CoverageForm 410-K10-Q8-K13D13G13F

NEWT · Newtekone, Inc. - Financials

Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.

Price · NEWT

Income Statement

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Revenue----------
Cost of Revenue----------
Gross Profit----------
R&D----------
SG&A----------
Total Operating Expenses----------
D&A$36.0K-$129.0K$274.0K$146.0K-$517.0K$521.0K$532.0K-
Operating Income----------
Interest Expense--------$18.16M-
Income Tax$3.69M-$7.17M$5.07M$2.28M-$5.12M$3.84M$3.45M-
Net Income$13.40M-$17.90M$13.70M$9.37M-$11.93M$10.95M$9.65M-
EPS - Basic$0.43-$0.68$0.53$0.36-$0.45$0.43$0.38-
EPS - Diluted$0.43-$0.67$0.52$0.35-$0.45$0.43$0.38-

Balance Sheet

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Cash & Equivalents$403.02M$310.29M$216.93M$213.29M$294.13M$381.37M$190.42M$206.34M$163.21M$184.01M
Accounts Receivable----------
Inventory----------
Accounts Payable----------
Current Assets----------
Total Assets$2.89B$2.74B$2.40B$2.13B$2.14B$2.06B$1.67B$1.62B$1.51B$1.43B
Current Liabilities----------
Long-term Debt$550.47M$819.89M$748.55M$657.33M$773.99M$708.04M$655.83M$651.97M$662.49M$644.12M
Total Liabilities$2.48B$2.35B$2.01B$1.81B$1.83B$1.76B$1.39B$1.34B$1.26B$1.18B
Stockholders' Equity$404.69M$397.57M$386.71M$312.18M$302.28M$296.28M$281.79M$274.00M$254.13M$249.05M
Retained Earnings$101.84M$94.99M$81.98M$70.00M$61.54M$57.77M$44.83M$38.25M$32.61M$28.05M

Cash Flow

Line itemQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Operating Cash Flow($257.46M)---($60.70M)---($38.67M)-
Investing Cash Flow($85.26M)---($79.25M)---($43.80M)-
Financing Cash Flow$435.45M---$52.71M---$61.68M-
CapEx$89.0K---$37.0K---$57.0K-
Free Cash Flow($257.55M)---($60.74M)---($38.73M)-

Ratios

MetricQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23
Profitability
Gross margin----------
Operating margin----------
EBITDA margin----------
Net margin----------
Free cash flow margin----------
FCF / Net income-19.22----6.48----4.01-
R&D / Revenue----------
SG&A / Revenue----------
Effective tax rate21.6%-28.6%27.0%19.6%-30.0%26.0%26.3%-
Return on assets0.5%-0.7%0.6%0.4%-0.7%0.7%0.6%-
Return on equity3.3%-4.6%4.4%3.1%-4.2%4.0%3.8%-
Return on invested capital----------
Liquidity
Current ratio----------
Quick ratio----------
Cash ratio----------
Leverage
Debt / Equity1.362.061.942.112.562.392.332.382.612.59
Debt / Assets0.190.300.310.310.360.340.390.400.440.45
Debt / EBITDA----------
Interest coverage----------
Equity multiplier7.136.906.206.817.076.955.945.905.945.74
Liabilities / Assets0.860.860.840.850.860.860.830.830.830.83
Efficiency
Asset turnover----------
Inventory turnover----------
Days sales outstanding----------
Days inventory outstanding----------
Days payable outstanding----------
Cash conversion cycle----------
Valuation
P / E25.5x-17.1x21.7x34.2x-27.7x29.2x28.9x-
P / B0.8x-0.8x0.9x1.0x-1.2x1.1x1.1x-
P / S----------
EV / EBITDA----------
Growth
Revenue growth (YoY)----------
Revenue CAGR (3y)----------
Revenue CAGR (5y)----------
Gross profit growth (YoY)----------
Operating income growth (YoY)----------
Net income growth (YoY)43.1%-50.0%25.2%-2.9%-19.6%59.7%--
EPS growth (YoY)22.9%-48.9%20.9%-7.9%-18.4%-23.2%--
EPS CAGR (3y)----------
EPS CAGR (5y)----------
FCF growth (YoY)-324.0%----56.8%-----
FCF CAGR (5y)----------
Book value growth (YoY)33.9%34.2%37.2%13.9%18.9%19.0%24.1%23.9%16.3%-33.7%

Peer comparison

Same SIC group: National Commercial Banks

CompanyRevenue (last FY)Net marginROE
HBAN---
UMBF--9.1%
ZION$662.00M135.8%12.5%
JPM$182.45B31.3%15.7%
SFNC$5.63M-7060.1%-11.6%

Comparing NewtekOne against the 5 most active filers in the same SIC group.

Dividends

$0.76/share trailing 12 months · 0.0% YoY

Ex-datePer share
Mar 24, 2026$0.1900
Dec 22, 2025$0.1900
Oct 14, 2025$0.1900
Jul 9, 2025$0.1900
Apr 15, 2025$0.1900
Dec 31, 2024$0.1900
Oct 10, 2024$0.1900
Jul 9, 2024$0.1900
Mar 28, 2024$0.1900
Dec 28, 2023$0.1800
Oct 6, 2023$0.1800
Jul 7, 2023$0.1800
Apr 3, 2023$0.1800
Dec 19, 2022$0.7000
Sep 19, 2022$0.6500
Jun 16, 2022$0.7500
Mar 18, 2022$0.6500
Dec 17, 2021$1.0500
Sep 17, 2021$0.9000
Jun 14, 2021$0.7000
Mar 19, 2021$0.5000
Dec 17, 2020$0.4700
Sep 18, 2020$0.5800
Jul 14, 2020$0.5600