - | 0.2% | 0.9% | 3.7% | - |
| Return on equity | 49.3% | - | -23.0% | -4.5% | 42.9% | - | 2.4% | 12.7% | 56.4% | - |
| Return on invested capital | 7.4% | - | -4.3% | -1.1% | 9.9% | - | 0.2% | 3.2% | 15.1% | - |
| Liquidity | ||||||||||
| Current ratio | 1.09 | 1.06 | 1.12 | 1.12 | 1.13 | 1.08 | 1.16 | 1.17 | 1.15 | 1.11 |
| Quick ratio | 1.09 | 1.06 | 1.12 | 1.12 | 1.13 | 1.08 | 1.16 | 1.17 | 1.15 | 1.11 |
| Cash ratio | 0.34 | 0.40 | 0.31 | 0.32 | 0.38 | 0.54 | 0.38 | 0.49 | 0.47 | 0.48 |
| Leverage | ||||||||||
| Debt / Equity | 5.51 | 8.02 | 4.24 | 3.29 | 3.10 | 3.80 | 2.95 | 2.60 | 2.64 | 3.95 |
| Debt / Assets | 0.17 | 0.17 | 0.18 | 0.18 | 0.17 | 0.14 | 0.19 | 0.18 | 0.17 | 0.17 |
| Debt / EBITDA | 5.05 | - | - | 92.25 | 4.67 | - | 30.75 | 10.85 | 3.10 | - |
| Interest coverage | 10.3x | - | -4.2x | -1.2x | 11.3x | - | 0.1x | 3.3x | 15.4x | - |
| Equity multiplier | 32.78 | 47.89 | 23.13 | 18.02 | 18.01 | 26.77 | 15.46 | 14.75 | 15.19 | 22.64 |
| Liabilities / Assets | - | - | - | - | - | - | - | - | - | - |
| Efficiency | ||||||||||
| Asset turnover | 0.86 | - | 0.81 | 0.82 | 0.87 | - | 0.81 | 0.77 | 0.85 | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 30.7x | - | - | - | 66.1x | - | 1257.1x | 190.0x | 52.7x | - |
| P / B | 15.3x | - | 21.5x | 20.4x | 28.5x | - | 26.8x | 24.4x | 29.8x | - |
| P / S | 0.5x | - | 1.2x | 1.4x | 1.8x | - | 2.1x | 2.2x | 2.3x | - |
| EV / EBITDA | 11.8x | - | - | 553.1x | 40.6x | - | 270.3x | 92.9x | 32.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | 1.7% | - | 4.0% | 3.3% | 3.4% | - | 0.7% | 1.3% | 1.8% | - |
| Revenue CAGR (3y) | 2.3% | - | 4.1% | 5.0% | 5.7% | - | 8.9% | 10.6% | 11.9% | - |
| Revenue CAGR (5y) | 8.0% | - | 10.0% | 10.8% | 8.7% | - | 8.4% | 9.0% | 9.3% | - |
| Gross profit growth (YoY) | -2.6% | - | -14.8% | -14.2% | -10.1% | - | -11.2% | 15.7% | 3.9% | - |
| Operating income growth (YoY) | -8.8% | - | - | - | -37.0% | - | -98.3% | 45.5% | -10.7% | - |
| Net income growth (YoY) | -35.3% | - | - | - | -35.4% | - | -93.2% | 39.6% | -16.5% | - |
| EPS growth (YoY) | -34.8% | - | - | - | -35.1% | - | -94.0% | 45.5% | -15.1% | - |
| EPS CAGR (3y) | -28.9% | - | - | - | -9.1% | - | -53.6% | -9.6% | 9.4% | - |
| EPS CAGR (5y) | -11.2% | - | - | - | -3.1% | - | -35.6% | -7.0% | 2.4% | - |
| FCF growth (YoY) | 83.7% | - | - | - | - | - | - | - | -20.0% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | -25.3% | - |
| Book value growth (YoY) | -43.7% | -52.6% | -30.4% | -21.1% | -15.0% | 3.6% | 50.4% | 8.8% | 4.9% | 15.2% |
Sales by segment
From XBRL dimensional facts in the 10-K period ending 2025-12-31.
Geographic
$6.81B totalNortheast$1.87B · 27.5%
West$1.39B · 20.4%
Southwest$1.28B · 18.8%
Central$1.23B · 18.1%
Southeast$972.00M · 14.3%
Other Revenues$70.00M · 1.0%
Peer comparison
Same SIC group: Services-Help Supply Services
Comparing INSPERITY against the 5 most active filers in the same SIC group.
Dividends
$2.40/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Mar 6, 2026 | $0.6000 |
| Dec 9, 2025 | $0.6000 |
| Sep 4, 2025 | $0.6000 |
| Jun 6, 2025 | $0.6000 |
| Mar 13, 2025 | $0.6000 |
| Dec 10, 2024 | $0.6000 |
| Sep 5, 2024 | $0.6000 |
| Jun 7, 2024 | $0.6000 |
| Mar 6, 2024 | $0.5700 |
| Dec 1, 2023 | $0.5700 |
| Sep 7, 2023 | $0.5700 |
| Jun 7, 2023 | $0.5700 |
| Mar 9, 2023 | $0.5200 |
| Dec 5, 2022 | $0.5200 |
| Sep 8, 2022 | $0.5200 |
| Jun 8, 2022 | $0.5200 |
| Mar 9, 2022 | $0.4500 |
| Dec 3, 2021 | $2.4500 |
| Sep 9, 2021 | $0.4500 |
| Jun 9, 2021 | $0.4500 |
| Mar 10, 2021 | $0.4000 |
| Dec 4, 2020 | $0.4000 |
| Sep 10, 2020 | $0.4000 |
| Jun 5, 2020 | $0.4000 |