NKSH · National Bankshares Inc - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $314.0K | - | - | - | $248.0K | - | - | - | $210.0K | - |
| Operating Income | $6.05M | - | $5.38M | $2.65M | $3.90M | - | $3.23M | ($483.0K) | $2.69M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $7.78M | - |
| Income Tax | $1.07M | - | $961.0K | $362.0K | $666.0K | - | $550.0K | ($177.0K) | $518.0K | - |
| Net Income | $4.98M | - | $4.42M | $2.29M | $3.24M | - | $2.68M | ($306.0K) | $2.17M | - |
| EPS - Basic | $0.78 | - | $0.70 | $0.36 | $0.51 | - | $0.42 | ($0.05) | $0.37 | - |
| EPS - Diluted | $0.78 | - | $0.69 | $0.36 | $0.51 | - | $0.42 | ($0.05) | $0.37 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $62.15M | $59.25M | $42.30M | $92.85M | $122.53M | $108.12M | $49.77M | $98.88M | $85.60M | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $1.83B | $1.82B | $1.80B | $1.81B | $1.84B | $1.81B | $1.79B | $1.81B | $1.69B | $1.66B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $1.64B | $1.64B | $1.62B | $1.64B | $1.67B | $1.66B | $1.62B | $1.66B | $1.55B | $1.51B |
| Stockholders' Equity | $187.40M | $184.91M | $179.22M | $168.74M | $167.28M | $156.41M | $167.78M | $148.96M | $139.39M | $140.52M |
| Retained Earnings | $207.54M | $202.56M | $201.64M | $197.22M | $199.58M | $196.34M | $198.22M | $195.55M | $200.16M | $197.98M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.30M | - | - | - | $2.57M | - | - | - | $3.84M | - |
| Investing Cash Flow | ($3.21M) | - | - | - | ($1.10M) | - | - | - | ($3.10M) | - |
| Financing Cash Flow | $2.81M | - | - | - | $12.95M | - | - | - | $33.84M | - |
| CapEx | $229.0K | - | - | - | $315.0K | - | - | - | - | - |
| Free Cash Flow | $3.07M | - | - | - | $2.25M | - | - | - | - | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | 0.62 | - | - | - | 0.70 | - | - | - | - | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 17.6% | - | 17.9% | 13.7% | 17.1% | - | 17.0% | - | 19.2% | - |
| Return on assets | 0.3% | - | 0.2% | 0.1% | 0.2% | - | 0.1% | -0.0% | 0.1% | - |
| Return on equity | 2.7% | - | 2.5% | 1.4% | 1.9% | - | 1.6% | -0.2% | 1.6% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.3x | - |
| Equity multiplier | 9.76 | 9.87 | 10.06 | 10.71 | 10.97 | 11.58 | 10.64 | 12.15 | 12.12 | 11.78 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.91 | 0.91 | 0.91 | 0.91 | 0.92 | 0.92 | 0.92 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 46.7x | - | 42.7x | 75.6x | 52.2x | - | 71.2x | - | 90.3x | - |
| P / B | 1.2x | - | 1.0x | 1.0x | 1.0x | - | 1.1x | 1.1x | 1.4x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 26.7x | - | - | - | 11.3x | - | - | - | 38.3x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 55.0% | - | 66.8% | - | 44.9% | - | -12.6% | - | -50.9% | - |
| Net income growth (YoY) | 53.9% | - | 65.2% | - | 48.9% | - | -12.9% | - | -52.0% | - |
| EPS growth (YoY) | 52.9% | - | 64.3% | - | 37.8% | - | -19.2% | - | - | - |
| EPS CAGR (3y) | - | - | - | - | - | - | -23.6% | - | -20.6% | - |
| EPS CAGR (5y) | 1.1% | - | 1.5% | -4.8% | - | - | -8.4% | - | -9.5% | - |
| FCF growth (YoY) | 36.4% | - | - | - | - | - | - | - | - | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 12.0% | 18.2% | 6.8% | 13.3% | 20.0% | 11.3% | 44.5% | 16.0% | 6.4% | 14.5% |
Peer comparison
Same SIC group: National Commercial Banks
Comparing NATIONAL BANKSHARES INC against the 5 most active filers in the same SIC group.
Dividends
$1.53/share trailing 12 months · +1.3% YoY
| Ex-date | Per share |
|---|---|
| May 26, 2026 | $0.7500 |
| Nov 24, 2025 | $0.7800 |
| May 27, 2025 | $0.7300 |
| Nov 25, 2024 | $0.7800 |
| May 24, 2024 | $0.7300 |
| Nov 17, 2023 | $0.7800 |
| May 19, 2023 | $0.7300 |
| Jan 20, 2023 | $1.0000 |
| Nov 18, 2022 | $0.7800 |
| May 20, 2022 | $0.7200 |
| Nov 19, 2021 | $0.7400 |
| May 21, 2021 | $0.7000 |
| Nov 20, 2020 | $0.7200 |
| May 21, 2020 | $0.6700 |
| Nov 22, 2019 | $0.7200 |
| May 24, 2019 | $0.6700 |
| Nov 23, 2018 | $0.6300 |
| May 18, 2018 | $0.5800 |
| Nov 17, 2017 | $0.6100 |
| May 18, 2017 | $0.5600 |
| Nov 17, 2016 | $0.6100 |
| May 19, 2016 | $0.5500 |
| Nov 13, 2015 | $0.6100 |
| May 21, 2015 | $0.5300 |