MVBF · Mvb Financial Corp - Financials
Annual line items from SEC XBRL filings, sourced from EDGAR's Company Facts API with fallback to the quarterly Financial Statement Data Sets. See issuer overview for Form 4 activity and 10-K signals.
Income Statement
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - |
| R&D | - | - | - | - | - | - | - | - | - | - |
| SG&A | - | - | - | - | - | - | - | - | - | - |
| Total Operating Expenses | - | - | - | - | - | - | - | - | - | - |
| D&A | $423.0K | - | - | - | $776.0K | - | - | - | $1.10M | - |
| Operating Income | $6.70M | - | $23.43M | $3.17M | $4.81M | - | $2.80M | $5.53M | $5.79M | - |
| Interest Expense | - | - | - | - | - | - | - | - | $19.89M | - |
| Income Tax | $1.51M | - | $6.29M | $1.16M | $1.25M | - | $642.0K | $1.38M | $1.28M | - |
| Net Income | $5.18M | - | $17.14M | $2.00M | $3.58M | - | $2.08M | $4.09M | $4.48M | - |
| EPS - Basic | $0.41 | - | $1.36 | $0.16 | $0.28 | - | $0.16 | $0.32 | $0.35 | - |
| EPS - Diluted | $0.39 | - | $1.32 | $0.15 | $0.27 | - | $0.16 | $0.31 | $0.34 | - |
Balance Sheet
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $177.63M | $244.13M | $300.04M | $399.38M | $251.45M | $317.91M | $610.91M | $455.52M | $640.43M | $398.23M |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Accounts Payable | - | - | - | - | - | - | - | - | - | - |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Total Assets | $3.32B | $3.31B | $3.23B | $3.22B | $3.02B | $3.13B | $3.42B | $3.29B | $3.55B | $3.31B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | $2.99B | $2.97B | $2.91B | $2.92B | $2.71B | $2.82B | $3.12B | $2.99B | $3.26B | $3.02B |
| Stockholders' Equity | $334.92M | $333.97M | $327.75M | $302.31M | $310.05M | $305.68M | $303.09M | $296.63M | $291.85M | $289.38M |
| Retained Earnings | $193.41M | $190.41M | $188.35M | $173.35M | $173.56M | $172.18M | $164.98M | $165.10M | $163.20M | $160.86M |
Cash Flow
| Line item | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ($23.31M) | - | - | - | $14.13M | - | - | - | ($25.26M) | - |
| Investing Cash Flow | ($78.62M) | - | - | - | $31.27M | - | - | - | $25.80M | - |
| Financing Cash Flow | $35.43M | - | - | - | ($111.86M) | - | - | - | $241.66M | - |
| CapEx | $140.0K | - | - | - | $261.0K | - | - | - | $921.0K | - |
| Free Cash Flow | ($23.45M) | - | - | - | $13.87M | - | - | - | ($26.18M) | - |
Ratios
| Metric | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Gross margin | - | - | - | - | - | - | - | - | - | - |
| Operating margin | - | - | - | - | - | - | - | - | - | - |
| EBITDA margin | - | - | - | - | - | - | - | - | - | - |
| Net margin | - | - | - | - | - | - | - | - | - | - |
| Free cash flow margin | - | - | - | - | - | - | - | - | - | - |
| FCF / Net income | -4.52 | - | - | - | 3.88 | - | - | - | -5.84 | - |
| R&D / Revenue | - | - | - | - | - | - | - | - | - | - |
| SG&A / Revenue | - | - | - | - | - | - | - | - | - | - |
| Effective tax rate | 22.6% | - | 26.9% | 36.8% | 25.8% | - | 23.6% | 25.2% | 22.3% | - |
| Return on assets | 0.2% | - | 0.5% | 0.1% | 0.1% | - | 0.1% | 0.1% | 0.1% | - |
| Return on equity | 1.5% | - | 5.2% | 0.7% | 1.2% | - | 0.7% | 1.4% | 1.5% | - |
| Return on invested capital | - | - | - | - | - | - | - | - | - | - |
| Liquidity | ||||||||||
| Current ratio | - | - | - | - | - | - | - | - | - | - |
| Quick ratio | - | - | - | - | - | - | - | - | - | - |
| Cash ratio | - | - | - | - | - | - | - | - | - | - |
| Leverage | ||||||||||
| Debt / Equity | - | - | - | - | - | - | - | - | - | - |
| Debt / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - |
| Interest coverage | - | - | - | - | - | - | - | - | 0.3x | - |
| Equity multiplier | 9.92 | 9.91 | 9.86 | 10.66 | 9.74 | 10.24 | 11.28 | 11.08 | 12.15 | 11.45 |
| Liabilities / Assets | 0.90 | 0.90 | 0.90 | 0.91 | 0.90 | 0.90 | 0.91 | 0.91 | 0.92 | 0.91 |
| Efficiency | ||||||||||
| Asset turnover | - | - | - | - | - | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - | - | - | - | - | - |
| Days inventory outstanding | - | - | - | - | - | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - | - | - | - | - | - |
| Cash conversion cycle | - | - | - | - | - | - | - | - | - | - |
| Valuation | ||||||||||
| P / E | 63.7x | - | 19.0x | 150.2x | 64.1x | - | 121.0x | 60.1x | 65.6x | - |
| P / B | 1.0x | - | 1.0x | 1.0x | 0.7x | - | 0.8x | 0.8x | 1.0x | - |
| P / S | - | - | - | - | - | - | - | - | - | - |
| EV / EBITDA | 21.1x | - | - | - | -4.1x | - | - | - | -50.5x | - |
| Growth | ||||||||||
| Revenue growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (3y) | - | - | - | - | - | - | - | - | - | - |
| Revenue CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Gross profit growth (YoY) | - | - | - | - | - | - | - | - | - | - |
| Operating income growth (YoY) | 39.3% | - | 737.3% | -42.7% | -16.9% | - | -45.0% | -44.5% | 99.3% | - |
| Net income growth (YoY) | 44.9% | - | 723.8% | -51.0% | -20.2% | - | -46.2% | -49.6% | -60.5% | - |
| EPS growth (YoY) | 44.4% | - | 725.0% | -51.6% | -20.6% | - | -44.8% | -50.8% | -60.9% | - |
| EPS CAGR (3y) | -23.5% | - | 84.6% | -13.3% | 7.1% | - | -44.2% | -24.8% | -19.8% | - |
| EPS CAGR (5y) | -10.0% | - | 20.0% | -36.8% | 27.5% | - | -14.5% | -23.5% | - | - |
| FCF growth (YoY) | - | - | - | - | - | - | - | - | -320.3% | - |
| FCF CAGR (5y) | - | - | - | - | - | - | - | - | - | - |
| Book value growth (YoY) | 8.0% | 9.3% | 8.1% | 1.9% | 6.2% | 5.6% | 11.7% | 8.1% | 7.6% | 10.8% |
Peer comparison
Same SIC group: State Commercial Banks
Comparing MVB FINANCIAL CORP against the 5 most active filers in the same SIC group.
Dividends
$0.68/share trailing 12 months · 0.0% YoY
| Ex-date | Per share |
|---|---|
| Jun 1, 2026 | $0.1700 |
| Feb 27, 2026 | $0.1700 |
| Dec 1, 2025 | $0.1700 |
| Aug 29, 2025 | $0.1700 |
| May 30, 2025 | $0.1700 |
| Feb 28, 2025 | $0.1700 |
| Nov 29, 2024 | $0.1700 |
| Aug 30, 2024 | $0.1700 |
| May 31, 2024 | $0.1700 |
| Feb 29, 2024 | $0.1700 |
| Nov 30, 2023 | $0.1700 |
| Aug 31, 2023 | $0.1700 |
| May 31, 2023 | $0.1700 |
| Feb 28, 2023 | $0.1700 |
| Nov 30, 2022 | $0.1700 |
| Aug 31, 2022 | $0.1700 |
| May 31, 2022 | $0.1700 |
| Feb 28, 2022 | $0.1700 |
| Nov 30, 2021 | $0.1500 |
| Aug 31, 2021 | $0.1400 |
| May 28, 2021 | $0.1200 |
| Feb 26, 2021 | $0.1000 |
| Nov 30, 2020 | $0.0900 |
| Aug 31, 2020 | $0.0900 |